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Buku English File - Lanjutan - Pelajaran 5B

Di sini Anda akan menemukan kosakata dari Pelajaran 5B dalam buku kursus English File Advanced, seperti "deposit", "anggaran", "inflasi", dll.

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English File - Advanced
money
[Kata benda]

something that we use to buy and sell goods and services, can be in the form of coins or paper bills

uang, duit

uang, duit

Ex: She works hard to earn money for her college tuition .Dia bekerja keras untuk mendapatkan **uang** untuk biaya kuliahnya.
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used to imply that money is not easily obtained or available, and one should not waste it unnecessarily

Ex: She turned down the luxurious vacation proposal, reminding her partner that money does not grow on trees and they needed to be practical.
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tight-fisted
[Adjektiva]

spending or giving money reluctantly

pelit, kikir

pelit, kikir

Ex: Even though he ’s wealthy , he ’s incredibly tight-fisted when it comes to charity .Meskipun dia kaya, dia sangat **pelit** ketika datang ke amal.
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a large sum of money

Ex: The wedding ceremony at the exclusive venue was lovely , but it came with a price tag an arm and leg.
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to make enough money to pay for one's basic needs

Ex: He has two jobs just to make ends meet each month.
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in debt due to spending more than one's earnings

Ex: The restaurant was struggling to attract enough customers, leading to significant losses, and they were operating in the red.
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used to refer to something, particularly a bank account, that is providing one with a considerable amount of profit

Ex: The organization has been in the black for several quarters now, thanks to a successful cost-cutting initiative.
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rip-off
[Kata benda]

something that costs a lot more than its real value

penipuan, kecurangan

penipuan, kecurangan

Ex: Be careful when shopping online ; some deals are just rip-offs with inflated prices .Hati-hati saat berbelanja online; beberapa penawaran hanya **penipuan** dengan harga yang melambung.
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to lessen the amount of money or resources one uses compared to before, particularly due to having less available

Ex: With a new baby on the way, they’ve had to tighten their belts and adjust their budget.
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to spend in a way that exceeds one's income

Ex: They bought a luxurious house and expensive cars but couldn't keep up with the mortgage and loans.
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budget
[Kata benda]

the sum of money that is available to a person, an organization, etc. for a particular purpose and the plan according to which it will be spent

anggaran, rencana keuangan

anggaran, rencana keuangan

Ex: The project ran over budget, leading to cuts in other areas .Proyek melebihi **anggaran**, menyebabkan pemotongan di area lain.
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deposit
[Kata benda]

a sum of money that is paid before paying a total amount, particularly when buying something that is expensive

deposit, uang muka

deposit, uang muka

Ex: The travel agency asked for a deposit to confirm their spots on the upcoming cruise .Biro perjalanan meminta **uang muka** untuk mengkonfirmasi tempat mereka di kapal pesiar yang akan datang.
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donation
[Kata benda]

something that is voluntarily given to someone or an organization to help them, such as money, food, etc.

sumbangan, donasi

sumbangan, donasi

Ex: They appreciated the generous donation from the community .Mereka menghargai **sumbangan** yang murah hati dari komunitas.
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fare
[Kata benda]

the amount of money we pay to travel with a bus, taxi, plane, etc.

tarif, harga tiket

tarif, harga tiket

Ex: The subway fare increased by 10% this year.Tarif kereta bawah tanah naik 10% tahun ini.
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fee
[Kata benda]

the money that is paid to a professional or an organization for their services

biaya, ongkos

biaya, ongkos

Ex: There 's an additional fee if you require expedited shipping for your order .Ada **biaya** tambahan jika Anda membutuhkan pengiriman cepat untuk pesanan Anda.
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fine
[Kata benda]

an amount of money that must be paid as a legal punishment

denda, sanksi

denda, sanksi

Ex: The judge imposed a fine on the company for environmental violations .Hakim menjatuhkan **denda** pada perusahaan karena pelanggaran lingkungan.
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grant
[Kata benda]

an amount of money given by the government or another organization for a specific purpose

hibah, beasiswa

hibah, beasiswa

Ex: Startups often rely on grants to support early-stage development before becoming profitable .Startup sering mengandalkan **hibah** untuk mendukung pengembangan tahap awal sebelum menjadi menguntungkan.
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loan
[Kata benda]

