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Das Buch English File - Fortgeschritten - Lektion 5B

Hier finden Sie den Wortschatz aus Lektion 5B im English File Advanced Kursbuch, wie "Einzahlung", "Budget", "Inflation" usw.

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English File - Advanced
money
[Nomen]

something that we use to buy and sell goods and services, can be in the form of coins or paper bills

Geld, Währung

Geld, Währung

Ex: She works hard to earn money for her college tuition .Sie arbeitet hart, um **Geld** für ihr Collegegeld zu verdienen.
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used to imply that money is not easily obtained or available, and one should not waste it unnecessarily

Ex: She turned down the luxurious vacation proposal, reminding her partner that money does not grow on trees and they needed to be practical.
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tight-fisted
[Adjektiv]

spending or giving money reluctantly

geizig, knauserig

geizig, knauserig

Ex: Even though he ’s wealthy , he ’s incredibly tight-fisted when it comes to charity .Obwohl er reich ist, ist er unglaublich **geizig**, wenn es um Wohltätigkeit geht.
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a large sum of money

Ex: The wedding ceremony at the exclusive venue was lovely , but it came with a price tag an arm and leg.
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to make enough money to pay for one's basic needs

Ex: He has two jobs just to make ends meet each month.
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in the red
[Phrase]

in debt due to spending more than one's earnings

Ex: The restaurant was struggling to attract enough customers, leading to significant losses, and they were operating in the red.
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in the black
[Phrase]

used to refer to something, particularly a bank account, that is providing one with a considerable amount of profit

Ex: The organization has been in the black for several quarters now, thanks to a successful cost-cutting initiative.
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rip-off
[Nomen]

something that costs a lot more than its real value

Abzocke, Wucher

Abzocke, Wucher

Ex: Be careful when shopping online ; some deals are just rip-offs with inflated prices .Seien Sie vorsichtig beim Online-Shopping; einige Angebote sind nur **Abzocke** mit überhöhten Preisen.
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to lessen the amount of money or resources one uses compared to before, particularly due to having less available

Ex: With a new baby on the way, they’ve had to tighten their belts and adjust their budget.
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to spend in a way that exceeds one's income

Ex: They bought a luxurious house and expensive cars but couldn't keep up with the mortgage and loans.
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budget
[Nomen]

the sum of money that is available to a person, an organization, etc. for a particular purpose and the plan according to which it will be spent

Budget

Budget

Ex: The project ran over budget, leading to cuts in other areas .Das Projekt hat das **Budget** überschritten, was zu Kürzungen in anderen Bereichen führte.
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deposit
[Nomen]

a sum of money that is paid before paying a total amount, particularly when buying something that is expensive

Anzahlung

Anzahlung

Ex: The travel agency asked for a deposit to confirm their spots on the upcoming cruise .Das Reisebüro bat um eine **Anzahlung**, um ihre Plätze auf der bevorstehenden Kreuzfahrt zu bestätigen.
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donation
[Nomen]

something that is voluntarily given to someone or an organization to help them, such as money, food, etc.

Spende, Beitrag

Spende, Beitrag

Ex: They appreciated the generous donation from the community .Sie schätzten die großzügige **Spende** der Gemeinschaft.
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fare
[Nomen]

the amount of money we pay to travel with a bus, taxi, plane, etc.

Fahrpreis

Fahrpreis

Ex: The subway fare increased by 10% this year.Die U-Bahn-**Fahrpreise** sind dieses Jahr um 10% gestiegen.
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fee
[Nomen]

the money that is paid to a professional or an organization for their services

Gebühr

Gebühr

Ex: There 's an additional fee if you require expedited shipping for your order .Es fällt eine zusätzliche **Gebühr** an, wenn Sie eine beschleunigte Lieferung für Ihre Bestellung benötigen.
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fine
[Nomen]

an amount of money that must be paid as a legal punishment

Geldstrafe, Bußgeld

Geldstrafe, Bußgeld

Ex: The judge imposed a fine on the company for environmental violations .Der Richter verhängte eine **Geldstrafe** gegen das Unternehmen wegen Umweltverstößen.
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grant
[Nomen]

an amount of money given by the government or another organization for a specific purpose

