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Vocabulaire Essentiel pour le TOEFL - Économie

Ici, vous apprendrez quelques mots anglais sur l'économie, tels que "crédit", "dû", "rendement", etc., qui sont nécessaires pour l'examen TOEFL.

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Essential Words Needed for TOEFL
to finance
[verbe]

to provide funds or an amount of money

financer

financer

Ex: Over the years , the government has successfully financed numerous infrastructure projects .Au fil des ans, le gouvernement a réussi à **financer** de nombreux projets d'infrastructure.
capital
[nom]

money or property owned by a person or company that is used for investment or starting a business

capital

capital

Ex: He decided to invest his capital in real estate , hoping for high returns .Il a décidé d'investir son **capital** dans l'immobilier, espérant des rendements élevés.
credit
[nom]

the ability to buy something from a shop or receive money from a bank based on trust, without paying for it immediately

crédit

crédit

debit
[nom]

an entry indicating an increase in assets or an expense, and a decrease in debts or income

débit

débit

Ex: The software automatically applies debits and credits .Le logiciel applique automatiquement les **débits** et les crédits.
expense
[nom]

the amount of money spent to do or have something

dépense

dépense

Ex: Many people use budgeting apps to categorize their expenses and identify areas where they can cut back to save money .Beaucoup de gens utilisent des applications de budgétisation pour catégoriser leurs **dépenses** et identifier les domaines où ils peuvent réduire pour économiser de l'argent.
due
[Adjectif]

(of a payment, debt, etc.) scheduled or required to be paid immediately or at a specific time

à échéance, payable, à rendre

à échéance, payable, à rendre

Ex: The next installment for the project funding is due in two weeks .Le prochain versement pour le financement du projet est **dû** dans deux semaines.
yield
[nom]

an amount of profit gained from an investment or business

rendement actuel

rendement actuel

Ex: The stock portfolio showed a steady yield, generating consistent profits for the shareholders .Le portefeuille d'actions a montré un **rendement** régulier, générant des profits constants pour les actionnaires.

a document given by a bank to an account holder, providing a summary of all financial transactions within a specified period

relevé de compte, relevé bancaire

relevé de compte, relevé bancaire

Ex: Online banking allows customers to access and download their bank statements electronically for convenience and record-keeping purposes .Le **relevé bancaire** permet aux clients d'accéder et de télécharger leurs relevés bancaires électroniquement pour des raisons de commodité et de tenue de registres.
benefit
[nom]

the occasions or events like concert or performance that are arranged with the aim of generating funds for those who are in need

dîner de charité, soirée caritative

dîner de charité, soirée caritative

to climb
[verbe]

to increase in terms of amount, value, intensity, etc.

monter, s’élever

monter, s’élever

Ex: With the growing demand for online services , internet usage began to climb significantly .Avec la demande croissante de services en ligne, l'utilisation d'Internet a commencé à **augmenter** considérablement.
to crash
[verbe]

(economics) to lose value suddenly and significantly

s'effondrer

s'effondrer

Ex: When the company ’s stock crashed, many investors faced significant losses .Lorsque l'action de l'entreprise a **chuté**, de nombreux investisseurs ont subi des pertes importantes.

a sudden decrease in something's value, such as a price or stock

effondrement, krach

effondrement, krach

Ex: The collapse of the housing market left many people unable to sell their homes .L'**effondrement** du marché immobilier a laissé de nombreuses personnes incapables de vendre leur maison.

the act of remitting a person or organization's debts

allégement de la dette

allégement de la dette

income
[nom]

the money that is regularly earned from a job or through an investment

revenu

revenu

Ex: The couple reviewed their monthly income and expenses to create a more effective budget .Le couple a examiné ses **revenus** mensuels et ses dépenses pour créer un budget plus efficace.
revenue
[nom]

the total income generated from business activities or other sources

revenus

revenus

Ex: The restaurant 's revenue increased during the holiday season .Les **recettes** du restaurant ont augmenté pendant la saison des fêtes.
fortune
[nom]

a very large sum of money

fortune

fortune

Ex: Despite his vast fortune, he lived a surprisingly modest lifestyle .Malgré son **fortune** considérable, il menait un style de vie étonnamment modeste.
fee
[nom]

the money that is paid to a professional or an organization for their services

redevance

redevance

Ex: There 's an additional fee if you require expedited shipping for your order .Il y a des **frais** supplémentaires si vous avez besoin d'une expédition accélérée pour votre commande.
to deposit
[verbe]

to put an amount of money or other item of value into a bank account

verser, déposer

verser, déposer

Ex: The student deposited the scholarship award in her college tuition account to cover expenses .L'étudiante a **déposé** la bourse d'études dans son compte de frais de scolarité pour couvrir les dépenses.

to take money out of an account, fund, or financial institution

retirer

retirer

Ex: They planned to withdraw a portion of their savings to start their own business .Ils avaient prévu de **retirer** une partie de leurs économies pour démarrer leur propre entreprise.
to freeze
[verbe]

to legally prevent money, property, or a bank account from being used or sold

immobiliser

immobiliser

Ex: During divorce proceedings , a court may issue an order to freeze joint assets until a settlement can be reached .Lors des procédures de divorce, un tribunal peut émettre une ordonnance pour **geler** les biens communs jusqu'à ce qu'un accord soit trouvé.

