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Livro English File - Avançado - Lição 5B

Aqui você encontrará o vocabulário da Lição 5B no livro didático English File Advanced, como "depósito", "orçamento", "inflação", etc.

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English File - Advanced
money
[substantivo]

something that we use to buy and sell goods and services, can be in the form of coins or paper bills

dinheiro, moeda

dinheiro, moeda

Ex: She works hard to earn money for her college tuition .Ela trabalha duro para ganhar **dinheiro** para sua mensalidade universitária.
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used to imply that money is not easily obtained or available, and one should not waste it unnecessarily

Ex: She turned down the luxurious vacation proposal, reminding her partner that money does not grow on trees and they needed to be practical.
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tight-fisted
[adjetivo]

spending or giving money reluctantly

mão de vaca, pão-duro

mão de vaca, pão-duro

Ex: Even though he ’s wealthy , he ’s incredibly tight-fisted when it comes to charity .Apesar de ser rico, ele é incrivelmente **mão de vaca** quando se trata de caridade.
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a large sum of money

Ex: The wedding ceremony at the exclusive venue was lovely , but it came with a price tag an arm and leg.
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to make enough money to pay for one's basic needs

Ex: He has two jobs just to make ends meet each month.
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in debt due to spending more than one's earnings

Ex: The restaurant was struggling to attract enough customers, leading to significant losses, and they were operating in the red.
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used to refer to something, particularly a bank account, that is providing one with a considerable amount of profit

Ex: The organization has been in the black for several quarters now, thanks to a successful cost-cutting initiative.
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rip-off
[substantivo]

something that costs a lot more than its real value

roubo, golpe

roubo, golpe

Ex: Be careful when shopping online ; some deals are just rip-offs with inflated prices .Tenha cuidado ao fazer compras online; algumas ofertas são apenas **golpes** com preços inflados.
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to lessen the amount of money or resources one uses compared to before, particularly due to having less available

Ex: With a new baby on the way, they’ve had to tighten their belts and adjust their budget.
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to spend in a way that exceeds one's income

Ex: They bought a luxurious house and expensive cars but couldn't keep up with the mortgage and loans.
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budget
[substantivo]

the sum of money that is available to a person, an organization, etc. for a particular purpose and the plan according to which it will be spent

orçamento, plano financeiro

orçamento, plano financeiro

Ex: The project ran over budget, leading to cuts in other areas .O projeto ultrapassou o **orçamento**, levando a cortes em outras áreas.
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deposit
[substantivo]

a sum of money that is paid before paying a total amount, particularly when buying something that is expensive

depósito, adiantamento

depósito, adiantamento

Ex: The travel agency asked for a deposit to confirm their spots on the upcoming cruise .A agência de viagens pediu um **depósito** para confirmar seus lugares no próximo cruzeiro.
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donation
[substantivo]

something that is voluntarily given to someone or an organization to help them, such as money, food, etc.

doação, contribuição

doação, contribuição

Ex: They appreciated the generous donation from the community .Eles apreciaram a generosa **doação** da comunidade.
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fare
[substantivo]

the amount of money we pay to travel with a bus, taxi, plane, etc.

tarifa, preço do bilhete

tarifa, preço do bilhete

Ex: The subway fare increased by 10% this year.A tarifa do metrô aumentou 10% este ano.
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fee
[substantivo]

the money that is paid to a professional or an organization for their services

honorário, taxa

honorário, taxa

Ex: There 's an additional fee if you require expedited shipping for your order .Há uma **taxa** adicional se você precisar de envio acelerado para o seu pedido.
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fine
[substantivo]

an amount of money that must be paid as a legal punishment

multa, sanção

multa, sanção

Ex: The judge imposed a fine on the company for environmental violations .O juiz impôs uma **multa** à empresa por violações ambientais.
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grant
[substantivo]

an amount of money given by the government or another organization for a specific purpose

