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Kosakata Penting untuk TOEFL - Ekonomi

Di sini Anda akan mempelajari beberapa kata bahasa Inggris tentang ekonomi, seperti "kredit", "jatuh tempo", "hasil", dll., yang diperlukan untuk ujian TOEFL.

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Essential Words Needed for TOEFL
to finance
[kata kerja]

to provide funds or an amount of money

mendanai, menyediakan dana

mendanai, menyediakan dana

Ex: Over the years , the government has successfully financed numerous infrastructure projects .Selama bertahun-tahun, pemerintah telah berhasil **mendanai** banyak proyek infrastruktur.
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capital
[Kata benda]

money or property owned by a person or company that is used for investment or starting a business

modal, dana

modal, dana

Ex: He decided to invest his capital in real estate , hoping for high returns .Dia memutuskan untuk menginvestasikan **modalnya** di real estat, berharap mendapatkan keuntungan tinggi.
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credit
[Kata benda]

the ability to buy something from a shop or receive money from a bank based on trust, without paying for it immediately

kredit

kredit

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debit
[Kata benda]

an entry indicating an increase in assets or an expense, and a decrease in debts or income

debit, pencatatan debit

debit, pencatatan debit

Ex: The software automatically applies debits and credits .Perangkat lunak secara otomatis menerapkan **debit** dan kredit.
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expense
[Kata benda]

the amount of money spent to do or have something

pengeluaran,  biaya

pengeluaran, biaya

Ex: Many people use budgeting apps to categorize their expenses and identify areas where they can cut back to save money .Banyak orang menggunakan aplikasi penganggaran untuk mengkategorikan **pengeluaran** mereka dan mengidentifikasi area di mana mereka dapat mengurangi untuk menghemat uang.
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due
[Adjektiva]

(of a payment, debt, etc.) scheduled or required to be paid immediately or at a specific time

jatuh tempo, harus dibayar

jatuh tempo, harus dibayar

Ex: The next installment for the project funding is due in two weeks .Angsuran berikutnya untuk pendanaan proyek **jatuh tempo** dalam dua minggu.
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yield
[Kata benda]

an amount of profit gained from an investment or business

hasil, keuntungan

hasil, keuntungan

Ex: The stock portfolio showed a steady yield, generating consistent profits for the shareholders .Portofolio saham menunjukkan **hasil** yang stabil, menghasilkan keuntungan yang konsisten bagi para pemegang saham.
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bank statement
[Kata benda]

a document given by a bank to an account holder, providing a summary of all financial transactions within a specified period

laporan bank, ringkasan rekening

laporan bank, ringkasan rekening

Ex: Online banking allows customers to access and download their bank statements electronically for convenience and record-keeping purposes .**Laporan bank** memungkinkan nasabah untuk mengakses dan mengunduh laporan bank mereka secara elektronik untuk kemudahan dan tujuan pencatatan.
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benefit
[Kata benda]

the occasions or events like concert or performance that are arranged with the aim of generating funds for those who are in need

manfaat,  konser amal

manfaat, konser amal

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to climb
[kata kerja]

to increase in terms of amount, value, intensity, etc.

meningkat, naik

meningkat, naik

Ex: With the growing demand for online services , internet usage began to climb significantly .Dengan meningkatnya permintaan untuk layanan online, penggunaan internet mulai **meningkat** secara signifikan.
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to crash
[kata kerja]

(economics) to lose value suddenly and significantly

runtuh, anjlok

runtuh, anjlok

Ex: When the company ’s stock crashed, many investors faced significant losses .Ketika saham perusahaan **anjlok**, banyak investor menghadapi kerugian signifikan.
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collapse
[Kata benda]

a sudden decrease in something's value, such as a price or stock

runtuh, kolaps

runtuh, kolaps

Ex: The collapse of the housing market left many people unable to sell their homes .**Runtuhnya** pasar perumahan membuat banyak orang tidak bisa menjual rumah mereka.
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debt relief
[Kata benda]

the act of remitting a person or organization's debts

pengurangan utang, penghapusan utang

pengurangan utang, penghapusan utang

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income
[Kata benda]

