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كتاب English File - متقدم - الدرس 5B

هنا ستجد المفردات من الدرس 5B في كتاب English File Advanced، مثل "إيداع"، "ميزانية"، "تضخم"، إلخ.

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English File - Advanced
money
[اسم]

something that we use to buy and sell goods and services, can be in the form of coins or paper bills

مال, عملة

مال, عملة

Ex: She works hard to earn money for her college tuition .هي تعمل بجد لكسب **المال** لرسوم الكلية الخاصة بها.

used to imply that money is not easily obtained or available, and one should not waste it unnecessarily

Ex: She turned down the luxurious vacation proposal, reminding her partner that money does not grow on trees and they needed to be practical.
tight-fisted
[صفة]

spending or giving money reluctantly

بخيل, شحيح

بخيل, شحيح

Ex: Even though he ’s wealthy , he ’s incredibly tight-fisted when it comes to charity .على الرغم من أنه ثري، إلا أنه **بخيل** بشكل لا يصدق عندما يتعلق الأمر بالصدقة.
an arm and (a) leg
[عبارة]

a large sum of money

Ex: The wedding ceremony at the exclusive venue was lovely , but it came with a price tag an arm and leg.

to make enough money to pay for one's basic needs

Ex: He has two jobs just to make ends meet each month.
in the red
[عبارة]

in debt due to spending more than one's earnings

Ex: The restaurant was struggling to attract enough customers, leading to significant losses, and they were operating in the red.
in the black
[عبارة]

used to refer to something, particularly a bank account, that is providing one with a considerable amount of profit

Ex: The organization has been in the black for several quarters now, thanks to a successful cost-cutting initiative.
rip-off
[اسم]

something that costs a lot more than its real value

احتيال, نصب

احتيال, نصب

Ex: Be careful when shopping online ; some deals are just rip-offs with inflated prices .كن حذرًا عند التسوق عبر الإنترنت؛ بعض الصفقات ليست سوى **نصب** بأسعار مبالغ فيها.

to lessen the amount of money or resources one uses compared to before, particularly due to having less available

Ex: With a new baby on the way, they’ve had to tighten their belts and adjust their budget.

to spend in a way that exceeds one's income

Ex: They bought a luxurious house and expensive cars but couldn't keep up with the mortgage and loans.
budget
[اسم]

the sum of money that is available to a person, an organization, etc. for a particular purpose and the plan according to which it will be spent

ميزانية, الميزانية المالية

ميزانية, الميزانية المالية

Ex: The project ran over budget, leading to cuts in other areas .تجاوز المشروع **الميزانية**، مما أدى إلى تخفيضات في مجالات أخرى.
deposit
[اسم]

a sum of money that is paid before paying a total amount, particularly when buying something that is expensive

وديعة, دفعة مقدمة

وديعة, دفعة مقدمة

Ex: The travel agency asked for a deposit to confirm their spots on the upcoming cruise .طلبت وكالة السفر **وديعة** لتأكيد أماكنهم في الرحلة البحرية القادمة.
donation
[اسم]

something that is voluntarily given to someone or an organization to help them, such as money, food, etc.

تبرع, مساهمة

تبرع, مساهمة

Ex: They appreciated the generous donation from the community .قدروا **التبرع** السخي من المجتمع.
fare
[اسم]

the amount of money we pay to travel with a bus, taxi, plane, etc.

أجرة, سعر التذكرة

أجرة, سعر التذكرة

Ex: The subway fare increased by 10% this year.ارتفاع أجرة المترو بنسبة 10٪ هذا العام.
fee
[اسم]

the money that is paid to a professional or an organization for their services

أجر, رسوم

أجر, رسوم

Ex: There 's an additional fee if you require expedited shipping for your order .هناك **رسوم** إضافية إذا كنت بحاجة إلى شحن سريع لطلبك.
fine
[اسم]

an amount of money that must be paid as a legal punishment

غرامة, عقوبة مالية

غرامة, عقوبة مالية

Ex: The judge imposed a fine on the company for environmental violations .فرض القاضي **غرامة** على الشركة بسبب انتهاكات بيئية.
grant
[اسم]

an amount of money given by the government or another organization for a specific purpose