subsídio, bolsa

subsídio, bolsa

Ex: Startups often rely on grants to support early-stage development before becoming profitable .As startups frequentemente dependem de **subsídios** para apoiar o desenvolvimento em estágios iniciais antes de se tornarem lucrativas.
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loan
[substantivo]

a sum of money that is borrowed from a bank which should be returned with a certain rate of interest

empréstimo, crédito

empréstimo, crédito

Ex: They applied for a loan to expand their business operations .Eles solicitaram um **empréstimo** para expandir suas operações comerciais.
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lump sum
[substantivo]

a single, large payment made in full, instead of smaller payments made over time

quantia única, pagamento único

quantia única, pagamento único

Ex: Employees who resign from the company often receive a lump sum payment for their unused vacation days upon departure .Os funcionários que se demitem da empresa frequentemente recebem um **pagamento único** pelos dias de férias não utilizados ao sair.
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quote
[substantivo]

(plural) another way of saying quotation marks

aspas, citação

aspas, citação

Ex: The novelist included quotes from historical figures to add authenticity to the narrative .O romancista incluiu **citações** de figuras históricas para acrescentar autenticidade à narrativa.
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will
[substantivo]

a person's intention or desire, especially one that is strong or persistent

vontade, desejo

vontade, desejo

Ex: His will to make a difference inspired many in his community to take action .Sua **vontade** de fazer a diferença inspirou muitos em sua comunidade a agir.
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society
[substantivo]

people in general, considered as an extensive and organized group sharing the same laws

sociedade

sociedade

Ex: Social media has become an integral part of contemporary society, influencing public opinion and communication patterns .As redes sociais tornaram-se uma parte integrante da **sociedade** contemporânea, influenciando a opinião pública e os padrões de comunicação.
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consumer
[substantivo]

someone who buys and uses services or goods

consumidor, cliente

consumidor, cliente

Ex: Online reviews play a significant role in helping consumers make informed choices .As avaliações online desempenham um papel significativo em ajudar os **consumidores** a fazer escolhas informadas.
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the level of wealth, welfare, comfort, and necessities available to an individual, group, country, etc.

Ex: Economic policies that promote job creation and income growth can positively impact standard of living for citizens .
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income
[substantivo]

the money that is regularly earned from a job or through an investment

renda

renda

Ex: The couple reviewed their monthly income and expenses to create a more effective budget .O casal revisou sua **renda** mensal e despesas para criar um orçamento mais eficaz.
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inflation
[substantivo]

the ongoing increase in the general price level of goods and services in an economy over a period of time

inflação, aumento de preços

inflação, aumento de preços

Ex: Wages failed to keep up with inflation, affecting many households .Os salários não conseguiram acompanhar a **inflação**, afetando muitas famílias.
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the amount of money required to maintain basic needs and expenses in a particular place or location

Ex: Retirees often move to countries with a cost of living to stretch their savings .
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to afford
[verbo]

to be able to pay the cost of something

poder pagar, ter condições de

poder pagar, ter condições de

Ex: Financial stability allows individuals to afford unexpected expenses without causing hardship .A estabilidade financeira permite que os indivíduos **arcom** despesas inesperadas sem causar dificuldades.
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to manage
[verbo]

to deal with someone, something, or a situation in a way that keeps it under control

gerir, administrar

gerir, administrar

Ex: He knows how to manage the boat in rough waters .Ele sabe como **gerenciar** o barco em águas agitadas.
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account
[substantivo]

an arrangement according to which a bank keeps and protects someone's money that can be taken out or added to

conta, conta bancária

conta, conta bancária

Ex: Tom received an email notification confirming that his account had been credited with the refund amount .
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balance
[substantivo]

the number showing the difference between the debit and credit sums of an account

saldo

saldo

Ex: The business maintained a healthy cash balance to cover operational expenses and unforeseen costs .O negócio manteve um **saldo** de caixa saudável para cobrir despesas operacionais e custos imprevistos.
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transfer
[substantivo]

