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Buku English File - Lanjutan - Pelajaran 5B

Di sini Anda akan menemukan kosakata dari Pelajaran 5B dalam buku kursus English File Advanced, seperti "deposit", "anggaran", "inflasi", dll.

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English File - Advanced
money
money
[Kata benda]

something that we use to buy and sell goods and services, can be in the form of coins or paper bills

uang, duit

uang, duit

Ex: I really need to save money to buy a new bicycle. 
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money does not grow on trees

used to imply that money is not easily obtained or available, and one should not waste it unnecessarily

Uang tidak mudah diperoleh dan tidak seharusnya disia-siakan

Uang tidak mudah diperoleh dan tidak seharusnya disia-siakan

Ex: The manager emphasized to the employees that money does not grow on trees, so cost-cutting measures were necessary. 
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tight-fisted
tight-fisted
[Adjektiva]

spending or giving money reluctantly

pelit, kikir

pelit, kikir

Ex: She’s known for being tight-fisted, so don’t expect her to chip in for the gift. 

Dia dikenal pelit, jadi jangan berharap dia akan ikut membeli hadiah.

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an arm and (a|) leg

a large sum of money

uang yang sangat banyak, biaya selangit

uang yang sangat banyak, biaya selangit

Ex: We loved the hotel, but the dinner there cost an arm and a leg. 

Kami suka hotelnya, tapi makan malam di sana mahal sekali.

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to [make] (both|) ends meet

to make enough money to pay for one's basic needs

cukup untuk hidup, menutup kebutuhan pokok

cukup untuk hidup, menutup kebutuhan pokok

Ex: Many families struggle to make ends meet after prices rise. 

Setelah harga naik, banyak keluarga kesulitan memenuhi kebutuhan pokok.

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(in|into) the red
in the red
[frasa]

in debt due to spending more than one's earnings

tekor, minus

tekor, minus

Ex: The family went into the red after buying a house they could not afford. 

Keluarga itu jadi tekor setelah membeli rumah yang sebenarnya tidak mampu mereka bayar.

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in the black

used to refer to something, particularly a bank account, that is providing one with a considerable amount of profit

untung, menghasilkan laba

untung, menghasilkan laba

Ex: The new branch was in the black within six months. 

Cabang baru itu sudah untung dalam enam bulan.

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rip-off
rip-off
[Kata benda]

something that costs a lot more than its real value

penipuan, kecurangan

penipuan, kecurangan

Ex: They charged $50 for parking, which felt like a total rip-off. 

Mereka mengenakan biaya $50 untuk parkir, yang terasa seperti penipuan total.

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to [tighten] {one's} belt

to lessen the amount of money or resources one uses compared to before, particularly due to having less available

berhemat, mengurangi pengeluaran

berhemat, mengurangi pengeluaran

Ex: The company tightened its belt and froze new hiring. 

Perusahaan mengurangi pengeluaran dan membekukan perekrutan baru.

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to [live] beyond {one's} means

to spend in a way that exceeds one's income

hidup melebihi kemampuan, menghabiskan lebih dari penghasilan

hidup melebihi kemampuan, menghabiskan lebih dari penghasilan

Ex: She bought designer bags, clearly living beyond her means. 

Dia membeli tas desainer, jelas hidup melebihi kemampuan.

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budget
budget
[Kata benda]

a specific amount of money set aside for a particular use

anggaran, alokasi anggaran

anggaran, alokasi anggaran

Ex: He set a weekly budget for groceries. 
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deposit
deposit
[Kata benda]

a sum of money that is paid before paying a total amount, particularly when buying something that is expensive

deposit, uang muka

deposit, uang muka

Ex: To secure the apartment, they had to pay a deposit of one month's rent upfront. 
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donation
donation
[Kata benda]

money, goods, or other things voluntarily given to help a person, organization, or cause

Ex: David's $500 donation helped pay for new school supplies. 
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fare
fare
[Kata benda]

the amount of money charged for traveling by bus, train, taxi, plane, or another form of transport

tarif

tarif

Ex: Air fares usually rise during the holiday season. 
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fee
fee
[Kata benda]

the money that is paid to a professional or an organization for their services

biaya, ongkos

biaya, ongkos

Ex: The lawyer's fee for handling the case was quite high. 
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fine
fine
[Kata benda]

an amount of money that must be paid as a legal punishment

denda, sanksi

denda, sanksi

Ex: The judge imposed a fine on the company for environmental violations. 
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grant
grant
[Kata benda]

an amount of money given by the government or another organization for a specific purpose

hibah, beasiswa

hibah, beasiswa

Ex: The research team received a grant to fund their study on renewable energy. 
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loan
loan
[Kata benda]

a sum of money that is borrowed from a bank which should be returned with a certain rate of interest

pinjaman, kredit

pinjaman, kredit

Ex: She took out a loan to buy her first home, which she plans to repay over 30 years. 
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lump sum
lump sum
[Kata benda]

a single, large payment made in full, instead of smaller payments made over time

pembayaran sekaligus, jumlah sekaligus

pembayaran sekaligus, jumlah sekaligus

Ex: Instead of monthly pension payments, retirees sometimes opt for a lump sum payout, allowing them more flexibility in managing their finances. 

