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El libro English File - Avanzado - Lección 5B

Aquí encontrarás el vocabulario de la Lección 5B del libro de curso English File Advanced, como "depósito", "presupuesto", "inflación", etc.

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English File - Advanced
money
[Sustantivo]

something that we use to buy and sell goods and services, can be in the form of coins or paper bills

dinero

dinero

Ex: She works hard to earn money for her college tuition .Ella trabaja duro para ganar **dinero** para su matrícula universitaria.

used to imply that money is not easily obtained or available, and one should not waste it unnecessarily

Ex: She turned down the luxurious vacation proposal, reminding her partner that money does not grow on trees and they needed to be practical.
tight-fisted
[Adjetivo]

spending or giving money reluctantly

tacaño, avaro

tacaño, avaro

Ex: Even though he ’s wealthy , he ’s incredibly tight-fisted when it comes to charity .Aunque es rico, es increíblemente **tacaño** cuando se trata de caridad.

a large sum of money

Ex: The wedding ceremony at the exclusive venue was lovely , but it came with a price tag an arm and leg.

to make enough money to pay for one's basic needs

Ex: He has two jobs just to make ends meet each month.

in debt due to spending more than one's earnings

Ex: The restaurant was struggling to attract enough customers, leading to significant losses, and they were operating in the red.

used to refer to something, particularly a bank account, that is providing one with a considerable amount of profit

Ex: The organization has been in the black for several quarters now, thanks to a successful cost-cutting initiative.
rip-off
[Sustantivo]

something that costs a lot more than its real value

estafa, timazo

estafa, timazo

Ex: Be careful when shopping online ; some deals are just rip-offs with inflated prices .Ten cuidado cuando compres en línea; algunas ofertas son solo **estafas** con precios inflados.

to lessen the amount of money or resources one uses compared to before, particularly due to having less available

Ex: With a new baby on the way, they’ve had to tighten their belts and adjust their budget.

to spend in a way that exceeds one's income

Ex: They bought a luxurious house and expensive cars but couldn't keep up with the mortgage and loans.
budget
[Sustantivo]

the sum of money that is available to a person, an organization, etc. for a particular purpose and the plan according to which it will be spent

presupuesto

presupuesto

Ex: The project ran over budget, leading to cuts in other areas .El proyecto superó el **presupuesto**, lo que llevó a recortes en otras áreas.
deposit
[Sustantivo]

a sum of money that is paid before paying a total amount, particularly when buying something that is expensive

depósito

depósito

Ex: The travel agency asked for a deposit to confirm their spots on the upcoming cruise .La agencia de viajes pidió un **depósito** para confirmar sus lugares en el próximo crucero.
donation
[Sustantivo]

something that is voluntarily given to someone or an organization to help them, such as money, food, etc.

donación

donación

Ex: They appreciated the generous donation from the community .Apreciaron la generosa **donación** de la comunidad.
fare
[Sustantivo]

the amount of money we pay to travel with a bus, taxi, plane, etc.

tarifa

tarifa

Ex: The subway fare increased by 10% this year.La tarifa del metro aumentó un 10% este año.
fee
[Sustantivo]

the money that is paid to a professional or an organization for their services

tasa

tasa

Ex: There 's an additional fee if you require expedited shipping for your order .Hay un **cargo** adicional si requiere envío exprés para su pedido.
fine
[Sustantivo]

an amount of money that must be paid as a legal punishment

multa

multa

Ex: The judge imposed a fine on the company for environmental violations .El juez impuso una **multa** a la empresa por violaciones ambientales.
grant
[Sustantivo]

an amount of money given by the government or another organization for a specific purpose

beca

beca

Ex: Startups often rely on grants to support early-stage development before becoming profitable .Las startups a menudo dependen de **subvenciones** para apoyar el desarrollo en etapas iniciales antes de volverse rentables.
loan
[Sustantivo]

a sum of money that is borrowed from a bank which should be returned with a certain rate of interest

préstamo, crédito

préstamo, crédito

Ex: They applied for a loan to expand their business operations .Solicitaron un **préstamo** para expandir sus operaciones comerciales.
lump sum
[Sustantivo]

a single, large payment made in full, instead of smaller payments made over time

suma global, pago único

suma global, pago único

Ex: Employees who resign from the company often receive a lump sum payment for their unused vacation days upon departure .Los empleados que renuncian a la empresa a menudo reciben un **pago único** por sus días de vacaciones no utilizados al salir.
quote
[Sustantivo]

(plural) another way of saying quotation marks

comillas

comillas

Ex: The novelist included quotes from historical figures to add authenticity to the narrative .El novelista incluyó **citas** de figuras históricas para añadir autenticidad a la narrativa.
will
[Sustantivo]

a person's intention or desire, especially one that is strong or persistent

voluntad, deseo

voluntad, deseo

Ex: His will to make a difference inspired many in his community to take action .Su **voluntad** de marcar la diferencia inspiró a muchos en su comunidad a tomar acción.
society
[Sustantivo]

people in general, considered as an extensive and organized group sharing the same laws

sociedad

sociedad

Ex: Social media has become an integral part of contemporary society, influencing public opinion and communication patterns .Las redes sociales se han convertido en una parte integral de la **sociedad** contemporánea, influyendo en la opinión pública y los patrones de comunicación.
consumer
[Sustantivo]

someone who buys and uses services or goods

consumidor

consumidor

Ex: Online reviews play a significant role in helping consumers make informed choices .Las reseñas en línea juegan un papel importante para ayudar a los **consumidores** a tomar decisiones informadas.

