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Vocabulario Esencial para el TOEFL - La Economía

Aquí aprenderás algunas palabras en inglés sobre dieta, como "credit", "due", "yield", etc. que se necesitan para el examen TOEFL.

Revisión

Tarjetas de memoria

formas

Ortografía

Cuestionario

Empezar a aprender
Essential Words Needed for TOEFL
to finance
to finance
[Verbo]

to provide funds or an amount of money

financiar

financiar

Ex: Over the years , the government has successfully financed numerous infrastructure projects .

A lo largo de los años, el gobierno ha logrado financiar numerosos proyectos de infraestructura.

capital
capital
[Sustantivo]

assets used to generate more assets, especially in business or production

capital

capital

Ex: The factory needed more capital to increase output .

La fábrica necesitaba más capital para aumentar la producción.

credit
credit
[Sustantivo]

the ability to obtain goods, services, or funds based on trust, allowing payment to be deferred

crédito

crédito

Ex: Credit allowed them to furnish the apartment before receiving their paycheck.

El crédito les permitió amueblar el apartamento antes de recibir su sueldo.

debit
debit
[Sustantivo]

an entry indicating an increase in assets or an expense, and a decrease in debts or income

débito, cargo

débito, cargo

Ex: The software automatically applies debits and credits .

El software aplica automáticamente los débitos y los créditos.

expense
expense
[Sustantivo]

the amount of money spent to do or have something

gasto

gasto

Ex: Many people use budgeting apps to categorize their expenses and identify areas where they can cut back to save money .

Muchas personas utilizan aplicaciones de presupuesto para categorizar sus gastos e identificar áreas donde pueden recortar para ahorrar dinero.

due
due
[Adjetivo]

(of a payment, debt, etc.) scheduled or required to be paid immediately or at a specific time

pagadero, adeudado

pagadero, adeudado

Ex: The next installment for the project funding is due in two weeks .

El próximo pago para el financiamiento del proyecto vence en dos semanas.

yield
yield
[Sustantivo]

an amount of profit gained from an investment or business

interés

interés

Ex: The stock portfolio showed a steady yield, generating consistent profits for the shareholders .

La cartera de acciones mostró un rendimiento constante, generando beneficios consistentes para los accionistas.

bank statement
bank statement
[Sustantivo]

a document given by a bank to an account holder, providing a summary of all financial transactions within a specified period

estado de cuenta, extracto de cuenta

estado de cuenta, extracto de cuenta

Ex: Online banking allows customers to access and download their bank statements electronically for convenience and record-keeping purposes .

La banca en línea permite a los clientes acceder y descargar sus extractos bancarios electrónicamente por conveniencia y para fines de mantenimiento de registros.

benefit
benefit
[Sustantivo]

the occasions or events like concert or performance that are arranged with the aim of generating funds for those who are in need

beneficio,  concierto benéfico

beneficio, concierto benéfico

to climb
to climb
[Verbo]

to increase in terms of amount, value, intensity, etc.

subir

subir

Ex: With the growing demand for online services , internet usage began to climb significantly .

Con la creciente demanda de servicios en línea, el uso de Internet comenzó a aumentar significativamente.

to crash
to crash
[Verbo]

(economics) to lose value suddenly and significantly

quebrar

quebrar

Ex: When the company ’s stock crashed, many investors faced significant losses .

Cuando las acciones de la empresa se desplomaron, muchos inversores enfrentaron pérdidas significativas.

collapse
collapse
[Sustantivo]

a sudden decrease in something's value, such as a price or stock

colapso, derrumbamiento

colapso, derrumbamiento

Ex: The collapse of the housing market left many people unable to sell their homes .

El colapso del mercado inmobiliario dejó a muchas personas incapaces de vender sus hogares.

debt relief
debt relief
[Sustantivo]

the act of remitting a person or organization's debts

alivio de deuda

alivio de deuda

income
income
[Sustantivo]

the money that is regularly earned from a job or through an investment

ingreso, salario

ingreso, salario

Ex: The couple reviewed their monthly income and expenses to create a more effective budget .

La pareja revisó sus ingresos mensuales y gastos para crear un presupuesto más efectivo.

revenue
revenue
[Sustantivo]

the total income generated from business activities or other sources

ingresos

ingresos

Ex: The restaurant 's revenue increased during the holiday season .

Los ingresos del restaurante aumentaron durante la temporada navideña.

fortune
fortune
[Sustantivo]

a very large sum of money

fortuna

fortuna

Ex: Despite his vast fortune, he lived a surprisingly modest lifestyle .

A pesar de su fortuna considerable, llevaba un estilo de vida sorprendentemente modesto.

fee
fee
[Sustantivo]

the money that is paid to a professional or an organization for their services

tasa

tasa

Ex: There 's an additional fee if you require expedited shipping for your order .

Hay un cargo adicional si requiere envío exprés para su pedido.

to deposit
to deposit
[Verbo]

to put an amount of money or other item of value into a bank account

depositar, ingresar

depositar, ingresar

Ex: The student deposited the scholarship award in her college tuition account to cover expenses .

La estudiante depositó el premio de la beca en su cuenta de matrícula universitaria para cubrir gastos.

to withdraw

to take money out of an account, fund, or financial institution

retirar

retirar

Ex: They planned to withdraw a portion of their savings to start their own business .

Planeaban retirar una parte de sus ahorros para comenzar su propio negocio.

to freeze
to freeze
[Verbo]

to legally prevent money, property, or a bank account from being used or sold

congelar

congelar

Ex: During divorce proceedings , a court may issue an order to freeze joint assets until a settlement can be reached .