the act of moving someone or something from one place, person, or situation to another

transferência

transferência

Ex: We completed the transfer of the patient to a specialized care facility without any issues .Concluímos a **transferência** do paciente para uma unidade de cuidados especializados sem quaisquer problemas.
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payment
[substantivo]

an amount of money that is paid for something

pagamento, prestação

pagamento, prestação

Ex: The payment for the painting was more than I could afford .O **pagamento** pela pintura foi mais do que eu podia pagar.
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interest rate
[substantivo]

the amount that a lender charges a borrower for the use of money, typically calculated based on the amount of the loan and the length of the borrowing period

taxa de juros, juro

taxa de juros, juro

Ex: To save money , they opted for a fixed interest rate on their loan to avoid fluctuations .Para economizar dinheiro, optaram por uma **taxa de juros** fixa em seu empréstimo para evitar flutuações.
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debt
[substantivo]

an amount of money or a favor that is owed

dívida, endividamento

dívida, endividamento

Ex: He repaid his friend , feeling relieved to be free of the personal debt he had owed for so long .Ele pagou o amigo, sentindo-se aliviado por estar livre da **dívida** pessoal que devia há tanto tempo.
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mortgage
[substantivo]

an official contract or arrangement by which a bank gives money to someone as a loan to buy a house and the person agrees to repay the loan over a specified period, usually with interest

hipoteca, empréstimo hipotecário

hipoteca, empréstimo hipotecário

Ex: Failure to make mortgage payments on time can lead to foreclosure , where the lender repossesses the property .A falha no pagamento das prestações da **hipoteca** em dia pode levar à execução hipotecária, onde o credor retoma a posse da propriedade.
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share
[substantivo]

the act of dividing or distributing something among a group of people

parte

parte

Ex: The siblings divided the inheritance into equal shares to avoid any disputes .Os irmãos dividiram a herança em **partes** iguais para evitar disputas.
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stock market
[substantivo]

the business of trading and exchanging shares of different companies

mercado de ações, bolsa de valores

mercado de ações, bolsa de valores

Ex: The global pandemic had a profound impact on the stock market, leading to volatile fluctuations .A pandemia global teve um impacto profundo no **mercado de ações**, levando a flutuações voláteis.
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currency
[substantivo]

the type or system of money that is used by a country

moeda, divisa

moeda, divisa

Ex: The value of the currency dropped significantly after the announcement .O valor da **moeda** caiu significativamente após o anúncio.
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exchange rate
[substantivo]

the value of a country's currency compared to another country's currency

taxa de câmbio, câmbio

taxa de câmbio, câmbio

Ex: She monitored the exchange rate closely to get the best deal when transferring money to another country .Ela monitorou de perto a **taxa de câmbio** para obter o melhor negócio ao transferir dinheiro para outro país.
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bankrupt
[adjetivo]

(of organizations or people) legally declared as unable to pay their debts to creditors

falido, quebrado

falido, quebrado

Ex: The bankrupt individual sought financial counseling to manage their debts .O indivíduo **falido** buscou aconselhamento financeiro para gerenciar suas dívidas.
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recession
[substantivo]

a hard time in a country's economy characterized by a reduction in employment, production, and trade

recessão

recessão

Ex: Economists predicted that the recession would last for several quarters before signs of recovery would emerge .Os economistas previram que a **recessão** duraria vários trimestres antes que surgissem sinais de recuperação.
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rich
[adjetivo]

owning a great amount of money or things that cost a lot

rico, abastado

rico, abastado

Ex: The rich philanthropist sponsored scholarships for underprivileged students .O filantropo **rico** patrocinou bolsas de estudo para alunos carentes.
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affluent
[adjetivo]

possessing a great amount of riches and material goods

abastado, próspero

abastado, próspero

Ex: The affluent couple donated generously to local charities and cultural institutions .O casal **abastado** doou generosamente para instituições de caridade e culturais locais.
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loaded
[adjetivo]

