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English File - Advanced - Lesson 5B

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English File - Advanced
money
[noun]
something that we use to buy and sell goods and services, can be in the form of coins or paper bills
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money does not grow on trees
[sentence]
used to imply that money is not easily obtained or available, and one should not waste it unnecessarily
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tight-fisted
[adjective]
spending or giving money reluctantly
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an arm and (a) leg
[phrase]
a large sum of money
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to make (both) ends meet
[phrase]
to make enough money to pay for one's basic needs
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in / into the red
[phrase]
in debt due to spending more than one's earnings
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in the black
[phrase]
used to refer to something, particularly a bank account, that is providing one with a considerable amount of profit
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rip-off
[noun]
something that costs a lot more than its real value
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to tighten one's belt
[phrase]
to lessen the amount of money or resources one uses compared to before, particularly due to having less available
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to live beyond one's means
[phrase]
to spend in a way that exceeds one's income
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budget
[noun]
the sum of money that is available to a person, an organization, etc. for a particular purpose and the plan according to which it will be spent
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deposit
[noun]
a sum of money that is paid before paying a total amount, particularly when buying something that is expensive
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donation
[noun]
something that is voluntarily given to someone or an organization to help them, such as money, food, etc.
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fare
[noun]
the amount of money we pay to travel with a bus, taxi, plane, etc.
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fee
[noun]
the money that is paid to a professional or an organization for their services
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fine
[noun]
an amount of money that must be paid as a legal punishment
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grant
[noun]
an amount of money given by the government or another organization for a specific purpose
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loan
[noun]
a sum of money that is borrowed from a bank which should be returned with a certain rate of interest
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lump sum
[noun]
a single, large payment made in full, instead of smaller payments made over time
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quote
[noun]
(plural) another way of saying quotation marks
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will
[noun]
a person's intention or desire, especially one that is strong or persistent
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society
[noun]
people in general, considered as an extensive and organized group sharing the same laws
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consumer
[noun]
someone who buys and uses services or goods
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standard of living
[noun]
the level of wealth, welfare, etc., available to an individual, group, country, etc.
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income
[noun]
the money that is regularly earned from a job or through an investment
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inflation
[noun]
the condition in which a currency is losing its purchasing power and the prices generally increase
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cost of living
[phrase]
the amount of money required to maintain basic needs and expenses in a particular place or location
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to afford
[verb]
to be able to pay the cost of something
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to manage
[verb]
to control or handle something in a skillful or effective way
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account
[noun]
an arrangement according to which a bank keeps and protects someone's money that can be taken out or added to
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balance
[noun]
the number showing the difference between the debit and credit sums of an account
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transfer
[noun]
the act of moving someone or something from one place, person, or situation to another
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payment
[noun]
an amount of money that is paid
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interest rate
[noun]
the amount that a lender charges a borrower for the use of money, typically calculated based on the amount of the loan and the length of the borrowing period
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debt
[noun]
an amount of money or a favor that is owed
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mortgage
[noun]
an official contract or arrangement by which a bank gives money to someone as a loan to buy a house and the person must return the money with interest at monthly intervals
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share
[noun]
the act of dividing or distributing something among a group of people
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stock market
[noun]
the business of trading and exchanging shares of different companies
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currency
[noun]
the type or system of money that is used by a country
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exchange rate
[noun]
the value of a country's currency compared to another country's currency
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bankrupt
[adjective]
(of organizations or people) legally declared as unable to pay their debts to creditors
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recession
[noun]
a hard time in a country's economy characterized by a reduction in employment, production, and trade
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rich
[adjective]
owning a great amount of money or many things that cost a lot
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affluent
[adjective]
possessing a great amount of riches and material goods
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loaded
[adjective]
having a lot of money or financial resources
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wealthy
[adjective]
having a large amount of money or valuable possessions
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well-off
[adjective]
having enough money to cover one's expenses and maintain a desirable lifestyle
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poor
[adjective]
owning a very small amount of money or a very small number of things
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broke
[adjective]
not having any money
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hard up
[adjective]
experiencing financial difficulties, often lacking money to cover basic expenses
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penniless
[adjective]
having no money or financial resources
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grand
[noun]
a thousand units of a currency
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buck
[noun]
one dollar
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quid
[noun]
the currency of the United Kingdom, equivalent to one hundred pence
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fiver
[noun]
a piece of paper money worth five dollars that you can use to buy things
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tenner
[noun]
a banknote with a value of ten units of a currency, typically ten pounds or ten dollars
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installment
[noun]
a part of a larger sum of money that is paid in a scheduled series of payments over a specified period of time
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