منحة, زمالة

منحة, زمالة

Ex: Startups often rely on grants to support early-stage development before becoming profitable .تعتمد الشركات الناشئة غالبًا على **المنح** لدعم التطوير في المراحل المبكرة قبل أن تصبح مربحة.
loan
[اسم]

a sum of money that is borrowed from a bank which should be returned with a certain rate of interest

قرض, سلفة

قرض, سلفة

Ex: They applied for a loan to expand their business operations .قدموا طلبًا للحصول على **قرض** لتوسيع عمليات أعمالهم.
lump sum
[اسم]

a single, large payment made in full, instead of smaller payments made over time

مبلغ مقطوع, دفعة واحدة

مبلغ مقطوع, دفعة واحدة

Ex: Employees who resign from the company often receive a lump sum payment for their unused vacation days upon departure .غالبًا ما يحصل الموظفون الذين يستقيلون من الشركة على **دفعة مالية واحدة** مقابل أيام الإجازة غير المستخدمة عند المغادرة.
quote
[اسم]

(plural) another way of saying quotation marks

علامات الاقتباس, اقتباس

علامات الاقتباس, اقتباس

Ex: The novelist included quotes from historical figures to add authenticity to the narrative .أدرج الروائي **اقتباسات** من شخصيات تاريخية لإضافة مصداقية إلى السرد.
will
[اسم]

a person's intention or desire, especially one that is strong or persistent

إرادة, رغبة

إرادة, رغبة

Ex: His will to make a difference inspired many in his community to take action .**إرادته** في إحداث فرق ألهمت الكثيرين في مجتمعه لاتخاذ إجراء.
society
[اسم]

people in general, considered as an extensive and organized group sharing the same laws

مجتمع

مجتمع

Ex: Social media has become an integral part of contemporary society, influencing public opinion and communication patterns .أصبحت وسائل التواصل الاجتماعي جزءًا لا يتجزأ من **المجتمع** المعاصر، مما يؤثر على الرأي العام وأنماط الاتصال.
consumer
[اسم]

someone who buys and uses services or goods

مستهلك, عميل

مستهلك, عميل

Ex: Online reviews play a significant role in helping consumers make informed choices .تلعب المراجعات عبر الإنترنت دورًا مهمًا في مساعدة **المستهلكين** على اتخاذ خيارات مستنيرة.
standard of living
[عبارة]

the level of wealth, welfare, comfort, and necessities available to an individual, group, country, etc.

Ex: Economic policies that promote job creation and income growth can positively impact standard of living for citizens .
income
[اسم]

the money that is regularly earned from a job or through an investment

دخل

دخل

Ex: The couple reviewed their monthly income and expenses to create a more effective budget .استعرض الزوجان **الدخل** الشهري والمصروفات لوضع ميزانية أكثر فعالية.
inflation
[اسم]

the ongoing increase in the general price level of goods and services in an economy over a period of time

التضخم, ارتفاع الأسعار

التضخم, ارتفاع الأسعار

Ex: Wages failed to keep up with inflation, affecting many households .فشلت الأجور في مواكبة **التضخم**، مما أثر على العديد من الأسر.
cost of living
[عبارة]

the amount of money required to maintain basic needs and expenses in a particular place or location

Ex: Retirees often move to countries with a cost of living to stretch their savings .
to afford
[فعل]

to be able to pay the cost of something

يستطيع تحمل تكلفة, يملك المال الكافي ل

يستطيع تحمل تكلفة, يملك المال الكافي ل

Ex: Financial stability allows individuals to afford unexpected expenses without causing hardship .الاستقرار المالي يسمح للأفراد **بتحمل** النفقات غير المتوقعة دون التسبب في مشقة.
to manage
[فعل]

to deal with someone, something, or a situation in a way that keeps it under control

يدير, يتعامل مع

يدير, يتعامل مع

Ex: He knows how to manage the boat in rough waters .هو يعرف كيف **يدير** القارب في المياه المضطربة.
account
[اسم]

an arrangement according to which a bank keeps and protects someone's money that can be taken out or added to

حساب, حساب بنكي

حساب, حساب بنكي

Ex: Tom received an email notification confirming that his account had been credited with the refund amount .
balance
[اسم]

the number showing the difference between the debit and credit sums of an account