a sum of money that is borrowed from a bank which should be returned with a certain rate of interest

pinjaman, kredit

pinjaman, kredit

Ex: They applied for a loan to expand their business operations .Mereka mengajukan **pinjaman** untuk memperluas operasi bisnis mereka.
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lump sum
[Kata benda]

a single, large payment made in full, instead of smaller payments made over time

pembayaran sekaligus, jumlah sekaligus

pembayaran sekaligus, jumlah sekaligus

Ex: Employees who resign from the company often receive a lump sum payment for their unused vacation days upon departure .Karyawan yang mengundurkan diri dari perusahaan sering menerima **pembayaran sekaligus** untuk hari libur yang tidak digunakan saat berhenti.
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quote
[Kata benda]

(plural) another way of saying quotation marks

tanda kutip, kutipan

tanda kutip, kutipan

Ex: The novelist included quotes from historical figures to add authenticity to the narrative .Novelis menyertakan **kutipan** dari tokoh-tokoh sejarah untuk menambahkan keaslian pada narasi.
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will
[Kata benda]

a person's intention or desire, especially one that is strong or persistent

keinginan, kemauan

keinginan, kemauan

Ex: His will to make a difference inspired many in his community to take action .**Kemauannya** untuk membuat perbedaan menginspirasi banyak orang di komunitasnya untuk bertindak.
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society
[Kata benda]

people in general, considered as an extensive and organized group sharing the same laws

masyarakat

masyarakat

Ex: Social media has become an integral part of contemporary society, influencing public opinion and communication patterns .Media sosial telah menjadi bagian integral dari **masyarakat** kontemporer, memengaruhi opini publik dan pola komunikasi.
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consumer
[Kata benda]

someone who buys and uses services or goods

konsumen, pelanggan

konsumen, pelanggan

Ex: Online reviews play a significant role in helping consumers make informed choices .Ulasan online memainkan peran penting dalam membantu **konsumen** membuat pilihan yang tepat.
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the level of wealth, welfare, comfort, and necessities available to an individual, group, country, etc.

Ex: Economic policies that promote job creation and income growth can positively impact standard of living for citizens .
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income
[Kata benda]

the money that is regularly earned from a job or through an investment

penghasilan

penghasilan

Ex: The couple reviewed their monthly income and expenses to create a more effective budget .Pasangan itu meninjau **pendapatan** bulanan dan pengeluaran mereka untuk membuat anggaran yang lebih efektif.
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inflation
[Kata benda]

the ongoing increase in the general price level of goods and services in an economy over a period of time

inflasi, kenaikan harga

inflasi, kenaikan harga

Ex: Wages failed to keep up with inflation, affecting many households .Upah gagal mengimbangi **inflasi**, memengaruhi banyak rumah tangga.
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the amount of money required to maintain basic needs and expenses in a particular place or location

Ex: Retirees often move to countries with a cost of living to stretch their savings .
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to afford
[kata kerja]

to be able to pay the cost of something

mampu membeli, mampu membayar

mampu membeli, mampu membayar

Ex: Financial stability allows individuals to afford unexpected expenses without causing hardship .Stabilitas keuangan memungkinkan individu untuk **membiayai** pengeluaran tak terduga tanpa menyebabkan kesulitan.
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to manage
[kata kerja]

to deal with someone, something, or a situation in a way that keeps it under control

mengelola, mengatur

mengelola, mengatur

Ex: He knows how to manage the boat in rough waters .Dia tahu cara **mengelola** perahu di perairan yang kasar.
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account
[Kata benda]

an arrangement according to which a bank keeps and protects someone's money that can be taken out or added to

rekening, rekening bank

rekening, rekening bank

Ex: Tom received an email notification confirming that his account had been credited with the refund amount .
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balance
[Kata benda]

the number showing the difference between the debit and credit sums of an account

saldo

saldo

Ex: The business maintained a healthy cash balance to cover operational expenses and unforeseen costs .Bisnis tersebut mempertahankan **saldo** kas yang sehat untuk menutupi biaya operasional dan biaya tak terduga.
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transfer
[Kata benda]

the act of moving someone or something from one place, person, or situation to another

