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Mahalagang Bokabularyo para sa TOEFL - Ekonomiya

Dito matututo ka ng ilang mga salitang Ingles tungkol sa ekonomiya, tulad ng "credit", "due", "yield", atbp., na kailangan para sa pagsusulit na TOEFL.

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Simulan ang pag-aaral
Essential Words Needed for TOEFL
to finance
to finance
[Pandiwa]

to provide funds or an amount of money

pondohan, pagkalooban ng pondo

pondohan, pagkalooban ng pondo

Ex: Over the years, the government has successfully financed numerous infrastructure projects. 
capital
capital
[Pangngalan]

assets used to generate more assets, especially in business or production

kapital, pondo

kapital, pondo

Ex: The factory needed more capital to increase output. 
credit
credit
[Pangngalan]

the ability to obtain goods, services, or funds based on trust, allowing payment to be deferred

kredito, pautang

kredito, pautang

Ex: Credit allowed them to furnish the apartment before receiving their paycheck. 
debit
debit
[Pangngalan]

an entry indicating an increase in assets or an expense, and a decrease in debts or income

debit, pagkakarga

debit, pagkakarga

Ex: The accountant recorded the purchase as a debit. 

Itinala ng accountant ang pagbili bilang isang debit.

expense
expense
[Pangngalan]

the amount of money spent to do or have something

gastos,  halaga

gastos, halaga

Ex: Many people use budgeting apps to categorize their expenses and identify areas where they can cut back to save money. 
due
due
[pang-uri]

(of a payment, debt, etc.) scheduled or required to be paid immediately or at a specific time

bayad, dapat bayaran

bayad, dapat bayaran

Ex: The rent is due on the first of every month. 

Ang upa ay bayad sa unang araw ng bawat buwan.

yield
yield
[Pangngalan]

an amount of profit gained from an investment or business

tubo, kita

tubo, kita

Ex: The stock portfolio showed a steady yield, generating consistent profits for the shareholders. 
bank statement
bank statement
[Pangngalan]

a document given by a bank to an account holder, providing a summary of all financial transactions within a specified period

bank statement, talaan ng bangko

bank statement, talaan ng bangko

Ex: John reviewed his bank statement to reconcile his records with his monthly expenses. 

Sinuri ni John ang kanyang bank statement upang pagkasunduin ang kanyang mga tala sa kanyang buwanang gastos.

benefit
benefit
[Pangngalan]

the occasions or events like concert or performance that are arranged with the aim of generating funds for those who are in need

benepisyo,  konsiyertong pang-awang-gawa

benepisyo, konsiyertong pang-awang-gawa

Ex: The theater held a benefit to raise money for the local hospital. 
to climb
to climb
[Pandiwa]

to increase in terms of amount, value, intensity, etc.

tumaas, umakyat

tumaas, umakyat

Ex: With successful marketing strategies, the sales of the product began to climb steadily. 
to crash
to crash
[Pandiwa]

(economics) to lose value suddenly and significantly

bumagsak, lumubog

bumagsak, lumubog

Ex: When the company's stock crashed, many investors faced significant losses. 
collapse
collapse
[Pangngalan]

a sudden decrease in something's value, such as a price or stock

pagbagsak, pagguho

pagbagsak, pagguho

Ex: The collapse of the housing market left many people unable to sell their homes. 
debt relief
debt relief
[Pangngalan]

the act of remitting a person or organization's debts

paglalambot ng utang, pagpapawalang-bisa ng utang

paglalambot ng utang, pagpapawalang-bisa ng utang

income
income
[Pangngalan]

the money that is regularly earned from a job or through an investment

kita

kita

Ex: The couple reviewed their monthly income and expenses to create a more effective budget. 
revenue
revenue
[Pangngalan]

the total income generated from business activities or other sources

kita, kita

kita, kita

Ex: The restaurant's revenue increased during the holiday season. 
fortune
fortune
[Pangngalan]

a very large sum of money

kayamanan, yaman

kayamanan, yaman

Ex: Despite his vast fortune, he lived a surprisingly modest lifestyle. 
fee
fee
[Pangngalan]

the money that is paid to a professional or an organization for their services

bayad, singil

bayad, singil

Ex: There's an additional fee if you require expedited shipping for your order. 
to deposit
to deposit
[Pandiwa]

to put an amount of money or other item of value into a bank account

ideposito, magdeposito

ideposito, magdeposito

Ex: The student deposited the scholarship award in her college tuition account to cover expenses. 
to withdraw
to withdraw
[Pandiwa]

to take money out of an account, fund, or financial institution

bawiin, alisin

bawiin, alisin

Ex: They planned to withdraw a portion of their savings to start their own business. 
to freeze
to freeze
[Pandiwa]

to officially prevent money, property, or financial assets from being used, transferred, or sold

i-freeze,  iyagyag

i-freeze, iyagyag

Ex: The court froze the company's bank accounts during the investigation. 
to overdraw
to overdraw
[Pandiwa]

to withdraw more money from a bank account than is available

overdraw, lumampas sa balanse

overdraw, lumampas sa balanse

Ex: He accidentally overdrew his account and had to pay a penalty fee. 

