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English File - Advanced - Lesson 5B

Here you will find the vocabulary from Lesson 5B in the English File Advanced coursebook, such as "deposit", "budget", "inflation", etc.

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English File - Advanced
money
[noun]

something that we use to buy and sell goods and services, can be in the form of coins or paper bills

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used to imply that money is not easily obtained or available, and one should not waste it unnecessarily

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tight-fisted
[Adjective]

spending or giving money reluctantly

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a large sum of money

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to make enough money to pay for one's basic needs

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in the red
[phrase]

in debt due to spending more than one's earnings

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in the black
[phrase]

used to refer to something, particularly a bank account, that is providing one with a considerable amount of profit

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rip-off
[noun]

something that costs a lot more than its real value

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to lessen the amount of money or resources one uses compared to before, particularly due to having less available

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to spend in a way that exceeds one's income

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budget
[noun]

the sum of money that is available to a person, an organization, etc. for a particular purpose and the plan according to which it will be spent

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deposit
[noun]

a sum of money that is paid before paying a total amount, particularly when buying something that is expensive

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donation
[noun]

something that is voluntarily given to someone or an organization to help them, such as money, food, etc.

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fare
[noun]

the amount of money we pay to travel with a bus, taxi, plane, etc.

Ex: fare from the city to the beach was quite reasonable .
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fee
[noun]

the money that is paid to a professional or an organization for their services

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fine
[noun]

an amount of money that must be paid as a legal punishment

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grant
[noun]

an amount of money given by the government or another organization for a specific purpose

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loan
[noun]

a sum of money that is borrowed from a bank which should be returned with a certain rate of interest

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lump sum
[noun]

a single, large payment made in full, instead of smaller payments made over time

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quote
[noun]

(plural) another way of saying quotation marks

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will
[noun]

a person's intention or desire, especially one that is strong or persistent

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society
[noun]

people in general, considered as an extensive and organized group sharing the same laws

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consumer
[noun]

someone who buys and uses services or goods

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the level of wealth, welfare, comfort, and necessities available to an individual, group, country, etc.

Ex: Economic policies that promote job creation and income growth can positively impact standard of living for citizens .
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income
[noun]

the money that is regularly earned from a job or through an investment

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inflation
[noun]

the ongoing increase in the general price level of goods and services in an economy over a period of time

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the amount of money required to maintain basic needs and expenses in a particular place or location

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to afford
[Verb]

to be able to pay the cost of something

Ex: Financial stability allows individuals afford unexpected expenses without causing hardship .
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to manage
[Verb]

to deal with someone, something, or a situation in a way that keeps it under control

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account
[noun]

an arrangement according to which a bank keeps and protects someone's money that can be taken out or added to

Ex: Tom received an email notification confirming that account had been credited with the refund amount .
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balance
[noun]

the number showing the difference between the debit and credit sums of an account

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transfer
[noun]

the act of moving someone or something from one place, person, or situation to another

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payment
[noun]

an amount of money that is paid for something

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the amount that a lender charges a borrower for the use of money, typically calculated based on the amount of the loan and the length of the borrowing period

Ex: To save money , they opted for a interest rate on their loan to avoid fluctuations .
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debt
[noun]

an amount of money or a favor that is owed

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mortgage
[noun]

an official contract or arrangement by which a bank gives money to someone as a loan to buy a house and the person agrees to repay the loan over a specified period, usually with interest

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share
[noun]

the act of dividing or distributing something among a group of people

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the business of trading and exchanging shares of different companies

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currency
[noun]

the type or system of money that is used by a country

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the value of a country's currency compared to another country's currency

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bankrupt
[Adjective]

(of organizations or people) legally declared as unable to pay their debts to creditors

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recession
[noun]

a hard time in a country's economy characterized by a reduction in employment, production, and trade

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rich
[Adjective]

owning a great amount of money or things that cost a lot

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affluent
[Adjective]

possessing a great amount of riches and material goods

Ex: affluent couple donated generously to local charities and cultural institutions .
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loaded
[Adjective]

having a lot of money or financial resources

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wealthy
[Adjective]

having a large amount of money or valuable possessions

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well-off
[Adjective]

having enough money to cover one's expenses and maintain a desirable lifestyle

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poor
[Adjective]

owning a very small amount of money or a very small number of things

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broke
[Adjective]

having little or no financial resources

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hard up
[Adjective]

experiencing financial difficulties, often lacking money to cover basic expenses

Ex: Even though they hard up, they managed to find joy in the simple things in life .
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penniless
[Adjective]

having no money or financial resources

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grand
[noun]

a thousand units of a currency

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buck
[noun]

one dollar

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quid
[noun]

the currency of the United Kingdom, equivalent to one hundred pence

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fiver
[noun]

a piece of paper money worth five dollars that you can use to buy things

Ex: At the garage sale , she sold an old book for fiver.
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tenner
[noun]

a banknote with a value of ten units of a currency, typically ten pounds or ten dollars

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a part of a larger sum of money that is paid in a scheduled series of payments over a specified period of time

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English File - Advanced
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