having a lot of money or financial resources

rico, abastado

rico, abastado

Ex: His flashy lifestyle suggests that he's loaded with money, but few know the true source of his wealth.Seu estilo de vida chamativo sugere que ele está **cheio de dinheiro**, mas poucos conhecem a verdadeira fonte de sua riqueza.
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wealthy
[adjetivo]

having a large amount of money or valuable possessions

rico, abastado

rico, abastado

Ex: The wealthy neighborhood was known for its extravagant mansions and gated communities .O bairro **abastado** era conhecido por suas mansões extravagantes e comunidades fechadas.
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well-off
[adjetivo]

having enough money to cover one's expenses and maintain a desirable lifestyle

abastado, financeiramente estável

abastado, financeiramente estável

Ex: They invested wisely and became well-off in their retirement years .Eles investiram sabiamente e ficaram **abastados** em seus anos de aposentadoria.
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poor
[adjetivo]

owning a very small amount of money or a very small number of things

pobre, necessitado

pobre, necessitado

Ex: Unforunately , the poor elderly couple relied on government assistance to cover their expenses .Infelizmente, o **pobre** casal de idosos dependia da assistência governamental para cobrir suas despesas.
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broke
[adjetivo]

having little or no financial resources

quebrado, sem um tostão

quebrado, sem um tostão

Ex: He felt embarrassed admitting to his friends that he was broke and could n't join them for dinner .Ele sentiu-se envergonhado admitindo aos seus amigos que estava **sem dinheiro** e não podia se juntar a eles para jantar.
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hard up
[adjetivo]

experiencing financial difficulties, often lacking money to cover basic expenses

apertado financeiramente, em dificuldades financeiras

apertado financeiramente, em dificuldades financeiras

Ex: Even though they were hard up, they managed to find joy in the simple things in life .Mesmo estando **em dificuldades financeiras**, eles conseguiram encontrar alegria nas coisas simples da vida.
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penniless
[adjetivo]

having no money or financial resources

sem um tostão, liso

sem um tostão, liso

Ex: The penniless immigrant worked hard to build a better life for his family .O imigrante **sem um tostão** trabalhou duro para construir uma vida melhor para sua família.
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grand
[substantivo]

a thousand units of a currency

mil, conto

mil, conto

Ex: He borrowed three grand from his parents to start his business .Ele pegou emprestado três **mil** dos seus pais para começar seu negócio.
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buck
[substantivo]

one dollar

um dólar, uma nota

um dólar, uma nota

Ex: He bet his friend a buck that his favorite team would win the game .Ele apostou um **dólar** com o amigo que seu time favorito venceria o jogo.
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quid
[substantivo]

the currency of the United Kingdom, equivalent to one hundred pence

libra, libra esterlina

libra, libra esterlina

Ex: The concert tickets cost a hundred quid each , but the experience was well worth it .Os ingressos para o show custaram cem **libras** cada, mas a experiência valeu a pena.
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fiver
[substantivo]

a piece of paper money worth five dollars that you can use to buy things

nota de cinco dólares, um cinco dólares

nota de cinco dólares, um cinco dólares

Ex: At the garage sale , she sold an old book for a fiver.Na venda de garagem, ela vendeu um livro velho por uma **nota de cinco dólares**.
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tenner
[substantivo]

a banknote with a value of ten units of a currency, typically ten pounds or ten dollars

nota de dez, dez paus

nota de dez, dez paus

Ex: He borrowed a tenner from his friend to cover the unexpected expense .Ele pegou emprestado uma **nota de dez** do amigo para cobrir a despesa inesperada.
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installment
[substantivo]

a part of a larger sum of money that is paid in a scheduled series of payments over a specified period of time

prestação

prestação

Ex: The artwork was purchased on an installment plan, making it more affordable for the buyer.A obra de arte foi comprada em um plano de **parcelamento**, tornando-a mais acessível para o comprador.
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