رصيد

رصيد

Ex: The business maintained a healthy cash balance to cover operational expenses and unforeseen costs .حافظت الشركة على **رصيد** نقدي صحي لتغطية النفقات التشغيلية والتكاليف غير المتوقعة.
transfer
[اسم]

the act of moving someone or something from one place, person, or situation to another

نقل

نقل

Ex: We completed the transfer of the patient to a specialized care facility without any issues .لقد أكملنا **نقل** المريض إلى منشأة رعاية متخصصة دون أي مشاكل.
payment
[اسم]

an amount of money that is paid for something

دفعة, سداد

دفعة, سداد

Ex: The payment for the painting was more than I could afford .كان **الدفع** للوحة أكثر مما أستطيع تحمله.

the amount that a lender charges a borrower for the use of money, typically calculated based on the amount of the loan and the length of the borrowing period

سعر الفائدة, معدل الفائدة

سعر الفائدة, معدل الفائدة

Ex: To save money , they opted for a fixed interest rate on their loan to avoid fluctuations .لتوفير المال، اختاروا **معدل فائدة** ثابت على قرضهم لتجنب التقلبات.
debt
[اسم]

an amount of money or a favor that is owed

دين, مديونية

دين, مديونية

Ex: He repaid his friend , feeling relieved to be free of the personal debt he had owed for so long .قام بسداد ما عليه لصديقه، وشعر بالراحة لكونه حرًا من **الدين** الشخصي الذي كان مدينًا به لفترة طويلة.
mortgage
[اسم]

an official contract or arrangement by which a bank gives money to someone as a loan to buy a house and the person agrees to repay the loan over a specified period, usually with interest

رهن, قرض عقاري

رهن, قرض عقاري

Ex: Failure to make mortgage payments on time can lead to foreclosure , where the lender repossesses the property .عدم سداد دفعات **الرهن العقاري** في الوقت المحدد يمكن أن يؤدي إلى حبس الرهن، حيث يسترد المقرض العقار.
share
[اسم]

the act of dividing or distributing something among a group of people

حصة

حصة

Ex: The siblings divided the inheritance into equal shares to avoid any disputes .قام الأشقاء بتقسيم الميراث إلى **حصص** متساوية لتجنب أي نزاعات.
stock market
[اسم]

the business of trading and exchanging shares of different companies

سوق الأوراق المالية, البورصة

سوق الأوراق المالية, البورصة

Ex: The global pandemic had a profound impact on the stock market, leading to volatile fluctuations .كان للجائحة العالمية تأثير عميق على **سوق الأوراق المالية**، مما أدى إلى تقلبات متقلبة.
currency
[اسم]

the type or system of money that is used by a country

عملة, نقد أجنبي

عملة, نقد أجنبي

Ex: The value of the currency dropped significantly after the announcement .انخفضت قيمة **العملة** بشكل كبير بعد الإعلان.

the value of a country's currency compared to another country's currency

سعر الصرف, معدل التحويل

سعر الصرف, معدل التحويل

Ex: She monitored the exchange rate closely to get the best deal when transferring money to another country .راقبت عن كثب **سعر الصرف** للحصول على أفضل صفقة عند تحويل الأموال إلى بلد آخر.
bankrupt
[صفة]

(of organizations or people) legally declared as unable to pay their debts to creditors

مفلس, معسر

مفلس, معسر

Ex: The bankrupt individual sought financial counseling to manage their debts .سعى الفرد **المفلس** للحصول على استشارة مالية لإدارة ديونه.
recession
[اسم]

a hard time in a country's economy characterized by a reduction in employment, production, and trade

ركود

ركود

Ex: Economists predicted that the recession would last for several quarters before signs of recovery would emerge .توقع الاقتصاديون أن **الركود** سيستمر لعدة أرباع قبل ظهور علامات التعافي.
rich
[صفة]

owning a great amount of money or things that cost a lot

غني, ثري

غني, ثري

Ex: The rich philanthropist sponsored scholarships for underprivileged students .الفقيه **الغني** رعى منحًا دراسية للطلاب المحرومين.
affluent
[صفة]

possessing a great amount of riches and material goods

ثري, موسر

ثري, موسر

Ex: The affluent couple donated generously to local charities and cultural institutions .تبرع الزوجان **الثريان** بسخاء للمؤسسات الخيرية والثقافية المحلية.
loaded
[صفة]

