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Vocabulário Essencial para o TOEFL - A Economia

Aqui você aprenderá algumas palavras em inglês sobre a economia, como "crédito", "vencido", "rendimento", etc., que são necessárias para o exame TOEFL.

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Essential Words Needed for TOEFL
to finance
[verbo]

to provide funds or an amount of money

financiar, subsidiar

financiar, subsidiar

Ex: Over the years , the government has successfully financed numerous infrastructure projects .Ao longo dos anos, o governo **financiou** com sucesso inúmeros projetos de infraestrutura.
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capital
[substantivo]

money or property owned by a person or company that is used for investment or starting a business

capital, fundos

capital, fundos

Ex: He decided to invest his capital in real estate , hoping for high returns .Ele decidiu investir seu **capital** em imóveis, esperando altos retornos.
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credit
[substantivo]

the ability to buy something from a shop or receive money from a bank based on trust, without paying for it immediately

crédito

crédito

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debit
[substantivo]

an entry indicating an increase in assets or an expense, and a decrease in debts or income

débito, lançamento a débito

débito, lançamento a débito

Ex: The software automatically applies debits and credits .O software aplica automaticamente os **débitos** e os créditos.
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expense
[substantivo]

the amount of money spent to do or have something

despesa,  custo

despesa, custo

Ex: Many people use budgeting apps to categorize their expenses and identify areas where they can cut back to save money .Muitas pessoas usam aplicativos de orçamento para categorizar suas **despesas** e identificar áreas onde podem cortar para economizar dinheiro.
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due
[adjetivo]

(of a payment, debt, etc.) scheduled or required to be paid immediately or at a specific time

vencido, a pagar

vencido, a pagar

Ex: The next installment for the project funding is due in two weeks .A próxima parcela para o financiamento do projeto vence em duas semanas.
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yield
[substantivo]

an amount of profit gained from an investment or business

rendimento, lucro

rendimento, lucro

Ex: The stock portfolio showed a steady yield, generating consistent profits for the shareholders .A carteira de ações mostrou um **rendimento** estável, gerando lucros consistentes para os acionistas.
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bank statement
[substantivo]

a document given by a bank to an account holder, providing a summary of all financial transactions within a specified period

extrato bancário, demonstrativo de conta

extrato bancário, demonstrativo de conta

Ex: Online banking allows customers to access and download their bank statements electronically for convenience and record-keeping purposes .O **extrato bancário** permite que os clientes acessem e baixem seus extratos bancários eletronicamente para conveniência e fins de manutenção de registros.
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benefit
[substantivo]

the occasions or events like concert or performance that are arranged with the aim of generating funds for those who are in need

benefício,  concerto beneficente

benefício, concerto beneficente

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to climb
[verbo]

to increase in terms of amount, value, intensity, etc.

aumentar, subir

aumentar, subir

Ex: With the growing demand for online services , internet usage began to climb significantly .Com a crescente demanda por serviços online, o uso da internet começou a **aumentar** significativamente.
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to crash
[verbo]

(economics) to lose value suddenly and significantly

desabar, despencar

desabar, despencar

Ex: When the company ’s stock crashed, many investors faced significant losses .Quando as ações da empresa **despencaram**, muitos investidores enfrentaram perdas significativas.
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collapse
[substantivo]

a sudden decrease in something's value, such as a price or stock

colapso, queda

colapso, queda

Ex: The collapse of the housing market left many people unable to sell their homes .O **colapso** do mercado imobiliário deixou muitas pessoas incapazes de vender suas casas.
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debt relief
[substantivo]

the act of remitting a person or organization's debts

alívio da dívida, perdão da dívida

alívio da dívida, perdão da dívida

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income
[substantivo]

the money that is regularly earned from a job or through an investment

renda

renda

Ex: The couple reviewed their monthly income and expenses to create a more effective budget .O casal revisou sua **renda** mensal e despesas para criar um orçamento mais eficaz.
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revenue
[substantivo]

the total income generated from business activities or other sources

receita, renda

receita, renda

Ex: The restaurant 's revenue increased during the holiday season .A **receita** do restaurante aumentou durante a temporada de férias.
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fortune
[substantivo]

a very large sum of money

fortuna, riqueza

fortuna, riqueza

Ex: Despite his vast fortune, he lived a surprisingly modest lifestyle .Apesar de sua enorme **fortuna**, ele levava um estilo de vida surpreendentemente modesto.
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fee
[substantivo]

the money that is paid to a professional or an organization for their services

honorário, taxa

honorário, taxa

Ex: There 's an additional fee if you require expedited shipping for your order .Há uma **taxa** adicional se você precisar de envio acelerado para o seu pedido.
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to deposit
[verbo]

to put an amount of money or other item of value into a bank account

depositar, colocar

depositar, colocar

Ex: The student deposited the scholarship award in her college tuition account to cover expenses .A estudante **depositou** o prêmio da bolsa de estudos em sua conta de mensalidade universitária para cobrir despesas.
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to take money out of an account, fund, or financial institution

sacar, retirar

sacar, retirar

Ex: They planned to withdraw a portion of their savings to start their own business .Eles planejaram **sacar** uma parte de suas economias para começar seu próprio negócio.
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to freeze
[verbo]

to legally prevent money, property, or a bank account from being used or sold

congelar, bloquear

congelar, bloquear

Ex: During divorce proceedings , a court may issue an order to freeze joint assets until a settlement can be reached .Durante os processos de divórcio, um tribunal pode emitir uma ordem para **congelar** os bens comuns até que seja alcançado um acordo.
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to withdraw more money from a bank account than is available

ultrapassar o saldo, entrar no negativo

ultrapassar o saldo, entrar no negativo

Ex: He was worried that he might overdraw his account after making a large purchase .Ele estava preocupado que pudesse **ultrapassar o limite** da sua conta depois de fazer uma compra grande.
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donation
[substantivo]

something that is voluntarily given to someone or an organization to help them, such as money, food, etc.

