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Kosakata Penting untuk TOEFL - Ekonomi

Di sini Anda akan mempelajari beberapa kata bahasa Inggris tentang ekonomi, seperti "kredit", "jatuh tempo", "hasil", dll., yang diperlukan untuk ujian TOEFL.

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Essential Words Needed for TOEFL
to finance
to finance
[kata kerja]

to provide funds or an amount of money

mendanai, menyediakan dana

mendanai, menyediakan dana

Ex: Banks play a crucial role in financing businesses through loans and credit. 
Tutup
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capital
capital
[Kata benda]

assets used to generate more assets, especially in business or production

modal, dana

modal, dana

Ex: The company invested capital in new machinery. 
Tutup
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credit
credit
[Kata benda]

the ability to obtain goods, services, or funds based on trust, allowing payment to be deferred

kredit, pembiayaan

kredit, pembiayaan

Ex: She bought the laptop on credit and will pay in installments. 
Tutup
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debit
debit
[Kata benda]

an entry indicating an increase in assets or an expense, and a decrease in debts or income

debit, pencatatan debit

debit, pencatatan debit

Ex: The bank statement showed a debit for the transaction. 

Laporan bank menunjukkan debit untuk transaksi tersebut.

Tutup
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expense
expense
[Kata benda]

the amount of money spent to do or have something

pengeluaran,  biaya

pengeluaran, biaya

Ex: Keeping track of your monthly expenses can help you create a realistic budget. 
Tutup
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due
due
[Adjektiva]

(of a payment, debt, etc.) scheduled or required to be paid immediately or at a specific time

jatuh tempo, harus dibayar

jatuh tempo, harus dibayar

Ex: The bill was due yesterday, and now there’s a late fee. 

Tagihan itu jatuh tempo kemarin, dan sekarang ada biaya keterlambatan.

Tutup
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yield
yield
[Kata benda]

an amount of profit gained from an investment or business

hasil, keuntungan

hasil, keuntungan

Ex: The bond offered a competitive yield, attracting many investors looking for stable returns. 
Tutup
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bank statement
bank statement
[Kata benda]

a document given by a bank to an account holder, providing a summary of all financial transactions within a specified period

laporan bank, ringkasan rekening

laporan bank, ringkasan rekening

Ex: Bank statements are essential for tracking spending habits and managing personal finances effectively. 

Laporan bank sangat penting untuk melacak kebiasaan belanja dan mengelola keuangan pribadi secara efektif.

Tutup
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benefit
benefit
[Kata benda]

the occasions or events like concert or performance that are arranged with the aim of generating funds for those who are in need

manfaat,  konser amal

manfaat, konser amal

Ex: Tickets for the benefit sold out within a few days. 
Tutup
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to climb
to climb
[kata kerja]

to increase in terms of amount, value, intensity, etc.

meningkat, naik

meningkat, naik

Ex: The athlete's training regimen needed to climb to a higher level to stay at the top of their game. 
Tutup
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to crash
to crash
[kata kerja]

(economics) to lose value suddenly and significantly

runtuh, anjlok

runtuh, anjlok

Ex: The stock market crashed, wiping out billions in a matter of hours. 
Tutup
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collapse
collapse
[Kata benda]

a sudden decrease in something's value, such as a price or stock

runtuh, kolaps

runtuh, kolaps

Ex: The financial collapse led to widespread panic among investors. 
Tutup
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debt relief
debt relief
[Kata benda]

the act of remitting a person or organization's debts

pengurangan utang, penghapusan utang

pengurangan utang, penghapusan utang

Tutup
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income
income
[Kata benda]

the money that is regularly earned from a job or through an investment

penghasilan

penghasilan

Ex: His primary source of income is his salary from the tech company where he works. 
Tutup
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revenue
revenue
[Kata benda]

the total income generated from business activities or other sources

pendapatan, pemasukan

pendapatan, pemasukan

Ex: The company's annual revenue exceeded expectations. 
Tutup
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fortune
fortune
[Kata benda]

a very large sum of money

kekayaan, harta

kekayaan, harta

Ex: He inherited a fortune from his grandparents and became one of the wealthiest individuals in the country. 
Tutup
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fee
fee
[Kata benda]

the money that is paid to a professional or an organization for their services

biaya, ongkos

biaya, ongkos

Ex: The lawyer's fee for handling the case was quite high. 
Tutup
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to deposit
to deposit
[kata kerja]

to put an amount of money or other item of value into a bank account

menyimpan, mendepositokan

menyimpan, mendepositokan

Ex: She deposited her paycheck into her savings account to start building her nest egg. 
Tutup
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to withdraw
to withdraw
[kata kerja]

to take money out of an account, fund, or financial institution

menarik, mengambil

menarik, mengambil

Ex: She visited the ATM to withdraw some cash for groceries. 
Tutup
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to freeze
to freeze
[kata kerja]

to officially prevent money, property, or financial assets from being used, transferred, or sold

membekukan,  memblokir

membekukan, memblokir

Ex: Emma discovered that her account had been frozen after unusual activity was detected. 
Tutup
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to overdraw
to overdraw
[kata kerja]

to withdraw more money from a bank account than is available

menarik lebih, overdraw

menarik lebih, overdraw

Ex: She overdrew her balance while shopping and didn’t realize it until later. 