the money that is regularly earned from a job or through an investment

penghasilan

penghasilan

Ex: The couple reviewed their monthly income and expenses to create a more effective budget .Pasangan itu meninjau **pendapatan** bulanan dan pengeluaran mereka untuk membuat anggaran yang lebih efektif.
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revenue
[Kata benda]

the total income generated from business activities or other sources

pendapatan, pemasukan

pendapatan, pemasukan

Ex: The restaurant 's revenue increased during the holiday season .**Pendapatan** restoran meningkat selama musim liburan.
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fortune
[Kata benda]

a very large sum of money

kekayaan, harta

kekayaan, harta

Ex: Despite his vast fortune, he lived a surprisingly modest lifestyle .Meskipun **kekayaannya** sangat besar, dia menjalani gaya hidup yang sangat sederhana.
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fee
[Kata benda]

the money that is paid to a professional or an organization for their services

biaya, ongkos

biaya, ongkos

Ex: There 's an additional fee if you require expedited shipping for your order .Ada **biaya** tambahan jika Anda membutuhkan pengiriman cepat untuk pesanan Anda.
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to deposit
[kata kerja]

to put an amount of money or other item of value into a bank account

menyimpan, mendepositokan

menyimpan, mendepositokan

Ex: The student deposited the scholarship award in her college tuition account to cover expenses .Siswa tersebut **menyetor** penghargaan beasiswa ke rekening uang kuliahnya untuk menutupi biaya.
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to withdraw
[kata kerja]

to take money out of an account, fund, or financial institution

menarik, mengambil

menarik, mengambil

Ex: They planned to withdraw a portion of their savings to start their own business .Mereka berencana untuk **menarik** sebagian dari tabungan mereka untuk memulai bisnis sendiri.
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to freeze
[kata kerja]

to legally prevent money, property, or a bank account from being used or sold

membekukan, memblokir

membekukan, memblokir

Ex: During divorce proceedings , a court may issue an order to freeze joint assets until a settlement can be reached .Selama proses perceraian, pengadilan dapat mengeluarkan perintah untuk **membekukan** aset bersama hingga tercapai kesepakatan.
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to overdraw
[kata kerja]

to withdraw more money from a bank account than is available

menarik lebih, overdraw

menarik lebih, overdraw

Ex: He was worried that he might overdraw his account after making a large purchase .Dia khawatir bahwa dia mungkin **menarik lebih banyak** dari rekeningnya setelah melakukan pembelian besar.
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donation
[Kata benda]

something that is voluntarily given to someone or an organization to help them, such as money, food, etc.

sumbangan, donasi

sumbangan, donasi

Ex: They appreciated the generous donation from the community .Mereka menghargai **sumbangan** yang murah hati dari komunitas.
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budget
[Kata benda]

the sum of money that is available to a person, an organization, etc. for a particular purpose and the plan according to which it will be spent

anggaran, rencana keuangan

anggaran, rencana keuangan

Ex: The project ran over budget, leading to cuts in other areas .Proyek melebihi **anggaran**, menyebabkan pemotongan di area lain.
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asset
[Kata benda]

a valuable resource or quality owned by an individual, organization, or entity, typically with economic value and the potential to provide future benefits

aset, sumber daya berharga

aset, sumber daya berharga

Ex: Goodwill , reflecting a company 's reputation and customer loyalty , is considered an asset on its balance sheet .
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broke
[Adjektiva]

having little or no financial resources

bangkrut, tidak punya uang

bangkrut, tidak punya uang

Ex: He felt embarrassed admitting to his friends that he was broke and could n't join them for dinner .Dia merasa malu mengakui kepada teman-temannya bahwa dia **tidak punya uang** dan tidak bisa bergabung dengan mereka untuk makan malam.
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bankruptcy
[Kata benda]

a situation in which a person or business is unable to pay due debts

kebangkrutan, pailit

kebangkrutan, pailit

Ex: The risk of bankruptcy increased as the market conditions worsened .Risiko **kebangkrutan** meningkat seiring memburuknya kondisi pasar.
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fair trade
[Kata benda]