doação, contribuição

doação, contribuição

Ex: They appreciated the generous donation from the community .Eles apreciaram a generosa **doação** da comunidade.
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budget
[substantivo]

the sum of money that is available to a person, an organization, etc. for a particular purpose and the plan according to which it will be spent

orçamento, plano financeiro

orçamento, plano financeiro

Ex: The project ran over budget, leading to cuts in other areas .O projeto ultrapassou o **orçamento**, levando a cortes em outras áreas.
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asset
[substantivo]

a valuable resource or quality owned by an individual, organization, or entity, typically with economic value and the potential to provide future benefits

ativo, recurso valioso

ativo, recurso valioso

Ex: Goodwill , reflecting a company 's reputation and customer loyalty , is considered an asset on its balance sheet .
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broke
[adjetivo]

having little or no financial resources

quebrado, sem um tostão

quebrado, sem um tostão

Ex: He felt embarrassed admitting to his friends that he was broke and could n't join them for dinner .Ele sentiu-se envergonhado admitindo aos seus amigos que estava **sem dinheiro** e não podia se juntar a eles para jantar.
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bankruptcy
[substantivo]

a situation in which a person or business is unable to pay due debts

falência, bancarrota

falência, bancarrota

Ex: The risk of bankruptcy increased as the market conditions worsened .O risco de **falência** aumentou à medida que as condições de mercado pioravam.
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fair trade
[substantivo]

trading practices that do not put consumers at a disadvantage

comércio justo

comércio justo

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to make a person or thing move from a place, situation, or person to another

transferir, mover

transferir, mover

Ex: The software developer had to transfer code snippets from one section of the program to another .O desenvolvedor de software teve que **transferir** trechos de código de uma seção do programa para outra.
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trading
[substantivo]

the practice of buying and selling goods

comércio,  negócio

comércio, negócio

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economy
[substantivo]

the system in which money, goods, and services are produced or distributed within a country or region

economia

economia

Ex: The global pandemic caused significant disruptions to the economy, affecting businesses and employment worldwide .A pandemia global causou interrupções significativas na **economia**, afetando negócios e empregos em todo o mundo.
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‌the relationship between the amount of goods or services that are available and the amount that people want to buy, especially when this controls prices

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stock market
[substantivo]

the business of trading and exchanging shares of different companies

mercado de ações, bolsa de valores

mercado de ações, bolsa de valores

Ex: The global pandemic had a profound impact on the stock market, leading to volatile fluctuations .A pandemia global teve um impacto profundo no **mercado de ações**, levando a flutuações voláteis.
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share
[substantivo]

any of the equal portions of a company's stock that is available for public to buy and gain benefit

ação, parte

ação, parte

Ex: Selling your shares now would mean missing out on future growth .
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recession
[substantivo]

a hard time in a country's economy characterized by a reduction in employment, production, and trade

recessão

recessão

Ex: Economists predicted that the recession would last for several quarters before signs of recovery would emerge .Os economistas previram que a **recessão** duraria vários trimestres antes que surgissem sinais de recuperação.
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invoice
[substantivo]

a list of goods or services received and their total cost

fatura, nota fiscal

fatura, nota fiscal

Ex: He reviewed the invoice for discrepancies before approving it for payment .
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fundraising
[substantivo]

the process or provision of financial aid for something such as a charity or cause, usually through holding special events

arrecadação de fundos, captação de recursos

arrecadação de fundos, captação de recursos

Ex: The university alumni association hosts fundraising events to provide scholarships for students in need.A associação de ex-alunos da universidade realiza eventos de **arrecadação de fundos** para fornecer bolsas de estudo a estudantes necessitados.
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free trade
[substantivo]

a system of international trading in which there are no restrictions or taxes on goods bought or sold

livre comércio, comércio livre

livre comércio, comércio livre

Ex: Negotiations for a new free trade deal between the two countries stalled due to disagreements over agricultural tariffs .As negociações para um novo acordo de **livre comércio** entre os dois países paralisaram devido a desacordos sobre tarifas agrícolas.
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free market
[substantivo]

an economic system that is not operated by the government rather by free competition and supply and demand

mercado livre, economia de mercado

mercado livre, economia de mercado

Ex: The deregulation of industries is often a key component of transitioning to a free market economy .A desregulamentação das indústrias é frequentemente um componente chave da transição para uma economia de **mercado livre**.
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decline
[substantivo]

a continuous reduction in something's amount, value, intensity, etc.

declínio, queda

declínio, queda

Ex: Measures were introduced to address the decline in biodiversity .Foram introduzidas medidas para abordar o **declínio** da biodiversidade.
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commodity
[substantivo]

(economics) an unprocessed material that can be traded in different exchanges or marketplaces

mercadoria, produto básico

mercadoria, produto básico

Ex: Investors often include commodities in their portfolios as a hedge against inflation and market volatility .Os investidores frequentemente incluem **commodities** em suas carteiras como proteção contra a inflação e a volatilidade do mercado.
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Vocabulário Essencial para o TOEFL
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