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المفردات الضرورية للاختبار TOEFL - الاقتصاد

هنا سوف تتعلم بعض الكلمات الإنجليزية عن الاقتصاد، مثل "الائتمان"، "المستحق"، "العائد"، إلخ، والتي هي ضرورية لامتحان TOEFL.

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Essential Words Needed for TOEFL
to finance
to finance
[فعل]

to provide funds or an amount of money

تمويل, توفير الأموال

تمويل, توفير الأموال

Ex: Venture capitalists are actively financing innovative startups in the technology sector. 
capital
capital
[اسم]

assets used to generate more assets, especially in business or production

رأس المال, صندوق

رأس المال, صندوق

Ex: Venture capital funded the startup's launch. 
credit
credit
[اسم]

the ability to obtain goods, services, or funds based on trust, allowing payment to be deferred

ائتمان, تمويل

ائتمان, تمويل

Ex: Small businesses often rely on credit to manage cash flow. 
debit
debit
[اسم]

an entry indicating an increase in assets or an expense, and a decrease in debts or income

مدين, قيد مدين

مدين, قيد مدين

Ex: The software automatically applies debits and credits. 

يُطبق البرنامج تلقائيًا الخصومات والائتمانات.

expense
expense
[اسم]

the amount of money spent to do or have something

مصروف,  تكلفة

مصروف, تكلفة

Ex: When planning a trip, it's essential to consider all potential expenses, including accommodations, transportation, and meals. 
due
due
[صفة]

(of a payment, debt, etc.) scheduled or required to be paid immediately or at a specific time

مستحق, واجب السداد

مستحق, واجب السداد

Ex: The next installment for the project funding is due in two weeks. 

القسط التالي لتمويل المشروع مستحق خلال أسبوعين.

yield
yield
[اسم]

an amount of profit gained from an investment or business

عائد, ربح

عائد, ربح

Ex: The real estate investment provided a high yield, exceeding the initial expectations of the investors. 
bank statement

a document given by a bank to an account holder, providing a summary of all financial transactions within a specified period

كشف حساب بنكي, كشف الحساب

كشف حساب بنكي, كشف الحساب

Ex: Online banking allows customers to access and download their bank statements electronically for convenience and record-keeping purposes. 

يتيح البنك عبر الإنترنت للعملاء الوصول إلى كشوفاتهم المصرفية وتنزيلها إلكترونيًا لسهولة الاستخدام وأغراض حفظ السجلات.

benefit
benefit
[اسم]

the occasions or events like concert or performance that are arranged with the aim of generating funds for those who are in need

فائدة,  حفل موسيقي خيري

فائدة, حفل موسيقي خيري

Ex: All proceeds from the benefit went to families in need. 
to climb
to climb
[فعل]

to increase in terms of amount, value, intensity, etc.

يزداد, يتسلق

يزداد, يتسلق

Ex: Sales began to climb steadily after the new product launch. 
to crash
to crash
[فعل]

(economics) to lose value suddenly and significantly

ينهار, يسقط

ينهار, يسقط

Ex: Investors panicked when the market began to crash, selling off their assets in a hurry. 
collapse
collapse
[اسم]

a sudden decrease in something's value, such as a price or stock

انهيار, تداعي

انهيار, تداعي

Ex: The company faced a severe collapse in sales due to increased competition. 
debt relief
debt relief
[اسم]

the act of remitting a person or organization's debts

تخفيف الديون, إسقاط الديون

تخفيف الديون, إسقاط الديون

income
income
[اسم]

the money that is regularly earned from a job or through an investment

دخل

دخل

Ex: She supplemented her income by freelancing as a graphic designer on the weekends. 
revenue
revenue
[اسم]

the total income generated from business activities or other sources

إيرادات, عائدات

إيرادات, عائدات

Ex: Governments rely on tax revenue to fund public services. 
fortune
fortune
[اسم]

a very large sum of money

ثروة, كنز

ثروة, كنز

Ex: The family used their fortune to invest in various philanthropic causes. 
fee
fee
[اسم]

the money that is paid to a professional or an organization for their services

أجر, رسوم

أجر, رسوم

Ex: The doctor's fee is covered by your health insurance. 
to deposit
to deposit
[فعل]

to put an amount of money or other item of value into a bank account

إيداع, إضافة

إيداع, إضافة

Ex: After selling her old car, she deposited the proceeds in her checking account. 
to withdraw
to withdraw
[فعل]

to take money out of an account, fund, or financial institution

سحب, انسحاب

سحب, انسحاب

Ex: They withdrew funds from their investment portfolio to purchase a vacation home. 
to freeze
to freeze
[فعل]

to officially prevent money, property, or financial assets from being used, transferred, or sold

تجميد,  حجز

تجميد, حجز

Ex: The bank temporarily froze Daniel's funds while it investigated the transaction. 
to overdraw
to overdraw
[فعل]

to withdraw more money from a bank account than is available

السحب على المكشوف, تجاوز الرصيد

السحب على المكشوف, تجاوز الرصيد

Ex: He was worried that he might overdraw his account after making a large purchase. 