to withdraw more money from a bank account than is available

mettre à découvert, tirer à découvert

mettre à découvert, tirer à découvert

Ex: He was worried that he might overdraw his account after making a large purchase .Il craignait de **découvrir** son compte après avoir effectué un achat important.

something that is voluntarily given to someone or an organization to help them, such as money, food, etc.

don

don

Ex: They appreciated the generous donation from the community .Ils ont apprécié le **don** généreux de la communauté.
budget
[nom]

the sum of money that is available to a person, an organization, etc. for a particular purpose and the plan according to which it will be spent

budget

budget

Ex: The project ran over budget, leading to cuts in other areas .Le projet a dépassé le **budget**, entraînant des réductions dans d'autres domaines.
asset
[nom]

a valuable resource or quality owned by an individual, organization, or entity, typically with economic value and the potential to provide future benefits

atout

atout

Ex: Goodwill , reflecting a company 's reputation and customer loyalty , is considered an asset on its balance sheet .
broke
[Adjectif]

having little or no financial resources

fauché, en faillite

fauché, en faillite

Ex: He felt embarrassed admitting to his friends that he was broke and could n't join them for dinner .Il s'est senti gêné d'admettre à ses amis qu'il était **fauché** et qu'il ne pouvait pas les rejoindre pour le dîner.

a situation in which a person or business is unable to pay due debts

faillite

faillite

Ex: The risk of bankruptcy increased as the market conditions worsened .Le risque de **faillite** a augmenté à mesure que les conditions du marché se détérioraient.

trading practices that do not put consumers at a disadvantage

commerce équitable

commerce équitable

to make a person or thing move from a place, situation, or person to another

transférer

transférer

Ex: The software developer had to transfer code snippets from one section of the program to another .Le développeur de logiciels a dû **transférer** des extraits de code d'une section du programme à une autre.
trading
[nom]

the practice of buying and selling goods

commerce

commerce

economy
[nom]

the system in which money, goods, and services are produced or distributed within a country or region

économie

économie

Ex: The global pandemic caused significant disruptions to the economy, affecting businesses and employment worldwide .La pandémie mondiale a causé des perturbations importantes à l'**économie**, affectant les entreprises et l'emploi dans le monde entier.

‌the relationship between the amount of goods or services that are available and the amount that people want to buy, especially when this controls prices

l'offre et la demande

l'offre et la demande

the business of trading and exchanging shares of different companies

bourse, marché boursier

bourse, marché boursier

Ex: The global pandemic had a profound impact on the stock market, leading to volatile fluctuations .La pandémie mondiale a eu un impact profond sur le **marché boursier**, entraînant des fluctuations volatiles.
share
[nom]

any of the equal portions of a company's stock that is available for public to buy and gain benefit

action, part

action, part

Ex: Selling your shares now would mean missing out on future growth .

a hard time in a country's economy characterized by a reduction in employment, production, and trade

récession

récession

Ex: Economists predicted that the recession would last for several quarters before signs of recovery would emerge .Les économistes ont prédit que la **récession** durerait plusieurs trimestres avant que des signes de reprise n'apparaissent.
invoice
[nom]

a list of goods or services received and their total cost

facture

facture

Ex: He reviewed the invoice for discrepancies before approving it for payment .

the process or provision of financial aid for something such as a charity or cause, usually through holding special events

collecte de fonds

collecte de fonds

Ex: The university alumni association hosts fundraising events to provide scholarships for students in need.L'association des anciens élèves de l'université organise des événements de **collecte de fonds** pour fournir des bourses aux étudiants dans le besoin.

a system of international trading in which there are no restrictions or taxes on goods bought or sold

libre-échange

libre-échange

Ex: Negotiations for a new free trade deal between the two countries stalled due to disagreements over agricultural tariffs .Les négociations pour un nouvel accord de **libre-échange** entre les deux pays ont été interrompues en raison de désaccords sur les tarifs agricoles.

an economic system that is not operated by the government rather by free competition and supply and demand

libre marché

libre marché

Ex: The deregulation of industries is often a key component of transitioning to a free market economy .La déréglementation des industries est souvent un élément clé de la transition vers une économie de **marché libre**.
decline
[nom]

a continuous reduction in something's amount, value, intensity, etc.

déclin

déclin

Ex: Measures were introduced to address the decline in biodiversity .Des mesures ont été introduites pour remédier à la **baisse** de la biodiversité.

(economics) an unprocessed material that can be traded in different exchanges or marketplaces

marchandise

marchandise

Ex: Investors often include commodities in their portfolios as a hedge against inflation and market volatility .Les investisseurs incluent souvent des **marchandises** dans leurs portefeuilles comme couverture contre l'inflation et la volatilité du marché.
Vocabulaire Essentiel pour le TOEFL
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