Stipendium

Stipendium

Ex: Startups often rely on grants to support early-stage development before becoming profitable .Startups verlassen sich oft auf **Zuschüsse**, um die Entwicklung in der Frühphase zu unterstützen, bevor sie profitabel werden.
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loan
[Nomen]

a sum of money that is borrowed from a bank which should be returned with a certain rate of interest

Darlehen, Kredit

Darlehen, Kredit

Ex: They applied for a loan to expand their business operations .Sie beantragten einen **Kredit**, um ihre Geschäftsaktivitäten zu erweitern.
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lump sum
[Nomen]

a single, large payment made in full, instead of smaller payments made over time

Pauschalbetrag, Einmalzahlung

Pauschalbetrag, Einmalzahlung

Ex: Employees who resign from the company often receive a lump sum payment for their unused vacation days upon departure .Mitarbeiter, die das Unternehmen verlassen, erhalten oft eine **Pauschalzahlung** für ihre ungenutzten Urlaubstage bei ihrem Ausscheiden.
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quote
[Nomen]

(plural) another way of saying quotation marks

Anführungszeichen, Zitat

Anführungszeichen, Zitat

Ex: The novelist included quotes from historical figures to add authenticity to the narrative .Der Romanautor fügte **Zitate** historischer Persönlichkeiten hinzu, um der Erzählung Authentizität zu verleihen.
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will
[Nomen]

a person's intention or desire, especially one that is strong or persistent

Wille, Wunsch

Wille, Wunsch

Ex: His will to make a difference inspired many in his community to take action .Sein **Wille**, einen Unterschied zu machen, inspirierte viele in seiner Gemeinschaft zum Handeln.
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society
[Nomen]

people in general, considered as an extensive and organized group sharing the same laws

Gesellschaft

Gesellschaft

Ex: Social media has become an integral part of contemporary society, influencing public opinion and communication patterns .Soziale Medien sind zu einem integralen Bestandteil der zeitgenössischen **Gesellschaft** geworden, die die öffentliche Meinung und Kommunikationsmuster beeinflussen.
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consumer
[Nomen]

someone who buys and uses services or goods

Verbraucher(in)

Verbraucher(in)

Ex: Online reviews play a significant role in helping consumers make informed choices .Online-Bewertungen spielen eine bedeutende Rolle dabei, **Verbrauchern** zu helfen, informierte Entscheidungen zu treffen.
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the level of wealth, welfare, comfort, and necessities available to an individual, group, country, etc.

Lebensstandard

Lebensstandard

Ex: Economic policies that promote job creation and income growth can positively impact standard of living for citizens .
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income
[Nomen]

the money that is regularly earned from a job or through an investment

Einkommen

Einkommen

Ex: The couple reviewed their monthly income and expenses to create a more effective budget .Das Paar überprüfte sein monatliches **Einkommen** und seine Ausgaben, um ein effektiveres Budget zu erstellen.
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inflation
[Nomen]

the ongoing increase in the general price level of goods and services in an economy over a period of time

Inflation

Inflation

Ex: Wages failed to keep up with inflation, affecting many households .Die Löhne konnten mit der **Inflation** nicht Schritt halten, was viele Haushalte betraf.
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the amount of money required to maintain basic needs and expenses in a particular place or location

Ex: Retirees often move to countries with a cost of living to stretch their savings .
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to afford
[Verb]

to be able to pay the cost of something

sich leisten

sich leisten

Ex: Financial stability allows individuals to afford unexpected expenses without causing hardship .Finanzielle Stabilität ermöglicht es Einzelpersonen, unerwartete Ausgaben zu **tragen**, ohne Schwierigkeiten zu verursachen.
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to manage
[Verb]

to deal with someone, something, or a situation in a way that keeps it under control

verwalten, bewältigen

verwalten, bewältigen

Ex: He knows how to manage the boat in rough waters .Er weiß, wie man das Boot in rauem Wasser **managt**.
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account
[Nomen]

an arrangement according to which a bank keeps and protects someone's money that can be taken out or added to

Konto

Konto

Ex: Tom received an email notification confirming that his account had been credited with the refund amount .
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balance
[Nomen]

the number showing the difference between the debit and credit sums of an account

Saldo

Saldo

Ex: The business maintained a healthy cash balance to cover operational expenses and unforeseen costs .Das Unternehmen hielt eine gesunde **Bilanz** an Bargeld vor, um Betriebskosten und unvorhergesehene Kosten zu decken.
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transfer
[Nomen]

the act of moving someone or something from one place, person, or situation to another

