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Từ Vựng Cần Thiết cho TOEFL - Kinh Tế

Ở đây bạn sẽ học một số từ tiếng Anh về kinh tế, như "tín dụng", "đến hạn", "lợi nhuận", v.v., cần thiết cho kỳ thi TOEFL.

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Bắt đầu học
Essential Words Needed for TOEFL
to finance
to finance
[Động từ]

to provide funds or an amount of money

tài trợ, cấp vốn

tài trợ, cấp vốn

Ex: Banks play a crucial role in financing businesses through loans and credit. 
capital
capital
[Danh từ]

assets used to generate more assets, especially in business or production

vốn, quỹ

vốn, quỹ

Ex: The company invested capital in new machinery. 
credit
credit
[Danh từ]

the ability to obtain goods, services, or funds based on trust, allowing payment to be deferred

tín dụng, cho trả góp

tín dụng, cho trả góp

Ex: She bought the laptop on credit and will pay in installments. 
debit
debit
[Danh từ]

an entry indicating an increase in assets or an expense, and a decrease in debts or income

ghi nợ, bút toán ghi nợ

ghi nợ, bút toán ghi nợ

Ex: The accountant recorded the purchase as a debit. 
expense
expense
[Danh từ]

the amount of money spent to do or have something

chi phí,  khoản chi

chi phí, khoản chi

Ex: Keeping track of your monthly expenses can help you create a realistic budget. 
due
due
[Tính từ]

(of a payment, debt, etc.) scheduled or required to be paid immediately or at a specific time

đến hạn, phải trả

đến hạn, phải trả

Ex: The rent is due on the first of every month. 
yield
yield
[Danh từ]

an amount of profit gained from an investment or business

lợi nhuận, lãi suất

lợi nhuận, lãi suất

Ex: The bond offered a competitive yield, attracting many investors looking for stable returns. 
bank statement
bank statement
[Danh từ]

a document given by a bank to an account holder, providing a summary of all financial transactions within a specified period

sao kê ngân hàng, bản sao kê tài khoản

sao kê ngân hàng, bản sao kê tài khoản

Ex: John reviewed his bank statement to reconcile his records with his monthly expenses. 
benefit
benefit
[Danh từ]

the occasions or events like concert or performance that are arranged with the aim of generating funds for those who are in need

lợi ích,  buổi hòa nhạc từ thiện

lợi ích, buổi hòa nhạc từ thiện

to climb
to climb
[Động từ]

to increase in terms of amount, value, intensity, etc.

tăng lên, leo lên

tăng lên, leo lên

Ex: With successful marketing strategies, the sales of the product began to climb steadily. 
to crash
to crash
[Động từ]

(economics) to lose value suddenly and significantly

sụp đổ, lao dốc

sụp đổ, lao dốc

Ex: The stock market crashed, wiping out billions in a matter of hours. 
collapse
collapse
[Danh từ]

a sudden decrease in something's value, such as a price or stock

sự sụp đổ, sự sụt giảm

sự sụp đổ, sự sụt giảm

Ex: The financial collapse led to widespread panic among investors. 
debt relief
debt relief
[Danh từ]

the act of remitting a person or organization's debts

giảm nợ, xóa nợ

giảm nợ, xóa nợ

income
income
[Danh từ]

the money that is regularly earned from a job or through an investment

thu nhập

thu nhập

Ex: His primary source of income is his salary from the tech company where he works. 
revenue
revenue
[Danh từ]

the total income generated from business activities or other sources

doanh thu, thu nhập

doanh thu, thu nhập

Ex: The company's annual revenue exceeded expectations. 
fortune
fortune
[Danh từ]

a very large sum of money

tài sản, của cải

tài sản, của cải

Ex: He inherited a fortune from his grandparents and became one of the wealthiest individuals in the country. 
fee
fee
[Danh từ]

the money that is paid to a professional or an organization for their services

phí, lệ phí

phí, lệ phí

Ex: The lawyer's fee for handling the case was quite high. 
to deposit
to deposit
[Động từ]

to put an amount of money or other item of value into a bank account

gửi tiền, nộp tiền

gửi tiền, nộp tiền

Ex: She deposited her paycheck into her savings account to start building her nest egg. 
to withdraw
to withdraw
[Động từ]

to take money out of an account, fund, or financial institution

rút, lấy ra

rút, lấy ra

Ex: She visited the ATM to withdraw some cash for groceries. 
to freeze
to freeze
[Động từ]

to legally prevent money, property, or a bank account from being used or sold

đóng băng, phong tỏa

đóng băng, phong tỏa

Ex: The government decided to freeze the assets of the company suspected of money laundering until the investigation was complete. 
to overdraw
to overdraw
[Động từ]

to withdraw more money from a bank account than is available

rút quá số dư, thấu chi

rút quá số dư, thấu chi

Ex: He accidentally overdrew his account and had to pay a penalty fee. 
donation
donation
[Danh từ]

something that is voluntarily given to someone or an organization to help them, such as money, food, etc.