Alih-alih pembayaran pensiun bulanan, para pensiunan terkadang memilih pembayaran sekaligus, yang memungkinkan mereka lebih fleksibel dalam mengelola keuangan.

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quote
quote
[Kata benda]

(plural) another way of saying quotation marks

tanda kutip, kutipan

tanda kutip, kutipan

Ex: The teacher instructed the students to use quotes around the dialogue in their stories. 
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will
will
[Kata benda]

a person's intention or desire, especially one that is strong or persistent

keinginan, kemauan

keinginan, kemauan

Ex: His sheer will to succeed drove him to overcome every obstacle in his path. 
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society
society
[Kata benda]

people in general, considered as an extensive and organized group sharing the same laws

masyarakat

masyarakat

Ex: In modern society, technological advancements have drastically changed the way we communicate and interact. 
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consumer
consumer
[Kata benda]

someone who buys and uses services or goods

konsumen, pelanggan

konsumen, pelanggan

Ex: As a consumer, she prefers products that are eco-friendly and sustainable. 
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standard of living

the level of wealth, welfare, comfort, and necessities available to an individual, group, country, etc.

Ex: Many people seek job opportunities abroad to achieve a higher standard of living for their families. 
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income
income
[Kata benda]

the money that is regularly earned from a job or through an investment

penghasilan

penghasilan

Ex: His primary source of income is his salary from the tech company where he works. 
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inflation
inflation
[Kata benda]

the ongoing increase in the general price level of goods and services in an economy over a period of time

inflasi, kenaikan harga

inflasi, kenaikan harga

Ex: High inflation reduces the purchasing power of consumers. 
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cost of living

the amount of money required to maintain basic needs and expenses in a particular place or location

Ex: Students struggle to manage expenses due to the increasing cost of living. 
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to afford
to afford
[kata kerja]

to be able to pay the cost of something

mampu membeli, mampu membayar

mampu membeli, mampu membayar

Ex: If you save consistently, you may eventually afford a house. 
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to manage
to manage
[kata kerja]

to deal with someone, something, or a situation in a way that keeps it under control

mengelola, mengatur

mengelola, mengatur

Ex: She learned how to manage difficult customers. 
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account
account
[Kata benda]

an arrangement according to which a bank keeps and protects someone's money that can be taken out or added to

rekening, rekening bank

rekening, rekening bank

Ex: The company's accountant meticulously balanced the accounts to ensure accuracy in financial records. 
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balance
balance
[Kata benda]

a state in an account where the total credits exactly equal the total debits, leaving no difference

saldo, keseimbangan

saldo, keseimbangan

Ex: After reconciling the books, the accountant confirmed the balance was zero. 
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transfer
transfer
[Kata benda]

the action of taking something from one place to another

transfer, pemindahan

transfer, pemindahan

Ex: The files were ready for transfer to the new office. 
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payment
payment
[Kata benda]

an amount of money that is paid for something

pembayaran, angsuran

pembayaran, angsuran

Ex: His monthly payment for the loan is $200. 
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interest rate
interest rate
[Kata benda]

the amount that a lender charges a borrower for the use of money, typically calculated based on the amount of the loan and the length of the borrowing period

tingkat bunga, suku bunga

tingkat bunga, suku bunga

Ex: Investors closely monitor changes in the interest rate set by the central bank as it impacts the economy. 

Para investor memantau dengan cermat perubahan tingkat suku bunga yang ditetapkan oleh bank sentral karena berdampak pada ekonomi.

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debt
debt
[Kata benda]

an amount of money or a favor that is owed

hutang, utang

hutang, utang

Ex: After years of diligent saving, he finally managed to pay off his student debt. 
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mortgage
mortgage
[Kata benda]

an official contract or arrangement by which a bank gives money to someone as a loan to buy a house and the person agrees to repay the loan over a specified period, usually with interest

hipotek, pinjaman rumah

hipotek, pinjaman rumah

Ex: They took out a mortgage to buy their first house in the suburbs. 
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share
share
[Kata benda]

the act of dividing or distributing something among a group of people

bagian

bagian

Ex: Each member of the team received an equal share of the profits from the successful project. 
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stock market
stock market
[Kata benda]

the business of trading and exchanging shares of different companies

pasar saham, bursa efek

pasar saham, bursa efek

Ex: News of the company's breakthrough product led to a surge in its stock market value. 

Berita tentang produk terobosan perusahaan menyebabkan lonjakan nilai pasar saham-nya.

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currency
currency
[Kata benda]

the type or system of money that is used by a country

mata uang, valuta asing

mata uang, valuta asing

Ex: The euro is the official currency of many countries in the European Union. 
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exchange rate
exchange rate
[Kata benda]

the value of a country's currency compared to another country's currency

nilai tukar, kurs

nilai tukar, kurs

Ex: The favorable exchange rate made it an excellent time for investors to buy foreign stocks. 

Nilai tukar yang menguntungkan menjadikannya waktu yang tepat bagi investor untuk membeli saham asing.

