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Vocabolario Essenziale per il TOEFL - Economia

Qui imparerai alcune parole inglesi sull'economia, come "credito", "scaduto", "rendimento", ecc., che sono necessarie per l'esame TOEFL.

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Essential Words Needed for TOEFL
to finance
[Verbo]

to provide funds or an amount of money

finanziare

finanziare

Ex: Over the years , the government has successfully financed numerous infrastructure projects .Nel corso degli anni, il governo ha **finanziato** con successo numerosi progetti infrastrutturali.
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capital
[sostantivo]

money or property owned by a person or company that is used for investment or starting a business

capitale

capitale

Ex: He decided to invest his capital in real estate , hoping for high returns .Ha deciso di investire il suo **capitale** nell'immobiliare, sperando in alti rendimenti.
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credit
[sostantivo]

the ability to buy something from a shop or receive money from a bank based on trust, without paying for it immediately

credito

credito

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debit
[sostantivo]

an entry indicating an increase in assets or an expense, and a decrease in debts or income

addebito

addebito

Ex: The software automatically applies debits and credits .Il software applica automaticamente gli **addebiti** e i crediti.
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expense
[sostantivo]

the amount of money spent to do or have something

costo

costo

Ex: Many people use budgeting apps to categorize their expenses and identify areas where they can cut back to save money .Molte persone utilizzano app di budgeting per categorizzare le proprie **spese** e identificare le aree in cui possono tagliare per risparmiare denaro.
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due
[aggettivo]

(of a payment, debt, etc.) scheduled or required to be paid immediately or at a specific time

previsto

previsto

Ex: The next installment for the project funding is due in two weeks .La prossima rata per il finanziamento del progetto è **dovuta** tra due settimane.
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yield
[sostantivo]

an amount of profit gained from an investment or business

profitto

profitto

Ex: The stock portfolio showed a steady yield, generating consistent profits for the shareholders .Il portafoglio azionario ha mostrato un **rendimento** costante, generando profitti costanti per gli azionisti.
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bank statement
[sostantivo]

a document given by a bank to an account holder, providing a summary of all financial transactions within a specified period

estratto conto

estratto conto

Ex: Online banking allows customers to access and download their bank statements electronically for convenience and record-keeping purposes .L'**estratto conto** consente ai clienti di accedere e scaricare i propri estratti conto elettronicamente per comodità e scopi di archiviazione.
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benefit
[sostantivo]

the occasions or events like concert or performance that are arranged with the aim of generating funds for those who are in need

beneficio,  concerto di beneficenza

beneficio, concerto di beneficenza

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to climb
[Verbo]

to increase in terms of amount, value, intensity, etc.

arrampicarsi

arrampicarsi

Ex: With the growing demand for online services , internet usage began to climb significantly .Con la crescente domanda di servizi online, l'uso di Internet ha iniziato a **salire** significativamente.
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to crash
[Verbo]

(economics) to lose value suddenly and significantly

fallire

fallire

Ex: When the company ’s stock crashed, many investors faced significant losses .Quando il titolo della società è **crollato**, molti investitori hanno subito perdite significative.
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collapse
[sostantivo]

a sudden decrease in something's value, such as a price or stock

crollo, collasso

crollo, collasso

Ex: The collapse of the housing market left many people unable to sell their homes .Il **crollo** del mercato immobiliare ha lasciato molte persone incapaci di vendere le proprie case.
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debt relief
[sostantivo]

the act of remitting a person or organization's debts

riduzione del debito

riduzione del debito

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income
[sostantivo]

the money that is regularly earned from a job or through an investment

reddito

reddito

Ex: The couple reviewed their monthly income and expenses to create a more effective budget .La coppia ha esaminato il proprio **reddito** mensile e le spese per creare un budget più efficace.
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revenue
[sostantivo]

the total income generated from business activities or other sources

entrata

entrata

Ex: The restaurant 's revenue increased during the holiday season .Le **entrate** del ristorante sono aumentate durante la stagione delle feste.
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fortune
[sostantivo]

a very large sum of money

fortuna

fortuna

Ex: Despite his vast fortune, he lived a surprisingly modest lifestyle .Nonostante la sua **fortuna** considerevole, conduceva uno stile di vita sorprendentemente modesto.
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fee
[sostantivo]

the money that is paid to a professional or an organization for their services

tassa

tassa

Ex: There 's an additional fee if you require expedited shipping for your order .C'è un **costo** aggiuntivo se richiedi la spedizione accelerata per il tuo ordine.
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to deposit
[Verbo]

to put an amount of money or other item of value into a bank account

depositare

depositare

Ex: The student deposited the scholarship award in her college tuition account to cover expenses .La studentessa ha **depositato** il premio della borsa di studio nel suo conto tasse universitarie per coprire le spese.
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to take money out of an account, fund, or financial institution

ritirare

ritirare

Ex: They planned to withdraw a portion of their savings to start their own business .Avevano pianificato di **prelevare** una parte dei loro risparmi per avviare la propria attività.
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to freeze
[Verbo]

to legally prevent money, property, or a bank account from being used or sold

congelare

congelare

Ex: During divorce proceedings , a court may issue an order to freeze joint assets until a settlement can be reached .Durante le procedure di divorzio, un tribunale può emettere un ordine per **congelare** i beni comuni fino a quando non si raggiunge un accordo.
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to withdraw more money from a bank account than is available

tendere troppo

tendere troppo

Ex: He was worried that he might overdraw his account after making a large purchase .Era preoccupato di **scoprire** il suo conto dopo aver fatto un grande acquisto.
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donation
[sostantivo]

something that is voluntarily given to someone or an organization to help them, such as money, food, etc.