transfer

transfer

Ex: We completed the transfer of the patient to a specialized care facility without any issues .Kami menyelesaikan **transfer** pasien ke fasilitas perawatan khusus tanpa masalah apa pun.
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payment
[Kata benda]

an amount of money that is paid for something

pembayaran, angsuran

pembayaran, angsuran

Ex: The payment for the painting was more than I could afford .**Pembayaran** untuk lukisan itu lebih dari yang bisa saya bayar.
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interest rate
[Kata benda]

the amount that a lender charges a borrower for the use of money, typically calculated based on the amount of the loan and the length of the borrowing period

tingkat bunga, suku bunga

tingkat bunga, suku bunga

Ex: To save money , they opted for a fixed interest rate on their loan to avoid fluctuations .Untuk menghemat uang, mereka memilih **tingkat bunga** tetap pada pinjaman mereka untuk menghindari fluktuasi.
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debt
[Kata benda]

an amount of money or a favor that is owed

hutang, utang

hutang, utang

Ex: He repaid his friend , feeling relieved to be free of the personal debt he had owed for so long .Dia membayar kembali temannya, merasa lega bebas dari **hutang** pribadi yang telah ia tanggung begitu lama.
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mortgage
[Kata benda]

an official contract or arrangement by which a bank gives money to someone as a loan to buy a house and the person agrees to repay the loan over a specified period, usually with interest

hipotek, pinjaman rumah

hipotek, pinjaman rumah

Ex: Failure to make mortgage payments on time can lead to foreclosure , where the lender repossesses the property .Kegagalan dalam membayar **hipotek** tepat waktu dapat menyebabkan penyitaan, di mana pemberi pinjaman mengambil alih properti.
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share
[Kata benda]

the act of dividing or distributing something among a group of people

bagian

bagian

Ex: The siblings divided the inheritance into equal shares to avoid any disputes .Saudara-saudara membagi warisan menjadi **bagian** yang sama untuk menghindari perselisihan.
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stock market
[Kata benda]

the business of trading and exchanging shares of different companies

pasar saham, bursa efek

pasar saham, bursa efek

Ex: The global pandemic had a profound impact on the stock market, leading to volatile fluctuations .Pandemi global memiliki dampak yang mendalam pada **pasar saham**, menyebabkan fluktuasi yang tidak stabil.
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currency
[Kata benda]

the type or system of money that is used by a country

mata uang, valuta asing

mata uang, valuta asing

Ex: The value of the currency dropped significantly after the announcement .Nilai **mata uang** turun secara signifikan setelah pengumuman.
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exchange rate
[Kata benda]

the value of a country's currency compared to another country's currency

nilai tukar, kurs

nilai tukar, kurs

Ex: She monitored the exchange rate closely to get the best deal when transferring money to another country .Dia memantau **nilai tukar** dengan cermat untuk mendapatkan kesepakatan terbaik saat mentransfer uang ke negara lain.
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bankrupt
[Adjektiva]

(of organizations or people) legally declared as unable to pay their debts to creditors

bangkrut, pailit

bangkrut, pailit

Ex: The bankrupt individual sought financial counseling to manage their debts .Individu yang **bangkrut** mencari konseling keuangan untuk mengelola utang mereka.
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recession
[Kata benda]

a hard time in a country's economy characterized by a reduction in employment, production, and trade

resesi

resesi

Ex: Economists predicted that the recession would last for several quarters before signs of recovery would emerge .Para ekonom memprediksi bahwa **resesi** akan berlangsung selama beberapa kuartal sebelum tanda-tanda pemulihan muncul.
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rich
[Adjektiva]

owning a great amount of money or things that cost a lot

kaya, berkecukupan

kaya, berkecukupan

Ex: The rich philanthropist sponsored scholarships for underprivileged students .Filantrop **kaya** itu mensponsori beasiswa untuk siswa kurang mampu.
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affluent
[Adjektiva]

possessing a great amount of riches and material goods

kaya, berkecukupan

kaya, berkecukupan

Ex: The affluent couple donated generously to local charities and cultural institutions .Pasangan **kaya** itu menyumbang dengan murah hati kepada amal dan institusi budaya lokal.
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loaded
[Adjektiva]