Dia menarik lebih banyak dari saldonya saat berbelanja dan tidak menyadarinya sampai nanti.

Tutup
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donation
donation
[Kata benda]

money, goods, or other things voluntarily given to help a person, organization, or cause

Ex: David's $500 donation helped pay for new school supplies. 
Tutup
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budget
budget
[Kata benda]

a specific amount of money set aside for a particular use

anggaran, alokasi anggaran

anggaran, alokasi anggaran

Ex: He set a weekly budget for groceries. 
Tutup
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asset
asset
[Kata benda]

a valuable resource or quality owned by an individual, organization, or entity, typically with economic value and the potential to provide future benefits

aset, sumber daya berharga

aset, sumber daya berharga

Ex: Real estate is considered a valuable asset due to its potential for long-term appreciation and rental income. 
Tutup
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broke
broke
[Adjektiva]

having little or no financial resources

bokek, hampir tidak punya uang

bokek, hampir tidak punya uang

Ex: They were broke after the vacation. 

Mereka bangkrut setelah liburan.

Tutup
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bankruptcy
bankruptcy
[Kata benda]

a situation in which a person or business is unable to pay due debts

kebangkrutan, pailit

kebangkrutan, pailit

Ex: Bankruptcy can provide a fresh start for individuals in severe debt. 

Kebangkrutan dapat memberikan awal yang baru bagi individu dengan utang yang parah.

Tutup
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fair trade
fair trade
[Kata benda]

trading practices that do not put consumers at a disadvantage

perdagangan adil

perdagangan adil

Tutup
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to transfer
to transfer
[kata kerja]

to move someone or something from one place, position, or system to another

memindahkan

memindahkan

Ex: She transferred the photos from her phone to her computer. 
Tutup
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trading
trading
[Kata benda]

the buying and selling of securities or commodities

perdagangan,  trading

perdagangan, trading

Ex: Trading on the stock exchange was halted due to a technical glitch. 
Tutup
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economy
economy
[Kata benda]

the system in which money, goods, and services are produced or distributed within a country or region

ekonomi

ekonomi

Ex: The country's economy grew rapidly due to investments in technology and infrastructure. 
Tutup
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supply and demand

the relationship between the availability of a commodity and the desire for it, which determines market prices

Ex: The price of crude oil is largely driven by supply and demand. 
Tutup
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stock market
stock market
[Kata benda]

the business of trading and exchanging shares of different companies

pasar saham, bursa efek

pasar saham, bursa efek

Ex: News of the company's breakthrough product led to a surge in its stock market value. 

Berita tentang produk terobosan perusahaan menyebabkan lonjakan nilai pasar saham-nya.

Tutup
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share
share
[Kata benda]

any of the equal portions of a company's stock that is available for public to buy and gain benefit

saham, bagian

saham, bagian

Ex: She bought 100 shares of the tech startup during its IPO. 
Tutup
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recession
recession
[Kata benda]

a hard time in a country's economy characterized by a reduction in employment, production, and trade

resesi

resesi

Ex: During the recession, many businesses were forced to close, leading to widespread job losses. 
Tutup
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invoice
invoice
[Kata benda]

a list of goods or services received and their total cost

faktur, tagihan

faktur, tagihan

Ex: The invoice included a breakdown of the services provided and their respective costs. 

Faktur mencakup rincian layanan yang diberikan dan biaya masing-masing.

Tutup
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fundraising
fundraising
[Kata benda]

the process or provision of financial aid for something such as a charity or cause, usually through holding special events

penggalangan dana, fundraising

penggalangan dana, fundraising

Ex: Volunteers were essential to the success of the community center's annual fundraising drive. 

Relawan sangat penting untuk keberhasilan kampanye tahunan penggalangan dana pusat komunitas.

Tutup
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free trade
free trade
[Kata benda]

a system of international trading in which there are no restrictions or taxes on goods bought or sold

perdagangan bebas, perniagaan bebas

perdagangan bebas, perniagaan bebas

Ex: Critics of free trade worry that it could lead to job losses in certain industries that struggle to compete with cheaper imports. 
Tutup
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free market
free market
[Kata benda]

an economic system that is not operated by the government rather by free competition and supply and demand

pasar bebas, ekonomi pasar

pasar bebas, ekonomi pasar

Ex: Entrepreneurs thrive in a free market environment where innovation and efficiency are rewarded. 

Pengusaha berkembang dalam lingkungan pasar bebas di mana inovasi dan efisiensi dihargai.

Tutup
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decline
decline
[Kata benda]

a change toward a smaller, lower, or reduced state

penurunan, penyusutan

penurunan, penyusutan

Ex: The company reported a decline in sales this quarter. 
Tutup
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commodity
commodity
[Kata benda]

a product or raw material that can be bought and sold, especially in large quantities on financial markets

komoditas

komoditas

Ex: Copper prices rose sharply on international commodity markets. 
Tutup
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