Durante los procedimientos de divorcio, un tribunal puede emitir una orden para congelar los bienes conjuntos hasta que se llegue a un acuerdo.

to overdraw

to withdraw more money from a bank account than is available

sobregirar

sobregirar

Ex: He was worried that he might overdraw his account after making a large purchase .

Estaba preocupado por sobregirar su cuenta después de hacer una compra grande.

donation
donation
[Sustantivo]

something that is voluntarily given to someone or an organization to help them, such as money, food, etc.

donación

donación

Ex: They appreciated the generous donation from the community .

Apreciaron la generosa donación de la comunidad.

budget
budget
[Sustantivo]

a specific amount of money set aside for a particular use

presupuesto

presupuesto

Ex: He set a weekly budget for groceries .

Él estableció un presupuesto semanal para los comestibles.

asset
asset
[Sustantivo]

a valuable resource or quality owned by an individual, organization, or entity, typically with economic value and the potential to provide future benefits

valor

valor

Ex: Goodwill , reflecting a company 's reputation and customer loyalty , is considered an asset on its balance sheet .

El fondo de comercio, que refleja la reputación de una empresa y la lealtad de sus clientes, se considera un activo en su balance general.

broke
broke
[Adjetivo]

having little or no financial resources

pelado, sin un peso, sin blanca

pelado, sin un peso, sin blanca

Ex: We're broke this month because of the rent.

Estamos sin blanca este mes por el alquiler.

bankruptcy
bankruptcy
[Sustantivo]

a situation in which a person or business is unable to pay due debts

bancarrota

bancarrota

Ex: The risk of bankruptcy increased as the market conditions worsened .

El riesgo de quiebra aumentó a medida que empeoraban las condiciones del mercado.

fair trade
fair trade
[Sustantivo]

trading practices that do not put consumers at a disadvantage

comercio justo

comercio justo

to transfer

to make a person or thing move from a place, situation, or person to another

trasladarse

trasladarse

Ex: The software developer had to transfer code snippets from one section of the program to another .

El desarrollador de software tuvo que transferir fragmentos de código de una sección del programa a otra.

trading
trading
[Sustantivo]

the practice of buying and selling goods

comercio

comercio

economy
economy
[Sustantivo]

the system in which money, goods, and services are produced or distributed within a country or region

economía

economía

Ex: The global pandemic caused significant disruptions to the economy, affecting businesses and employment worldwide .

La pandemia global causó interrupciones significativas para la economía, afectando a empresas y empleo en todo el mundo.

supply and demand

‌the relationship between the amount of goods or services that are available and the amount that people want to buy, especially when this controls prices

oferta y demanda

oferta y demanda

stock market
stock market
[Sustantivo]

the business of trading and exchanging shares of different companies

bolsa de valores

bolsa de valores

Ex: The global pandemic had a profound impact on the stock market, leading to volatile fluctuations .

La pandemia global tuvo un impacto profundo en el mercado de valores, lo que llevó a fluctuaciones volátiles.

share
share
[Sustantivo]

any of the equal portions of a company's stock that is available for public to buy and gain benefit

acción

acción

Ex: Selling your shares now would mean missing out on future growth .

Vender sus acciones ahora significaría perderse el crecimiento futuro.

recession
recession
[Sustantivo]

a hard time in a country's economy characterized by a reduction in employment, production, and trade

recesión

recesión

Ex: Economists predicted that the recession would last for several quarters before signs of recovery would emerge .

Los economistas predijeron que la recesión duraría varios trimestres antes de que aparecieran signos de recuperación.

invoice
invoice
[Sustantivo]

a list of goods or services received and their total cost

factura

factura

Ex: He reviewed the invoice for discrepancies before approving it for payment .

Revisó la factura en busca de discrepancias antes de aprobarla para el pago.

fundraising
fundraising
[Sustantivo]

the process or provision of financial aid for something such as a charity or cause, usually through holding special events

recaudación de fondos

recaudación de fondos

Ex: The university alumni association hosts fundraising events to provide scholarships for students in need.

La asociación de exalumnos de la universidad organiza eventos de recaudación de fondos para proporcionar becas a estudiantes necesitados.

free trade
free trade
[Sustantivo]

a system of international trading in which there are no restrictions or taxes on goods bought or sold

libre comercio

libre comercio

Ex: Negotiations for a new free trade deal between the two countries stalled due to disagreements over agricultural tariffs .

Las negociaciones para un nuevo acuerdo de libre comercio entre los dos países se estancaron debido a desacuerdos sobre los aranceles agrícolas.

free market
free market
[Sustantivo]

an economic system that is not operated by the government rather by free competition and supply and demand

mercado libre

mercado libre

Ex: The deregulation of industries is often a key component of transitioning to a free market economy .

La desregulación de las industrias es a menudo un componente clave de la transición a una economía de mercado libre.

decline
decline
[Sustantivo]

a change toward a smaller, lower, or reduced state

reducción, disminución

reducción, disminución

Ex: The river 's water level suffered a decline during the drought .

El nivel del agua del río sufrió un descenso durante la sequía.

commodity
commodity
[Sustantivo]

(economics) an unprocessed material that can be traded in different exchanges or marketplaces

materia prima

materia prima

Ex: Investors often include commodities in their portfolios as a hedge against inflation and market volatility .

Los inversores a menudo incluyen materias primas en sus carteras como protección contra la inflación y la volatilidad del mercado.

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