having a lot of money or financial resources

kaya, berduit

kaya, berduit

Ex: His flashy lifestyle suggests that he's loaded with money, but few know the true source of his wealth.Gaya hidupnya yang mencolok menunjukkan bahwa dia **penuh dengan uang**, tetapi sedikit yang tahu sumber sebenarnya dari kekayaannya.
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wealthy
[Adjektiva]

having a large amount of money or valuable possessions

kaya, berkecukupan

kaya, berkecukupan

Ex: The wealthy neighborhood was known for its extravagant mansions and gated communities .Lingkungan **kaya** dikenal karena rumah-rumah mewah dan komunitas berpagar.
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well-off
[Adjektiva]

having enough money to cover one's expenses and maintain a desirable lifestyle

berkecukupan, mapan secara finansial

berkecukupan, mapan secara finansial

Ex: They invested wisely and became well-off in their retirement years .Mereka berinvestasi dengan bijak dan menjadi **berkecukupan** di tahun-tahun pensiun mereka.
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poor
[Adjektiva]

owning a very small amount of money or a very small number of things

miskin, kekurangan

miskin, kekurangan

Ex: Unforunately , the poor elderly couple relied on government assistance to cover their expenses .Sayangnya, pasangan tua yang **miskin** itu mengandalkan bantuan pemerintah untuk menutupi pengeluaran mereka.
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broke
[Adjektiva]

having little or no financial resources

bangkrut, tidak punya uang

bangkrut, tidak punya uang

Ex: He felt embarrassed admitting to his friends that he was broke and could n't join them for dinner .Dia merasa malu mengakui kepada teman-temannya bahwa dia **tidak punya uang** dan tidak bisa bergabung dengan mereka untuk makan malam.
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hard up
[Adjektiva]

experiencing financial difficulties, often lacking money to cover basic expenses

kesulitan keuangan, kekurangan uang

kesulitan keuangan, kekurangan uang

Ex: Even though they were hard up, they managed to find joy in the simple things in life .Meskipun mereka **kesulitan keuangan**, mereka berhasil menemukan kebahagiaan dalam hal-hal sederhana dalam hidup.
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penniless
[Adjektiva]

having no money or financial resources

tidak punya uang, bangkrut

tidak punya uang, bangkrut

Ex: The penniless immigrant worked hard to build a better life for his family .Imigran **tidak punya uang** itu bekerja keras untuk membangun kehidupan yang lebih baik bagi keluarganya.
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grand
[Kata benda]

a thousand units of a currency

ribu, grand

ribu, grand

Ex: He borrowed three grand from his parents to start his business .Dia meminjam tiga **ribu** dari orang tuanya untuk memulai bisnisnya.
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buck
[Kata benda]

one dollar

satu dolar, selembar uang

satu dolar, selembar uang

Ex: He bet his friend a buck that his favorite team would win the game .Dia bertaruh **satu dolar** dengan temannya bahwa tim favoritnya akan memenangkan pertandingan.
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quid
[Kata benda]

the currency of the United Kingdom, equivalent to one hundred pence

pound, pound sterling

pound, pound sterling

Ex: The concert tickets cost a hundred quid each , but the experience was well worth it .Tiket konser harganya seratus **pound** per lembar, tapi pengalamannya sangat berharga.
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fiver
[Kata benda]

a piece of paper money worth five dollars that you can use to buy things

uang kertas lima dolar, selembar lima dolar

uang kertas lima dolar, selembar lima dolar

Ex: At the garage sale , she sold an old book for a fiver.Di garage sale, dia menjual buku tua seharga **uang kertas lima dolar**.
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tenner
[Kata benda]

a banknote with a value of ten units of a currency, typically ten pounds or ten dollars

uang sepuluh, sepuluh ribu

uang sepuluh, sepuluh ribu

Ex: He borrowed a tenner from his friend to cover the unexpected expense .Dia meminjam **sepuluh ribu** dari temannya untuk menutupi biaya tak terduga.
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installment
[Kata benda]

a part of a larger sum of money that is paid in a scheduled series of payments over a specified period of time

angsuran

angsuran

Ex: The artwork was purchased on an installment plan, making it more affordable for the buyer.Karya seni itu dibeli dengan rencana **cicilan**, membuatnya lebih terjangkau bagi pembeli.
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