Übertragung

Übertragung

Ex: We completed the transfer of the patient to a specialized care facility without any issues .Wir haben die **Verlegung** des Patienten in eine spezialisierte Pflegeeinrichtung ohne Probleme abgeschlossen.
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payment
[Nomen]

an amount of money that is paid for something

Zahlung

Zahlung

Ex: The payment for the painting was more than I could afford .Die **Zahlung** für das Gemälde war mehr, als ich mir leisten konnte.
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the amount that a lender charges a borrower for the use of money, typically calculated based on the amount of the loan and the length of the borrowing period

Zinssatz, Zinsfuß

Zinssatz, Zinsfuß

Ex: To save money , they opted for a fixed interest rate on their loan to avoid fluctuations .Um Geld zu sparen, entschieden sie sich für einen festen **Zinssatz** bei ihrem Kredit, um Schwankungen zu vermeiden.
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debt
[Nomen]

an amount of money or a favor that is owed

Schuld, Verschuldung

Schuld, Verschuldung

Ex: He repaid his friend , feeling relieved to be free of the personal debt he had owed for so long .Er zahlte seinen Freund zurück und fühlte sich erleichtert, von der persönlichen **Schuld** befreit zu sein, die er so lange geschuldet hatte.
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mortgage
[Nomen]

an official contract or arrangement by which a bank gives money to someone as a loan to buy a house and the person agrees to repay the loan over a specified period, usually with interest

Hypothek

Hypothek

Ex: Failure to make mortgage payments on time can lead to foreclosure , where the lender repossesses the property .Die Nichtzahlung von **Hypothekenzahlungen** kann zur Zwangsvollstreckung führen, bei der der Kreditgeber das Eigentum wieder in Besitz nimmt.
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share
[Nomen]

the act of dividing or distributing something among a group of people

Anteil

Anteil

Ex: The siblings divided the inheritance into equal shares to avoid any disputes .Die Geschwister teilten das Erbe in gleiche **Anteile** auf, um Streitigkeiten zu vermeiden.
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the business of trading and exchanging shares of different companies

Aktienmarkt

Aktienmarkt

Ex: The global pandemic had a profound impact on the stock market, leading to volatile fluctuations .Die globale Pandemie hatte tiefgreifende Auswirkungen auf den **Aktienmarkt**, was zu volatilen Schwankungen führte.
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currency
[Nomen]

the type or system of money that is used by a country

Währung

Währung

Ex: The value of the currency dropped significantly after the announcement .Der Wert der **Währung** ist nach der Ankündigung deutlich gesunken.
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the value of a country's currency compared to another country's currency

Wechselkurs, Umtauschkurs

Wechselkurs, Umtauschkurs

Ex: She monitored the exchange rate closely to get the best deal when transferring money to another country .Sie beobachtete den **Wechselkurs** genau, um das beste Geschäft zu machen, wenn sie Geld in ein anderes Land überwies.
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bankrupt
[Adjektiv]

(of organizations or people) legally declared as unable to pay their debts to creditors

bankrott, pleite

bankrott, pleite

Ex: The bankrupt individual sought financial counseling to manage their debts .Die **bankrotte** Person suchte finanzielle Beratung, um ihre Schulden zu verwalten.
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recession
[Nomen]

a hard time in a country's economy characterized by a reduction in employment, production, and trade

Rezession

Rezession

Ex: Economists predicted that the recession would last for several quarters before signs of recovery would emerge .Ökonomen sagten voraus, dass die **Rezession** mehrere Quartale andauern würde, bevor Anzeichen einer Erholung auftreten würden.
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rich
[Adjektiv]

owning a great amount of money or things that cost a lot

reich, vermögend

reich, vermögend

Ex: The rich philanthropist sponsored scholarships for underprivileged students .Der **reiche** Philanthrop sponserte Stipendien für benachteiligte Studenten.
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affluent
[Adjektiv]

possessing a great amount of riches and material goods

wohlhabend, begütert

wohlhabend, begütert

Ex: The affluent couple donated generously to local charities and cultural institutions .Das **wohlhabende** Paar spendete großzügig an lokale Wohltätigkeitsorganisationen und kulturelle Einrichtungen.
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loaded
[Adjektiv]