the level of wealth, welfare, comfort, and necessities available to an individual, group, country, etc.

nivel de vida

nivel de vida

Ex: Economic policies that promote job creation and income growth can positively impact standard of living for citizens .
income
[Sustantivo]

the money that is regularly earned from a job or through an investment

ingreso, salario

ingreso, salario

Ex: The couple reviewed their monthly income and expenses to create a more effective budget .La pareja revisó sus **ingresos** mensuales y gastos para crear un presupuesto más efectivo.
inflation
[Sustantivo]

the ongoing increase in the general price level of goods and services in an economy over a period of time

inflación

inflación

Ex: Wages failed to keep up with inflation, affecting many households .Los salarios no lograron mantenerse al día con la **inflación**, afectando a muchos hogares.

the amount of money required to maintain basic needs and expenses in a particular place or location

Ex: Retirees often move to countries with a cost of living to stretch their savings .
to afford
[Verbo]

to be able to pay the cost of something

permitirse

permitirse

Ex: Financial stability allows individuals to afford unexpected expenses without causing hardship .La estabilidad financiera permite a los individuos **permitirse** gastos inesperados sin causar dificultades.
to manage
[Verbo]

to deal with someone, something, or a situation in a way that keeps it under control

gestionar, manejar

gestionar, manejar

Ex: He knows how to manage the boat in rough waters .Él sabe cómo **gestionar** el barco en aguas turbulentas.
account
[Sustantivo]

an arrangement according to which a bank keeps and protects someone's money that can be taken out or added to

cuenta

cuenta

Ex: Tom received an email notification confirming that his account had been credited with the refund amount .
balance
[Sustantivo]

the number showing the difference between the debit and credit sums of an account

saldo

saldo

Ex: The business maintained a healthy cash balance to cover operational expenses and unforeseen costs .El negocio mantuvo un **saldo** de efectivo saludable para cubrir los gastos operativos y los costos imprevistos.
transfer
[Sustantivo]

the act of moving someone or something from one place, person, or situation to another

transferencia

transferencia

Ex: We completed the transfer of the patient to a specialized care facility without any issues .Completamos el **traslado** del paciente a un centro de atención especializada sin ningún problema.
payment
[Sustantivo]

an amount of money that is paid for something

pago

pago

Ex: The payment for the painting was more than I could afford .El **pago** por la pintura fue más de lo que podía permitirme.
interest rate
[Sustantivo]

the amount that a lender charges a borrower for the use of money, typically calculated based on the amount of the loan and the length of the borrowing period

tasa de interés, tipo de interés

tasa de interés, tipo de interés

Ex: To save money , they opted for a fixed interest rate on their loan to avoid fluctuations .Para ahorrar dinero, optaron por una **tasa de interés** fija en su préstamo para evitar fluctuaciones.
debt
[Sustantivo]

an amount of money or a favor that is owed

deuda

deuda

Ex: He repaid his friend , feeling relieved to be free of the personal debt he had owed for so long .Le pagó a su amigo, sintiéndose aliviado de estar libre de la **deuda** personal que había tenido durante tanto tiempo.
mortgage
[Sustantivo]

an official contract or arrangement by which a bank gives money to someone as a loan to buy a house and the person agrees to repay the loan over a specified period, usually with interest

hipoteca

hipoteca

Ex: Failure to make mortgage payments on time can lead to foreclosure , where the lender repossesses the property .El incumplimiento en los pagos de la **hipoteca** a tiempo puede llevar a la ejecución hipotecaria, donde el prestamista recupera la propiedad.
share
[Sustantivo]

the act of dividing or distributing something among a group of people

parte

parte

Ex: The siblings divided the inheritance into equal shares to avoid any disputes .Los hermanos dividieron la herencia en **partes** iguales para evitar disputas.
stock market
[Sustantivo]

the business of trading and exchanging shares of different companies

bolsa de valores

bolsa de valores

Ex: The global pandemic had a profound impact on the stock market, leading to volatile fluctuations .La pandemia global tuvo un impacto profundo en el **mercado de valores**, lo que llevó a fluctuaciones volátiles.
currency
[Sustantivo]

the type or system of money that is used by a country

moneda

moneda

Ex: The value of the currency dropped significantly after the announcement .El valor de la **moneda** cayó significativamente después del anuncio.
exchange rate
[Sustantivo]

the value of a country's currency compared to another country's currency

tipo de cambio, tasa de cambio

tipo de cambio, tasa de cambio

Ex: She monitored the exchange rate closely to get the best deal when transferring money to another country .Ella monitoreó de cerca el **tipo de cambio** para obtener el mejor trato al transferir dinero a otro país.
bankrupt
[Adjetivo]

