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Podstawowe Słownictwo do TOEFL - Gospodarka

Tutaj nauczysz się niektórych angielskich słów o gospodarce, takich jak "kredyt", "terminowy", "zysk" itp., które są potrzebne do egzaminu TOEFL.

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Essential Words Needed for TOEFL
to finance
to finance
[Czasownik]

to provide funds or an amount of money

finansować, kredytować

finansować, kredytować

Ex: Banks play a crucial role in financing businesses through loans and credit. 
capital
capital
[Rzeczownik]

assets used to generate more assets, especially in business or production

kapitał, fundusz

kapitał, fundusz

Ex: The company invested capital in new machinery. 
credit
credit
[Rzeczownik]

the ability to obtain goods, services, or funds based on trust, allowing payment to be deferred

kredyt, finansowanie

kredyt, finansowanie

Ex: She bought the laptop on credit and will pay in installments. 
debit
debit
[Rzeczownik]

an entry indicating an increase in assets or an expense, and a decrease in debts or income

debet, zapis debetowy

debet, zapis debetowy

Ex: The accountant recorded the purchase as a debit. 
expense
expense
[Rzeczownik]

the amount of money spent to do or have something

wydatek,  koszt

wydatek, koszt

Ex: Keeping track of your monthly expenses can help you create a realistic budget. 
due
due
[przymiotnik]

(of a payment, debt, etc.) scheduled or required to be paid immediately or at a specific time

wymagalny, terminowy

wymagalny, terminowy

Ex: The rent is due on the first of every month. 
yield
yield
[Rzeczownik]

an amount of profit gained from an investment or business

zysk, dochód

zysk, dochód

Ex: The bond offered a competitive yield, attracting many investors looking for stable returns. 
bank statement
bank statement
[Rzeczownik]

a document given by a bank to an account holder, providing a summary of all financial transactions within a specified period

wyciąg bankowy, wyciąg z konta

wyciąg bankowy, wyciąg z konta

Ex: John reviewed his bank statement to reconcile his records with his monthly expenses. 
benefit
benefit
[Rzeczownik]

the occasions or events like concert or performance that are arranged with the aim of generating funds for those who are in need

korzyść,  koncert charytatywny

korzyść, koncert charytatywny

to climb
to climb
[Czasownik]

to increase in terms of amount, value, intensity, etc.

wzrastać, wspinać się

wzrastać, wspinać się

Ex: With successful marketing strategies, the sales of the product began to climb steadily. 
to crash
to crash
[Czasownik]

(economics) to lose value suddenly and significantly

załamać się, runąć

załamać się, runąć

Ex: The stock market crashed, wiping out billions in a matter of hours. 
collapse
collapse
[Rzeczownik]

a sudden decrease in something's value, such as a price or stock

upadek, załamanie

upadek, załamanie

Ex: The financial collapse led to widespread panic among investors. 
debt relief
debt relief
[Rzeczownik]

the act of remitting a person or organization's debts

ulga zadłużenia, umorzenie długu

ulga zadłużenia, umorzenie długu

income
income
[Rzeczownik]

the money that is regularly earned from a job or through an investment

dochód

dochód

Ex: His primary source of income is his salary from the tech company where he works. 
revenue
revenue
[Rzeczownik]

the total income generated from business activities or other sources

przychód, dochód

przychód, dochód

Ex: The company's annual revenue exceeded expectations. 
fortune
fortune
[Rzeczownik]

a very large sum of money

fortuna, majątek

fortuna, majątek

Ex: He inherited a fortune from his grandparents and became one of the wealthiest individuals in the country. 
fee
fee
[Rzeczownik]

the money that is paid to a professional or an organization for their services

honorarium, opłata

honorarium, opłata

Ex: The lawyer's fee for handling the case was quite high. 
to deposit
to deposit
[Czasownik]

to put an amount of money or other item of value into a bank account

wpłacać, deponować

wpłacać, deponować

Ex: She deposited her paycheck into her savings account to start building her nest egg. 
to withdraw
to withdraw
[Czasownik]

to take money out of an account, fund, or financial institution

wypłacać, wycofywać

wypłacać, wycofywać

Ex: She visited the ATM to withdraw some cash for groceries. 
to freeze
to freeze
[Czasownik]

to legally prevent money, property, or a bank account from being used or sold

zamrozić, zablokować

zamrozić, zablokować

Ex: The government decided to freeze the assets of the company suspected of money laundering until the investigation was complete. 
to overdraw
to overdraw
[Czasownik]

to withdraw more money from a bank account than is available

przekroczyć saldo, wejść na minus

przekroczyć saldo, wejść na minus

Ex: He accidentally overdrew his account and had to pay a penalty fee. 
donation
donation
[Rzeczownik]

something that is voluntarily given to someone or an organization to help them, such as money, food, etc.