Hindi sinasadyang overdraw niya ang kanyang account at kailangang magbayad ng penalty fee.

donation
donation
[Pangngalan]

money, goods, or other things voluntarily given to help a person, organization, or cause

donasyon,  abuloy

donasyon, abuloy

Ex: Emma made a generous donation to the local animal shelter. 
budget
budget
[Pangngalan]

a specific amount of money set aside for a particular use

badyet, paglaan ng badyet

badyet, paglaan ng badyet

Ex: They increased the budget for maintenance this year. 
asset
asset
[Pangngalan]

a valuable resource or quality owned by an individual, organization, or entity, typically with economic value and the potential to provide future benefits

asset, mahalagang mapagkukunan

asset, mahalagang mapagkukunan

Ex: Goodwill, reflecting a company's reputation and customer loyalty, is considered an asset on its balance sheet. 
broke
broke
[pang-uri]

having little or no financial resources

walang pera, halos wala nang salapi

walang pera, halos wala nang salapi

Ex: I'm broke until payday. 

Wala akong pera hanggang sa araw ng sahod.

bankruptcy
bankruptcy
[Pangngalan]

a situation in which a person or business is unable to pay due debts

pagkabangkarote, pagsasara

pagkabangkarote, pagsasara

Ex: The company declared bankruptcy after years of financial losses. 
fair trade
fair trade
[Pangngalan]

trading practices that do not put consumers at a disadvantage

patas na kalakalan

patas na kalakalan

to transfer
to transfer
[Pandiwa]

to move someone or something from one place, position, or system to another

ilipat

ilipat

Ex: She transferred the call to the technical support department. 
trading
trading
[Pangngalan]

the buying and selling of securities or commodities

pangangalakal,  trading

pangangalakal, trading

Ex: Algorithmic trading now accounts for most market transactions. 
economy
economy
[Pangngalan]

the system in which money, goods, and services are produced or distributed within a country or region

ekonomiya

ekonomiya

Ex: The global pandemic caused significant disruptions to the economy, affecting businesses and employment worldwide. 
supply and demand

the relationship between the availability of a commodity and the desire for it, which determines market prices

Ex: The pandemic disrupted global supply and demand for semiconductors. 
stock market
stock market
[Pangngalan]

the business of trading and exchanging shares of different companies

pamilihan ng stock, stock market

pamilihan ng stock, stock market

Ex: The stock market experienced a significant drop today, causing investors to worry about their portfolios. 

Ang stock market ay nakaranas ng malaking pagbaba ngayon, na nagdulot ng pag-aalala sa mga investor tungkol sa kanilang mga portfolio.

share
share
[Pangngalan]

any of the equal portions of a company's stock that is available for public to buy and gain benefit

saham, bahagi

saham, bahagi

Ex: Selling your shares now would mean missing out on future growth. 
recession
recession
[Pangngalan]

a hard time in a country's economy characterized by a reduction in employment, production, and trade

recession

recession

Ex: Economists predicted that the recession would last for several quarters before signs of recovery would emerge. 
invoice
invoice
[Pangngalan]

a list of goods or services received and their total cost

invoice, katibayan ng bayad

invoice, katibayan ng bayad

Ex: The vendor sent an invoice to the client for the goods delivered. 

Ang vendor ay nagpadala ng invoice sa kliyente para sa mga kalakal na naipadala.

fundraising
fundraising
[Pangngalan]

the process or provision of financial aid for something such as a charity or cause, usually through holding special events

pangangalap ng pondo, pag-raise ng pondo

pangangalap ng pondo, pag-raise ng pondo

Ex: The nonprofit organization organized a fundraising gala to raise funds for cancer research. 

Ang nonprofit na organisasyon ay nag-organisa ng isang fundraising gala upang makalikom ng pondo para sa pananaliksik sa kanser.

free trade
free trade
[Pangngalan]

a system of international trading in which there are no restrictions or taxes on goods bought or sold

malayang kalakalan, kalakalang malaya

malayang kalakalan, kalakalang malaya

Ex: Many economists argue that free trade agreements promote economic growth by reducing barriers to international commerce. 
free market
free market
[Pangngalan]

an economic system that is not operated by the government rather by free competition and supply and demand

malayang pamilihan, ekonomiyang pamilihan

malayang pamilihan, ekonomiyang pamilihan

Ex: In a free market economy, prices are determined by supply and demand rather than government intervention. 

Sa isang ekonomiya ng libreng pamilihan, ang mga presyo ay tinutukoy ng suplay at demand sa halip na interbensyon ng gobyerno.

decline
decline
[Pangngalan]

a change toward a smaller, lower, or reduced state

pagbaba, pagliit

pagbaba, pagliit

Ex: The river's water level suffered a decline during the drought. 
commodity
commodity
[Pangngalan]

a product or raw material that can be bought and sold, especially in large quantities on financial markets

kalakal

kalakal

Ex: Oil is one of the world's most heavily traded commodities. 
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