(of organizations or people) legally declared as unable to pay their debts to creditors

en quiebra, en bancarrota

en quiebra, en bancarrota

Ex: The bankrupt individual sought financial counseling to manage their debts .El individuo **en bancarrota** buscó asesoramiento financiero para manejar sus deudas.
recession
[Sustantivo]

a hard time in a country's economy characterized by a reduction in employment, production, and trade

recesión

recesión

Ex: Economists predicted that the recession would last for several quarters before signs of recovery would emerge .Los economistas predijeron que la **recesión** duraría varios trimestres antes de que aparecieran signos de recuperación.
rich
[Adjetivo]

owning a great amount of money or things that cost a lot

rico, adinerado

rico, adinerado

Ex: The rich philanthropist sponsored scholarships for underprivileged students .El **rico** filántropo patrocinó becas para estudiantes desfavorecidos.
affluent
[Adjetivo]

possessing a great amount of riches and material goods

próspero

próspero

Ex: The affluent couple donated generously to local charities and cultural institutions .La pareja **adinerada** donó generosamente a organizaciones benéficas e instituciones culturales locales.
loaded
[Adjetivo]

having a lot of money or financial resources

adinerado, forrado

adinerado, forrado

Ex: His flashy lifestyle suggests that he's loaded with money, but few know the true source of his wealth.Su estilo de vida llamativo sugiere que está **forrado**, pero pocos conocen la verdadera fuente de su riqueza.
wealthy
[Adjetivo]

having a large amount of money or valuable possessions

rico, acaudalado, adinerado

rico, acaudalado, adinerado

Ex: The wealthy neighborhood was known for its extravagant mansions and gated communities .El barrio **adinerado** era conocido por sus mansiones extravagantes y comunidades cerradas.
well-off
[Adjetivo]

having enough money to cover one's expenses and maintain a desirable lifestyle

suficientemente rico

suficientemente rico

Ex: They invested wisely and became well-off in their retirement years .Invirtieron sabiamente y se volvieron **acomodados** en sus años de jubilación.
poor
[Adjetivo]

owning a very small amount of money or a very small number of things

pobre

pobre

Ex: Unforunately , the poor elderly couple relied on government assistance to cover their expenses .Desafortunadamente, la **pobre** pareja de ancianos dependía de la asistencia gubernamental para cubrir sus gastos.
broke
[Adjetivo]

having little or no financial resources

pelado, sin un peso, sin blanca

pelado, sin un peso, sin blanca

Ex: He felt embarrassed admitting to his friends that he was broke and could n't join them for dinner .Se sintió avergonzado admitiendo a sus amigos que estaba **sin dinero** y no podía unirse a ellos para cenar.
hard up
[Adjetivo]

experiencing financial difficulties, often lacking money to cover basic expenses

escaso de dinero, en apuros económicos

escaso de dinero, en apuros económicos

Ex: Even though they were hard up, they managed to find joy in the simple things in life .Aunque estaban **en apuros económicos**, lograron encontrar alegría en las cosas simples de la vida.
penniless
[Adjetivo]

having no money or financial resources

sin un centavo, pelado

sin un centavo, pelado

Ex: The penniless immigrant worked hard to build a better life for his family .El inmigrante **sin un centavo** trabajó duro para construir una vida mejor para su familia.
grand
[Sustantivo]

a thousand units of a currency

luca, palo

luca, palo

Ex: He borrowed three grand from his parents to start his business .Pidió prestados tres **mil** a sus padres para comenzar su negocio.
buck
[Sustantivo]

one dollar

dólar

dólar

Ex: He bet his friend a buck that his favorite team would win the game .Le apostó un **dólar** a su amigo que su equipo favorito ganaría el partido.
quid
[Sustantivo]

the currency of the United Kingdom, equivalent to one hundred pence

libra, libra esterlina

libra, libra esterlina

Ex: The concert tickets cost a hundred quid each , but the experience was well worth it .Las entradas para el concierto costaban cien **libras** cada una, pero la experiencia valió la pena.
fiver
[Sustantivo]

a piece of paper money worth five dollars that you can use to buy things

billete de cinco dólares, un cinco dólares

billete de cinco dólares, un cinco dólares

Ex: At the garage sale , she sold an old book for a fiver.En la venta de garaje, vendió un libro viejo por un **billete de cinco dólares**.
tenner
[Sustantivo]

a banknote with a value of ten units of a currency, typically ten pounds or ten dollars

billete de diez, diez pavos

billete de diez, diez pavos

Ex: He borrowed a tenner from his friend to cover the unexpected expense .Pidió prestado un **billete de diez** a su amigo para cubrir el gasto inesperado.
installment
[Sustantivo]

a part of a larger sum of money that is paid in a scheduled series of payments over a specified period of time

cuota

cuota

Ex: The artwork was purchased on an installment plan, making it more affordable for the buyer.La obra de arte fue comprada en un plan de **pago a plazos**, haciéndola más asequible para el comprador.
El libro English File - Avanzado
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