darowizna, wkład

darowizna, wkład

Ex: She made a donation to the local animal shelter. 
budget
budget
[Rzeczownik]

a specific amount of money set aside for a particular use

budżet, przeznaczenie budżetowe

budżet, przeznaczenie budżetowe

Ex: The project has a strict budget for equipment. 
asset
asset
[Rzeczownik]

a valuable resource or quality owned by an individual, organization, or entity, typically with economic value and the potential to provide future benefits

aktyw, cenny zasób

aktyw, cenny zasób

Ex: Real estate is considered a valuable asset due to its potential for long-term appreciation and rental income. 
broke
broke
[przymiotnik]

having little or no financial resources

spłukany, bez grosza

spłukany, bez grosza

Ex: I'm broke until payday. 
bankruptcy
bankruptcy
[Rzeczownik]

a situation in which a person or business is unable to pay due debts

bankructwo, upadłość

bankructwo, upadłość

Ex: The company declared bankruptcy after years of financial losses. 
fair trade
fair trade
[Rzeczownik]

trading practices that do not put consumers at a disadvantage

sprawiedliwy handel

sprawiedliwy handel

to transfer
to transfer
[Czasownik]

to make a person or thing move from a place, situation, or person to another

przenieść, przekazać

przenieść, przekazać

Ex: The professor decided to transfer the student to a more advanced class. 
trading
trading
[Rzeczownik]

the practice of buying and selling goods

handel,  kupno-sprzedaż

handel, kupno-sprzedaż

economy
economy
[Rzeczownik]

the system in which money, goods, and services are produced or distributed within a country or region

gospodarka

gospodarka

Ex: The country's economy grew rapidly due to investments in technology and infrastructure. 
supply and demand

‌the relationship between the amount of goods or services that are available and the amount that people want to buy, especially when this controls prices

stock market
stock market
[Rzeczownik]

the business of trading and exchanging shares of different companies

rynek akcji, giełda

rynek akcji, giełda

Ex: The stock market experienced a significant drop today, causing investors to worry about their portfolios. 
share
share
[Rzeczownik]

any of the equal portions of a company's stock that is available for public to buy and gain benefit

akcja, udział

akcja, udział

Ex: She bought 100 shares of the tech startup during its IPO. 
recession
recession
[Rzeczownik]

a hard time in a country's economy characterized by a reduction in employment, production, and trade

recesja

recesja

Ex: During the recession, many businesses were forced to close, leading to widespread job losses. 
invoice
invoice
[Rzeczownik]

a list of goods or services received and their total cost

faktura, rachunek

faktura, rachunek

Ex: The vendor sent an invoice to the client for the goods delivered. 
fundraising
fundraising
[Rzeczownik]

the process or provision of financial aid for something such as a charity or cause, usually through holding special events

zbieranie funduszy, fundraising

zbieranie funduszy, fundraising

Ex: The nonprofit organization organized a fundraising gala to raise funds for cancer research. 
free trade
free trade
[Rzeczownik]

a system of international trading in which there are no restrictions or taxes on goods bought or sold

wolny handel, handel wolny

wolny handel, handel wolny

Ex: Many economists argue that free trade agreements promote economic growth by reducing barriers to international commerce. 
free market
free market
[Rzeczownik]

an economic system that is not operated by the government rather by free competition and supply and demand

wolny rynek, gospodarka rynkowa

wolny rynek, gospodarka rynkowa

Ex: In a free market economy, prices are determined by supply and demand rather than government intervention. 
decline
decline
[Rzeczownik]

a change toward a smaller, lower, or reduced state

spadek, zmniejszenie

spadek, zmniejszenie

Ex: The company reported a decline in sales this quarter. 
commodity
commodity
[Rzeczownik]

(economics) an unprocessed material that can be traded in different exchanges or marketplaces

towar, surowiec

towar, surowiec

Ex: Oil has long been a highly valued commodity on the global market, influencing economies and politics. 
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