كان قلقًا من أنه قد يسحب أكثر من الرصيد في حسابه بعد إجراء عملية شراء كبيرة.

donation
donation
[اسم]

money, goods, or other things voluntarily given to help a person, organization, or cause

تبرع,  هبة

تبرع, هبة

Ex: Hundreds of donations arrived after the families lost their homes. 
budget
budget
[اسم]

a specific amount of money set aside for a particular use

ميزانية, تخصيص ميزانية

ميزانية, تخصيص ميزانية

Ex: The travel budget covered flights and lodging. 
asset
asset
[اسم]

a valuable resource or quality owned by an individual, organization, or entity, typically with economic value and the potential to provide future benefits

أصل, مورد قيم

أصل, مورد قيم

Ex: Intellectual property, including patents and trademarks, represents valuable intangible assets for businesses. 
broke
broke
[صفة]

having little or no financial resources

مفلس, لا يملك إلا القليل من المال

مفلس, لا يملك إلا القليل من المال

Ex: We're broke this month because of the rent. 

نحن مفلسون هذا الشهر بسبب الإيجار.

bankruptcy
bankruptcy
[اسم]

a situation in which a person or business is unable to pay due debts

إفلاس, إعسار

إفلاس, إعسار

Ex: The risk of bankruptcy increased as the market conditions worsened. 

ازداد خطر الإفلاس مع تدهور ظروف السوق.

fair trade
fair trade
[اسم]

trading practices that do not put consumers at a disadvantage

التجارة العادلة

التجارة العادلة

to transfer
to transfer
[فعل]

to move someone or something from one place, position, or system to another

نقل

نقل

Ex: The cargo was transferred from the ship to the warehouse. 
trading
trading
[اسم]

the buying and selling of securities or commodities

تداول,  تجارة

تداول, تجارة

Ex: He works on the trading floor of a major investment bank. 
economy
economy
[اسم]

the system in which money, goods, and services are produced or distributed within a country or region

اقتصاد

اقتصاد

Ex: Government policies play a crucial role in shaping the direction and stability of the economy. 
supply and demand
supply and demand
[عبارة]

the relationship between the availability of a commodity and the desire for it, which determines market prices

Ex: Supply and demand theory explains why housing costs rose sharply last year. 
stock market
stock market
[اسم]

the business of trading and exchanging shares of different companies

سوق الأوراق المالية, البورصة

سوق الأوراق المالية, البورصة

Ex: The global pandemic had a profound impact on the stock market, leading to volatile fluctuations. 

كان للجائحة العالمية تأثير عميق على سوق الأوراق المالية، مما أدى إلى تقلبات متقلبة.

share
share
[اسم]

any of the equal portions of a company's stock that is available for public to buy and gain benefit

سهم, حصة

سهم, حصة

Ex: Dividends are paid per share to all stockholders quarterly. 
recession
recession
[اسم]

a hard time in a country's economy characterized by a reduction in employment, production, and trade

ركود

ركود

Ex: The recession caused a significant drop in consumer confidence, affecting retail sales. 
invoice
invoice
[اسم]

a list of goods or services received and their total cost

فاتورة, إشعار

فاتورة, إشعار

Ex: He reviewed the invoice for discrepancies before approving it for payment. 

قام بمراجعة الفاتورة للتحقق من التناقضات قبل الموافقة عليها للدفع.

fundraising
fundraising
[اسم]

the process or provision of financial aid for something such as a charity or cause, usually through holding special events

جمع التبرعات, التبرع

جمع التبرعات, التبرع

Ex: The university alumni association hosts fundraising events to provide scholarships for students in need. 

تقيم رابطة خريجي الجامعة أحداث جمع التبرعات لتوفير منح دراسية للطلاب المحتاجين.

free trade
free trade
[اسم]

a system of international trading in which there are no restrictions or taxes on goods bought or sold

التجارة الحرة, تجارة حرة

التجارة الحرة, تجارة حرة

Ex: Negotiations for a new free trade deal between the two countries stalled due to disagreements over agricultural tariffs. 
free market
free market
[اسم]

an economic system that is not operated by the government rather by free competition and supply and demand

السوق الحرة, اقتصاد السوق

السوق الحرة, اقتصاد السوق

Ex: The deregulation of industries is often a key component of transitioning to a free market economy. 

تحرير الصناعات هو غالبًا مكون رئيسي للانتقال إلى اقتصاد السوق الحر.

decline
decline
[اسم]

a change toward a smaller, lower, or reduced state

انخفاض, تراجع

انخفاض, تراجع

Ex: His performance showed a decline after the injury. 
commodity
commodity
[اسم]

a product or raw material that can be bought and sold, especially in large quantities on financial markets

سلعة

سلعة

Ex: Investors often buy commodities as protection against inflation. 
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