having a lot of money or financial resources

reich, vermögend

reich, vermögend

Ex: His flashy lifestyle suggests that he's loaded with money, but few know the true source of his wealth.Sein auffälliger Lebensstil deutet darauf hin, dass er **viel Geld hat**, aber nur wenige kennen die wahre Quelle seines Reichtums.
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wealthy
[Adjektiv]

having a large amount of money or valuable possessions

reich, vermögend

reich, vermögend

Ex: The wealthy neighborhood was known for its extravagant mansions and gated communities .Die **wohlhabende** Nachbarschaft war für ihre extravaganten Villen und abgeschlossenen Gemeinschaften bekannt.
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well-off
[Adjektiv]

having enough money to cover one's expenses and maintain a desirable lifestyle

wohlhabend, finanziell abgesichert

wohlhabend, finanziell abgesichert

Ex: They invested wisely and became well-off in their retirement years .Sie investierten klug und wurden in ihren Rentenjahren **wohlhabend**.
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poor
[Adjektiv]

owning a very small amount of money or a very small number of things

arm, bedürftig

arm, bedürftig

Ex: Unforunately , the poor elderly couple relied on government assistance to cover their expenses .Leider war das **arme** ältere Paar auf staatliche Hilfe angewiesen, um seine Ausgaben zu decken.
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broke
[Adjektiv]

having little or no financial resources

pleite, blank

pleite, blank

Ex: He felt embarrassed admitting to his friends that he was broke and could n't join them for dinner .Er fühlte sich peinlich, seinen Freunden einzugestehen, dass er **pleite** war und nicht mit ihnen zum Abendessen gehen konnte.
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hard up
[Adjektiv]

experiencing financial difficulties, often lacking money to cover basic expenses

knapp bei Kasse, in finanziellen Schwierigkeiten

knapp bei Kasse, in finanziellen Schwierigkeiten

Ex: Even though they were hard up, they managed to find joy in the simple things in life .Obwohl sie **in Geldnot** waren, fanden sie Freude an den einfachen Dingen des Lebens.
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penniless
[Adjektiv]

having no money or financial resources

mittellos, pleite

mittellos, pleite

Ex: The penniless immigrant worked hard to build a better life for his family .Der **mittellose** Einwanderer arbeitete hart, um ein besseres Leben für seine Familie aufzubauen.
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grand
[Nomen]

a thousand units of a currency

Tausender, Riese

Tausender, Riese

Ex: He borrowed three grand from his parents to start his business .Er lieh sich drei **Tausend** von seinen Eltern, um sein Geschäft zu starten.
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buck
[Nomen]

one dollar

ein Dollar, ein Schein

ein Dollar, ein Schein

Ex: He bet his friend a buck that his favorite team would win the game .Er wettete mit seinem Freund um einen **Dollar**, dass sein Lieblingsteam das Spiel gewinnen würde.
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quid
[Nomen]

the currency of the United Kingdom, equivalent to one hundred pence

Pfund, Pfund Sterling

Pfund, Pfund Sterling

Ex: The concert tickets cost a hundred quid each , but the experience was well worth it .Die Konzertkarten kosteten jeweils hundert **Pfund**, aber die Erfahrung war es wert.
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fiver
[Nomen]

a piece of paper money worth five dollars that you can use to buy things

Fünf-Dollar-Schein, ein Fünfer

Fünf-Dollar-Schein, ein Fünfer

Ex: At the garage sale , she sold an old book for a fiver.Beim Garagenverkauf verkaufte sie ein altes Buch für einen **Fünf-Dollar-Schein**.
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tenner
[Nomen]

a banknote with a value of ten units of a currency, typically ten pounds or ten dollars

Zehner, zehn Euro

Zehner, zehn Euro

Ex: He borrowed a tenner from his friend to cover the unexpected expense .Er lieh sich einen **Zehner** von seinem Freund, um die unerwarteten Ausgaben zu decken.
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a part of a larger sum of money that is paid in a scheduled series of payments over a specified period of time

Rate

Rate

Ex: The artwork was purchased on an installment plan, making it more affordable for the buyer.Das Kunstwerk wurde auf **Raten** gekauft, was es für den Käufer erschwinglicher machte.
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