donazione

donazione

Ex: They appreciated the generous donation from the community .Hanno apprezzato la generosa **donazione** della comunità.
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budget
[sostantivo]

the sum of money that is available to a person, an organization, etc. for a particular purpose and the plan according to which it will be spent

budget

budget

Ex: The project ran over budget, leading to cuts in other areas .Il progetto ha superato il **budget**, portando a tagli in altre aree.
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asset
[sostantivo]

a valuable resource or quality owned by an individual, organization, or entity, typically with economic value and the potential to provide future benefits

pregio

pregio

Ex: Goodwill , reflecting a company 's reputation and customer loyalty , is considered an asset on its balance sheet .
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broke
[aggettivo]

having little or no financial resources

senza un soldo

senza un soldo

Ex: He felt embarrassed admitting to his friends that he was broke and could n't join them for dinner .Si è sentito imbarazzato nell'ammettere ai suoi amici che era **al verde** e non poteva unirsi a loro per cena.
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bankruptcy
[sostantivo]

a situation in which a person or business is unable to pay due debts

bancarotta

bancarotta

Ex: The risk of bankruptcy increased as the market conditions worsened .Il rischio di **fallimento** è aumentato con il peggioramento delle condizioni di mercato.
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fair trade
[sostantivo]

trading practices that do not put consumers at a disadvantage

commercio equo e solidale

commercio equo e solidale

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to make a person or thing move from a place, situation, or person to another

trasferire

trasferire

Ex: The software developer had to transfer code snippets from one section of the program to another .Lo sviluppatore di software ha dovuto **trasferire** frammenti di codice da una sezione del programma a un'altra.
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trading
[sostantivo]

the practice of buying and selling goods

commercio

commercio

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economy
[sostantivo]

the system in which money, goods, and services are produced or distributed within a country or region

economia

economia

Ex: The global pandemic caused significant disruptions to the economy, affecting businesses and employment worldwide .La pandemia globale ha causato significative interruzioni all'**economia**, colpendo le imprese e l'occupazione in tutto il mondo.
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‌the relationship between the amount of goods or services that are available and the amount that people want to buy, especially when this controls prices

domanda e offerta

domanda e offerta

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stock market
[sostantivo]

the business of trading and exchanging shares of different companies

mercato azionario

mercato azionario

Ex: The global pandemic had a profound impact on the stock market, leading to volatile fluctuations .La pandemia globale ha avuto un profondo impatto sul **mercato azionario**, portando a fluttuazioni volatili.
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share
[sostantivo]

any of the equal portions of a company's stock that is available for public to buy and gain benefit

azione, quota

azione, quota

Ex: Selling your shares now would mean missing out on future growth .
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recession
[sostantivo]

a hard time in a country's economy characterized by a reduction in employment, production, and trade

recessione

recessione

Ex: Economists predicted that the recession would last for several quarters before signs of recovery would emerge .Gli economisti hanno previsto che la **recessione** sarebbe durata diversi trimestri prima che emergessero segni di ripresa.
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invoice
[sostantivo]

a list of goods or services received and their total cost

fattura

fattura

Ex: He reviewed the invoice for discrepancies before approving it for payment .
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fundraising
[sostantivo]

the process or provision of financial aid for something such as a charity or cause, usually through holding special events

raccoltare di fondi

raccoltare di fondi

Ex: The university alumni association hosts fundraising events to provide scholarships for students in need.L'associazione degli ex alunni dell'università organizza eventi di **raccolta fondi** per fornire borse di studio agli studenti bisognosi.
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free trade
[sostantivo]

a system of international trading in which there are no restrictions or taxes on goods bought or sold

liberoscambismo

liberoscambismo

Ex: Negotiations for a new free trade deal between the two countries stalled due to disagreements over agricultural tariffs .I negoziati per un nuovo accordo di **libero scambio** tra i due paesi si sono bloccati a causa di disaccordi sui dazi agricoli.
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free market
[sostantivo]

an economic system that is not operated by the government rather by free competition and supply and demand

libero mercato

libero mercato

Ex: The deregulation of industries is often a key component of transitioning to a free market economy .La deregolamentazione delle industrie è spesso un componente chiave della transizione verso un'economia di **mercato libero**.
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decline
[sostantivo]

a continuous reduction in something's amount, value, intensity, etc.

declino

declino

Ex: Measures were introduced to address the decline in biodiversity .Sono state introdotte misure per affrontare il **declino** della biodiversità.
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commodity
[sostantivo]

(economics) an unprocessed material that can be traded in different exchanges or marketplaces

merce

merce

Ex: Investors often include commodities in their portfolios as a hedge against inflation and market volatility .Gli investitori spesso includono **materie prime** nei loro portafogli come copertura contro l'inflazione e la volatilità del mercato.
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Vocabolario Essenziale per il TOEFL
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