having a lot of money or financial resources

ثري, موسر

ثري, موسر

Ex: His flashy lifestyle suggests that he's loaded with money, but few know the true source of his wealth.يشير نمط حياته المبهرج إلى أنه **مليء بالمال**، لكن القليل يعرف المصدر الحقيقي لثروته.
wealthy
[صفة]

having a large amount of money or valuable possessions

ثري, غني

ثري, غني

Ex: The wealthy neighborhood was known for its extravagant mansions and gated communities .كان الحي **الثري** معروفًا بقصوره الفاخرة ومجتمعاته المسورة.
well-off
[صفة]

having enough money to cover one's expenses and maintain a desirable lifestyle

ميسور الحال, في وضع مالي جيد

ميسور الحال, في وضع مالي جيد

Ex: They invested wisely and became well-off in their retirement years .استثمروا بحكمة وأصبحوا **ميسوري الحال** في سنوات تقاعدهم.
poor
[صفة]

owning a very small amount of money or a very small number of things

فقير, محتاج

فقير, محتاج

Ex: Unforunately , the poor elderly couple relied on government assistance to cover their expenses .للأسف، اعتمد الزوجان المسنان **الفقيران** على المساعدة الحكومية لتغطية نفقاتهما.
broke
[صفة]

having little or no financial resources

مفلس, بلا قرش

مفلس, بلا قرش

Ex: He felt embarrassed admitting to his friends that he was broke and could n't join them for dinner .شعر بالحرج من الاعتراف لأصدقائه بأنه **مفلس** ولا يمكنه الانضمام إليهم لتناول العشاء.
hard up
[صفة]

experiencing financial difficulties, often lacking money to cover basic expenses

يعاني من ضائقة مالية, يعاني من نقص في المال

يعاني من ضائقة مالية, يعاني من نقص في المال

Ex: Even though they were hard up, they managed to find joy in the simple things in life .على الرغم من أنهم كانوا **في ضائقة مالية**، إلا أنهم تمكنوا من إيجاد الفرح في الأشياء البسيطة في الحياة.
penniless
[صفة]

having no money or financial resources

مفلس, بلا قرش

مفلس, بلا قرش

Ex: The penniless immigrant worked hard to build a better life for his family .عمل المهاجر **المعدم** بجد لبناء حياة أفضل لعائلته.
grand
[اسم]

a thousand units of a currency

ألف, غراند

ألف, غراند

Ex: He borrowed three grand from his parents to start his business .اقترض ثلاثة **آلاف** من والديه لبدء عمله.
buck
[اسم]

one dollar

دولار, ورقة دولار

دولار, ورقة دولار

Ex: He bet his friend a buck that his favorite team would win the game . راهن صديقه **دولارًا** على أن فريقه المفضل سيفوز بالمباراة.
quid
[اسم]

the currency of the United Kingdom, equivalent to one hundred pence

جنيه, جنيه إسترليني

جنيه, جنيه إسترليني

Ex: The concert tickets cost a hundred quid each , but the experience was well worth it .تكلفة تذاكر الحفلة مائة **جنيه** لكل منها، لكن التجربة كانت تستحق ذلك.
fiver
[اسم]

a piece of paper money worth five dollars that you can use to buy things

ورقة نقدية بقيمة خمسة دولارات, خمسة دولارات

ورقة نقدية بقيمة خمسة دولارات, خمسة دولارات

Ex: At the garage sale , she sold an old book for a fiver.في بيع المرآب، باعت كتابًا قديمًا مقابل **ورقة نقدية بقيمة خمسة دولارات**.
tenner
[اسم]

a banknote with a value of ten units of a currency, typically ten pounds or ten dollars

ورقة عشرية, عشرة جنيهات

ورقة عشرية, عشرة جنيهات

Ex: He borrowed a tenner from his friend to cover the unexpected expense .استعار **ورقة نقدية من فئة العشرة** من صديقه لتغطية النفقة غير المتوقعة.
installment
[اسم]

a part of a larger sum of money that is paid in a scheduled series of payments over a specified period of time

قسط

قسط

Ex: The artwork was purchased on an installment plan, making it more affordable for the buyer.تم شراء العمل الفني وفقًا لخطة **تقسيط**، مما جعله أكثر بأسعار معقولة للمشتري.
كتاب English File - متقدم
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