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Vocabulaire Essentiel pour le TOEFL - Économie

Ici, vous apprendrez quelques mots anglais sur l'économie, tels que "crédit", "dû", "rendement", etc., qui sont nécessaires pour l'examen TOEFL.

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Essential Words Needed for TOEFL
to finance
to finance
[verbe]

to provide funds or an amount of money

financer

financer

Ex: Banks play a crucial role in financing businesses through loans and credit. 
capital
capital
[nom]

assets used to generate more assets, especially in business or production

capital

capital

Ex: The company invested capital in new machinery. 
credit
credit
[nom]

the ability to obtain goods, services, or funds based on trust, allowing payment to be deferred

crédit

crédit

Ex: She bought the laptop on credit and will pay in installments. 
debit
debit
[nom]

an entry indicating an increase in assets or an expense, and a decrease in debts or income

débit

débit

Ex: The accountant recorded the purchase as a debit. 
expense
expense
[nom]

the amount of money spent to do or have something

dépense

dépense

Ex: Keeping track of your monthly expenses can help you create a realistic budget. 
due
due
[Adjectif]

(of a payment, debt, etc.) scheduled or required to be paid immediately or at a specific time

à échéance, payable, à rendre

à échéance, payable, à rendre

Ex: The rent is due on the first of every month. 
yield
yield
[nom]

an amount of profit gained from an investment or business

rendement actuel

rendement actuel

Ex: The bond offered a competitive yield, attracting many investors looking for stable returns. 
bank statement

a document given by a bank to an account holder, providing a summary of all financial transactions within a specified period

relevé de compte, relevé bancaire

relevé de compte, relevé bancaire

Ex: John reviewed his bank statement to reconcile his records with his monthly expenses. 
benefit
benefit
[nom]

the occasions or events like concert or performance that are arranged with the aim of generating funds for those who are in need

dîner de charité, soirée caritative

dîner de charité, soirée caritative

to climb
to climb
[verbe]

to increase in terms of amount, value, intensity, etc.

monter, s’élever

monter, s’élever

Ex: With successful marketing strategies, the sales of the product began to climb steadily. 
to crash
to crash
[verbe]

(economics) to lose value suddenly and significantly

s'effondrer

s'effondrer

Ex: The stock market crashed, wiping out billions in a matter of hours. 
collapse

a sudden decrease in something's value, such as a price or stock

effondrement, krach

effondrement, krach

Ex: The financial collapse led to widespread panic among investors. 
debt relief

the act of remitting a person or organization's debts

allégement de la dette

allégement de la dette

income
income
[nom]

the money that is regularly earned from a job or through an investment

revenu

revenu

Ex: His primary source of income is his salary from the tech company where he works. 
revenue
revenue
[nom]

the total income generated from business activities or other sources

revenus

revenus

Ex: The company's annual revenue exceeded expectations. 
fortune
fortune
[nom]

a very large sum of money

fortune

fortune

Ex: He inherited a fortune from his grandparents and became one of the wealthiest individuals in the country. 
fee
fee
[nom]

the money that is paid to a professional or an organization for their services

redevance

redevance

Ex: The lawyer's fee for handling the case was quite high. 
to deposit
to deposit
[verbe]

to put an amount of money or other item of value into a bank account

verser, déposer

verser, déposer

Ex: She deposited her paycheck into her savings account to start building her nest egg. 
to withdraw

to take money out of an account, fund, or financial institution

retirer

retirer

Ex: She visited the ATM to withdraw some cash for groceries. 
to freeze
to freeze
[verbe]

to legally prevent money, property, or a bank account from being used or sold

immobiliser

immobiliser

Ex: The government decided to freeze the assets of the company suspected of money laundering until the investigation was complete. 
to overdraw

to withdraw more money from a bank account than is available

mettre à découvert, tirer à découvert

mettre à découvert, tirer à découvert

Ex: He accidentally overdrew his account and had to pay a penalty fee. 
donation

something that is voluntarily given to someone or an organization to help them, such as money, food, etc.

don

don

Ex: She made a donation to the local animal shelter. 
budget
budget
[nom]

a specific amount of money set aside for a particular use

budget

budget

Ex: The project has a strict budget for equipment. 
asset
asset
[nom]

a valuable resource or quality owned by an individual, organization, or entity, typically with economic value and the potential to provide future benefits

atout

atout

Ex: Real estate is considered a valuable asset due to its potential for long-term appreciation and rental income. 
broke
broke
[Adjectif]

having little or no financial resources

fauché, en faillite

fauché, en faillite

Ex: I'm broke until payday. 
bankruptcy

a situation in which a person or business is unable to pay due debts

faillite

faillite

Ex: The company declared bankruptcy after years of financial losses. 
fair trade

trading practices that do not put consumers at a disadvantage

commerce équitable

commerce équitable

to transfer

to make a person or thing move from a place, situation, or person to another

transférer

transférer

Ex: The professor decided to transfer the student to a more advanced class. 
trading
trading
[nom]

the practice of buying and selling goods

commerce

commerce

economy
economy
[nom]

the system in which money, goods, and services are produced or distributed within a country or region

économie

économie

Ex: The country's economy grew rapidly due to investments in technology and infrastructure. 
supply and demand

‌the relationship between the amount of goods or services that are available and the amount that people want to buy, especially when this controls prices

l'offre et la demande

l'offre et la demande

stock market

the business of trading and exchanging shares of different companies

bourse, marché boursier

bourse, marché boursier

Ex: The stock market experienced a significant drop today, causing investors to worry about their portfolios. 
share
share
[nom]

any of the equal portions of a company's stock that is available for public to buy and gain benefit

action, part

action, part

Ex: She bought 100 shares of the tech startup during its IPO. 
recession

a hard time in a country's economy characterized by a reduction in employment, production, and trade

récession

récession

Ex: During the recession, many businesses were forced to close, leading to widespread job losses. 
invoice
invoice
[nom]

a list of goods or services received and their total cost

facture

facture

Ex: The vendor sent an invoice to the client for the goods delivered. 
fundraising

the process or provision of financial aid for something such as a charity or cause, usually through holding special events

collecte de fonds

collecte de fonds

Ex: The nonprofit organization organized a fundraising gala to raise funds for cancer research. 
free trade

a system of international trading in which there are no restrictions or taxes on goods bought or sold

libre-échange

libre-échange

Ex: Many economists argue that free trade agreements promote economic growth by reducing barriers to international commerce. 
free market

an economic system that is not operated by the government rather by free competition and supply and demand

libre marché

libre marché

Ex: In a free market economy, prices are determined by supply and demand rather than government intervention. 
decline
decline
[nom]

a change toward a smaller, lower, or reduced state

déclin

déclin

Ex: The company reported a decline in sales this quarter. 
commodity

(economics) an unprocessed material that can be traded in different exchanges or marketplaces

marchandise

marchandise

Ex: Oil has long been a highly valued commodity on the global market, influencing economies and politics. 
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