quyên góp, tài trợ

quyên góp, tài trợ

Ex: She made a donation to the local animal shelter. 
budget
budget
[Danh từ]

a specific amount of money set aside for a particular use

ngân sách, khoản ngân sách

ngân sách, khoản ngân sách

Ex: The project has a strict budget for equipment. 
asset
asset
[Danh từ]

a valuable resource or quality owned by an individual, organization, or entity, typically with economic value and the potential to provide future benefits

tài sản, nguồn lực có giá trị

tài sản, nguồn lực có giá trị

Ex: Real estate is considered a valuable asset due to its potential for long-term appreciation and rental income. 
broke
broke
[Tính từ]

having little or no financial resources

hết tiền, túng quẫn

hết tiền, túng quẫn

Ex: I'm broke until payday. 
bankruptcy
bankruptcy
[Danh từ]

a situation in which a person or business is unable to pay due debts

phá sản, vỡ nợ

phá sản, vỡ nợ

Ex: The company declared bankruptcy after years of financial losses. 
fair trade
fair trade
[Danh từ]

trading practices that do not put consumers at a disadvantage

thương mại công bằng

thương mại công bằng

to transfer
to transfer
[Động từ]

to make a person or thing move from a place, situation, or person to another

chuyển, di chuyển

chuyển, di chuyển

Ex: The professor decided to transfer the student to a more advanced class. 
trading
trading
[Danh từ]

the practice of buying and selling goods

buôn bán,  thương mại

buôn bán, thương mại

economy
economy
[Danh từ]

the system in which money, goods, and services are produced or distributed within a country or region

kinh tế

kinh tế

Ex: The country's economy grew rapidly due to investments in technology and infrastructure. 
supply and demand
supply and demand
[Cụm từ]

‌the relationship between the amount of goods or services that are available and the amount that people want to buy, especially when this controls prices

stock market
stock market
[Danh từ]

the business of trading and exchanging shares of different companies

thị trường chứng khoán, sàn giao dịch chứng khoán

thị trường chứng khoán, sàn giao dịch chứng khoán

Ex: The stock market experienced a significant drop today, causing investors to worry about their portfolios. 
share
share
[Danh từ]

any of the equal portions of a company's stock that is available for public to buy and gain benefit

cổ phiếu, phần

cổ phiếu, phần

Ex: She bought 100 shares of the tech startup during its IPO. 
recession
recession
[Danh từ]

a hard time in a country's economy characterized by a reduction in employment, production, and trade

suy thoái

suy thoái

Ex: During the recession, many businesses were forced to close, leading to widespread job losses. 
invoice
invoice
[Danh từ]

a list of goods or services received and their total cost

hóa đơn, phiếu thanh toán

hóa đơn, phiếu thanh toán

Ex: The vendor sent an invoice to the client for the goods delivered. 
fundraising
fundraising
[Danh từ]

the process or provision of financial aid for something such as a charity or cause, usually through holding special events

gây quỹ, quyên góp

gây quỹ, quyên góp

Ex: The nonprofit organization organized a fundraising gala to raise funds for cancer research. 
free trade
free trade
[Danh từ]

a system of international trading in which there are no restrictions or taxes on goods bought or sold

thương mại tự do, mậu dịch tự do

thương mại tự do, mậu dịch tự do

Ex: Many economists argue that free trade agreements promote economic growth by reducing barriers to international commerce. 
free market
free market
[Danh từ]

an economic system that is not operated by the government rather by free competition and supply and demand

thị trường tự do, kinh tế thị trường

thị trường tự do, kinh tế thị trường

Ex: In a free market economy, prices are determined by supply and demand rather than government intervention. 
decline
decline
[Danh từ]

a change toward a smaller, lower, or reduced state

sự giảm sút, sự suy giảm

sự giảm sút, sự suy giảm

Ex: The company reported a decline in sales this quarter. 
commodity
commodity
[Danh từ]

(economics) an unprocessed material that can be traded in different exchanges or marketplaces

hàng hóa, nguyên liệu thô

hàng hóa, nguyên liệu thô

Ex: Oil has long been a highly valued commodity on the global market, influencing economies and politics. 
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