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bankrupt
bankrupt
[Adjektiva]

(of organizations or people) legally declared as unable to pay their debts to creditors

bangkrut, pailit

bangkrut, pailit

Ex: The once-thriving neighborhood became desolate after the major employer went bankrupt. 

Lingkungan yang pernah makmur menjadi sepi setelah pemberi kerja utama bangkrut.

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recession
recession
[Kata benda]

a hard time in a country's economy characterized by a reduction in employment, production, and trade

resesi

resesi

Ex: During the recession, many businesses were forced to close, leading to widespread job losses. 
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rich
rich
[Adjektiva]

owning a great amount of money or things that cost a lot

kaya, berkecukupan

kaya, berkecukupan

Ex: He invested wisely and became incredibly rich. 
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affluent
affluent
[Adjektiva]

possessing a great amount of riches and material goods

kaya, berkecukupan

kaya, berkecukupan

Ex: She grew up in an affluent family, attending private schools and traveling abroad frequently. 

Dia tumbuh dalam keluarga kaya, bersekolah di sekolah swasta dan sering bepergian ke luar negeri.

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loaded
loaded
[Adjektiva]

having a lot of money or financial resources

sangat kaya, berada

sangat kaya, berada

Ex: He's loaded, so money is never an issue. 

Dia kaya raya, jadi uang tidak pernah menjadi masalah.

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wealthy
wealthy
[Adjektiva]

having a large amount of money or valuable possessions

kaya, berkecukupan

kaya, berkecukupan

Ex: The wealthy philanthropist donated millions of dollars to charity every year. 

Filantrop kaya menyumbang jutaan dolar untuk amal setiap tahun.

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well-off
well-off
[Adjektiva]

having enough money to cover one's expenses and maintain a desirable lifestyle

berkecukupan, mapan secara finansial

berkecukupan, mapan secara finansial

Ex: He considered himself well-off after securing a stable job with a decent income. 

Dia menganggap dirinya berada setelah mendapatkan pekerjaan stabil dengan pendapatan yang layak.

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poor
poor
[Adjektiva]

owning a very small amount of money or a very small number of things

miskin, kekurangan

miskin, kekurangan

Ex: He wanted to help the poor family who were struggling to afford basic necessities like food and clothing. 
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broke
broke
[Adjektiva]

having little or no financial resources

bokek, hampir tidak punya uang

bokek, hampir tidak punya uang

Ex: They were broke after the vacation. 

Mereka bangkrut setelah liburan.

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hard up
hard up
[Adjektiva]

experiencing financial difficulties, often lacking money to cover basic expenses

kesulitan keuangan, kekurangan uang

kesulitan keuangan, kekurangan uang

Ex: The recent economic downturn left many families hard up and unable to afford even basic necessities. 

Kelesuan ekonomi baru-baru ini membuat banyak keluarga kesulitan keuangan dan tidak mampu membeli kebutuhan pokok.

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penniless
penniless
[Adjektiva]

having no money or financial resources

tidak punya uang, bangkrut

tidak punya uang, bangkrut

Ex: After losing his job, he became penniless and struggled to afford even basic necessities. 

Setelah kehilangan pekerjaannya, dia menjadi tidak punya uang dan kesulitan membeli bahkan kebutuhan dasar.

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grand
grand
[Kata benda]

a thousand units of a currency

seribu satuan mata uang, seribu

seribu satuan mata uang, seribu

Ex: He won five grand in the lottery last night. 
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buck
buck
[Kata benda]

one dollar

satu dolar, selembar uang

satu dolar, selembar uang

Ex: She only had ten bucks left in her wallet after paying for groceries. 

Dia hanya memiliki sepuluh dolar tersisa di dompetnya setelah membayar belanjaan.

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quid
quid
[Kata benda]

one pound sterling

pound, pound sterling

pound, pound sterling

Ex: Daniel lent his brother a few quid until payday. 
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fiver
fiver
[Kata benda]

a piece of paper money worth five dollars that you can use to buy things

uang kertas lima dolar, selembar lima dolar

uang kertas lima dolar, selembar lima dolar

Ex: The street performer thanked the generous passerby for dropping a fiver into his hat. 

Pemain jalanan itu berterima kasih kepada pejalan kaki yang dermawan karena telah menjatuhkan uang lima dolar ke dalam topinya.

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tenner
tenner
[Kata benda]

a banknote with a value of ten units of a currency, typically ten pounds or ten dollars

uang sepuluh, sepuluh ribu

uang sepuluh, sepuluh ribu

Ex: Finding an old tenner in his wallet, he decided to buy a small treat for himself. 

Menemukan uang sepuluh lama di dompetnya, dia memutuskan untuk membeli hadiah kecil untuk dirinya sendiri.

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installment
installment
[Kata benda]

a part of a larger sum of money that is paid in a scheduled series of payments over a specified period of time

angsuran

angsuran

Ex: He was relieved to know that he could pay for the expensive course in installments rather than all at once. 

Dia merasa lega mengetahui bahwa dia bisa membayar kursus yang mahal secara angsuran daripada sekaligus.

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