trading practices that do not put consumers at a disadvantage

perdagangan adil

perdagangan adil

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to transfer
[kata kerja]

to make a person or thing move from a place, situation, or person to another

memindahkan, mentransfer

memindahkan, mentransfer

Ex: The software developer had to transfer code snippets from one section of the program to another .Pengembang perangkat lunak harus **mentransfer** potongan kode dari satu bagian program ke bagian lain.
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trading
[Kata benda]

the practice of buying and selling goods

perdagangan,  jual beli

perdagangan, jual beli

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economy
[Kata benda]

the system in which money, goods, and services are produced or distributed within a country or region

ekonomi

ekonomi

Ex: The global pandemic caused significant disruptions to the economy, affecting businesses and employment worldwide .Pandemi global menyebabkan gangguan signifikan pada **ekonomi**, mempengaruhi bisnis dan pekerjaan di seluruh dunia.
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‌the relationship between the amount of goods or services that are available and the amount that people want to buy, especially when this controls prices

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stock market
[Kata benda]

the business of trading and exchanging shares of different companies

pasar saham, bursa efek

pasar saham, bursa efek

Ex: The global pandemic had a profound impact on the stock market, leading to volatile fluctuations .Pandemi global memiliki dampak yang mendalam pada **pasar saham**, menyebabkan fluktuasi yang tidak stabil.
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share
[Kata benda]

any of the equal portions of a company's stock that is available for public to buy and gain benefit

saham, bagian

saham, bagian

Ex: Selling your shares now would mean missing out on future growth .
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recession
[Kata benda]

a hard time in a country's economy characterized by a reduction in employment, production, and trade

resesi

resesi

Ex: Economists predicted that the recession would last for several quarters before signs of recovery would emerge .Para ekonom memprediksi bahwa **resesi** akan berlangsung selama beberapa kuartal sebelum tanda-tanda pemulihan muncul.
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invoice
[Kata benda]

a list of goods or services received and their total cost

faktur, tagihan

faktur, tagihan

Ex: He reviewed the invoice for discrepancies before approving it for payment .
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fundraising
[Kata benda]

the process or provision of financial aid for something such as a charity or cause, usually through holding special events

penggalangan dana, fundraising

penggalangan dana, fundraising

Ex: The university alumni association hosts fundraising events to provide scholarships for students in need.Asosiasi alumni universitas menyelenggarakan acara **penggalangan dana** untuk memberikan beasiswa kepada mahasiswa yang membutuhkan.
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free trade
[Kata benda]

a system of international trading in which there are no restrictions or taxes on goods bought or sold

perdagangan bebas, perniagaan bebas

perdagangan bebas, perniagaan bebas

Ex: Negotiations for a new free trade deal between the two countries stalled due to disagreements over agricultural tariffs .Perundingan untuk kesepakatan **perdagangan bebas** baru antara kedua negara terhenti karena ketidaksepakatan atas tarif pertanian.
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free market
[Kata benda]

an economic system that is not operated by the government rather by free competition and supply and demand

pasar bebas, ekonomi pasar

pasar bebas, ekonomi pasar

Ex: The deregulation of industries is often a key component of transitioning to a free market economy .Deregulasi industri sering menjadi komponen kunci dalam transisi menuju ekonomi **pasar bebas**.
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decline
[Kata benda]

a continuous reduction in something's amount, value, intensity, etc.

penurunan, penyusutan

penurunan, penyusutan

Ex: Measures were introduced to address the decline in biodiversity .Langkah-langkah diperkenalkan untuk mengatasi **penurunan** keanekaragaman hayati.
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commodity
[Kata benda]

(economics) an unprocessed material that can be traded in different exchanges or marketplaces

komoditas, bahan mentah

komoditas, bahan mentah

Ex: Investors often include commodities in their portfolios as a hedge against inflation and market volatility .Investor sering memasukkan **komoditas** dalam portofolio mereka sebagai lindung nilai terhadap inflasi dan volatilitas pasar.
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