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Vocabulario Esencial para el TOEFL - La Economía

Aquí aprenderás algunas palabras en inglés sobre dieta, como "credit", "due", "yield", etc. que se necesitan para el examen TOEFL.

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Essential Words Needed for TOEFL
to finance
[Verbo]

to provide funds or an amount of money

financiar

financiar

Ex: Over the years , the government has financed numerous infrastructure projects .
capital
[Sustantivo]

money or property owned by a person or company that is used for investment or starting a business

capital

capital

Ex: He decided to invest capital in real estate , hoping for high returns .
credit
[Sustantivo]

the ability to buy something from a shop or receive money from a bank based on trust, without paying for it immediately

crédito

crédito

debit
[Sustantivo]

an entry indicating an increase in assets or an expense, and a decrease in debts or income

débito, cargo

débito, cargo

expense
[Sustantivo]

the amount of money spent to do or have something

gasto

gasto

due
[Adjetivo]

(of a payment, debt, etc.) scheduled or required to be paid immediately or at a specific time

pagadero, adeudado

pagadero, adeudado

Ex: The next installment for the project funding due in two weeks .
yield
[Sustantivo]

an amount of profit gained from an investment or business

interés

interés

Ex: The stock portfolio showed a yield, generating consistent profits for the shareholders .
bank statement
[Sustantivo]

a document given by a bank to an account holder, providing a summary of all financial transactions within a specified period

estado de cuenta, extracto de cuenta

estado de cuenta, extracto de cuenta

Ex: Online banking allows customers to access and download bank statements electronically for convenience and record-keeping purposes .
benefit
[Sustantivo]

the occasions or events like concert or performance that are arranged with the aim of generating funds for those who are in need

beneficencia, evento benéfico

beneficencia, evento benéfico

to climb
[Verbo]

to increase in terms of amount, value, intensity, etc.

subir

subir

Ex: With the growing demand for online services , internet usage began climb significantly .
to crash
[Verbo]

(economics) to lose value suddenly and significantly

quebrar

quebrar

Ex: When the company ’s crashed, many investors faced significant losses .
collapse
[Sustantivo]

a sudden decrease in something's value, such as a price or stock

colapso, derrumbe

colapso, derrumbe

Ex: collapse of the housing market left many people unable to sell their homes .
debt relief
[Sustantivo]

the act of remitting a person or organization's debts

alivio de deuda

alivio de deuda

income
[Sustantivo]

the money that is regularly earned from a job or through an investment

ingreso, salario

ingreso, salario

Ex: The couple reviewed their income and expenses to create a more effective budget .
revenue
[Sustantivo]

the total income generated from business activities or other sources.

ingresos

ingresos

Ex: The restaurantrevenue increased during the holiday season .
fortune
[Sustantivo]

a very large sum of money

fortuna

fortuna

fee
[Sustantivo]

the money that is paid to a professional or an organization for their services

tasa

tasa

Ex: There 's an fee if you require expedited shipping for your order .
to deposit
[Verbo]

to put an amount of money or other item of value into a bank account

depositar, ingresar

depositar, ingresar

Ex: The deposited the scholarship award in her college tuition account to cover expenses .

to take money out of an account, fund, or financial institution

retirar

retirar

Ex: They planned withdraw a portion of their savings to start their own business .
to freeze
[Verbo]

to legally prevent money, property, or a bank account from being used or sold

congelar

congelar

Ex: During divorce proceedings , a court may issue an order freeze joint assets until a settlement can be reached .

to withdraw more money from a bank account than is available

sobregirar

sobregirar

Ex: He was worried that he overdraw his account after making a large purchase .
donation
[Sustantivo]

something that is voluntarily given to someone or an organization to help them, such as money, food, etc.

donación

donación

Ex: They appreciated the donation from the community .
budget
[Sustantivo]

the sum of money that is available to a person, an organization, etc. for a particular purpose and the plan according to which it will be spent

presupuesto

presupuesto

Ex: The project budget, leading to cuts in other areas .
asset
[Sustantivo]

(usually plural) a property or an item of value that a company owns and can sell to pay its debts

bien

bien

broke
[Adjetivo]

having little or no financial resources

pelado, sin un peso, sin blanca

pelado, sin un peso, sin blanca

Ex: He felt embarrassed admitting to his friends that he broke and could n't join them for dinner .
bankruptcy
[Sustantivo]

a situation in which a person or business is unable to pay due debts

bancarrota

bancarrota

Ex: The risk bankruptcy increased as the market conditions worsened .
fair trade
[Sustantivo]

trading practices that do not put consumers at a disadvantage

comercio justo

comercio justo

to make a person or thing move from a place, situation, or person to another

trasladarse

trasladarse

trading
[Sustantivo]

the practice of buying and selling goods

comercio

comercio

economy
[Sustantivo]

the system in which money, goods, and services are produced or distributed within a country or region

economía

economía

Ex: The global pandemic caused significant disruptions to economy, affecting businesses and employment worldwide .

‌the relationship between the amount of goods or services that are available and the amount that people want to buy, especially when this controls prices

oferta y demanda

oferta y demanda

stock market
[Sustantivo]

the business of trading and exchanging shares of different companies

bolsa de valores

bolsa de valores

Ex: The global pandemic had a profound impact on stock market, leading to volatile fluctuations .
share
[Sustantivo]

any of the equal portions of a company's stock that is available for public to buy and gain benefit

acción

acción

recession
[Sustantivo]

a hard time in a country's economy characterized by a reduction in employment, production, and trade

recesión

recesión

Ex: Economists predicted that recession would last for several quarters before signs of recovery would emerge .
invoice
[Sustantivo]

a list of goods or services received and their total cost

factura

factura

Ex: He reviewed invoice for discrepancies before approving it for payment .
fundraising
[Sustantivo]

the process or provision of financial aid for something such as a charity or cause, usually through holding special events

recaudación de fondos

recaudación de fondos

Ex: The marathon was held as fundraising event to support local animal shelters .
free trade
[Sustantivo]

a system of international trading in which there are no restrictions or taxes on goods bought or sold

libre comercio

libre comercio

Ex: Negotiations for a free trade deal between the two countries stalled due to disagreements over agricultural tariffs .
free market
[Sustantivo]

an economic system that is not operated by the government rather by free competition and supply and demand

mercado libre

mercado libre

Ex: The deregulation of industries is often a key component of transitioning to free market economy .
decline
[Sustantivo]

a continuous reduction in something's amount, value, intensity, etc.

reducción, disminución

reducción, disminución

Ex: Measures were introduced to address decline in biodiversity .
commodity
[Sustantivo]

(economics) an unprocessed material that can be traded in different exchanges or marketplaces

materia prima

materia prima

Ex: Investors often commodities in their portfolios as a hedge against inflation and market volatility .
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