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Aklat English File - Advanced - Aralin 5B

Dito mo makikita ang bokabularyo mula sa Aralin 5B sa English File Advanced coursebook, tulad ng "deposit", "budget", "inflation", atbp.

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English File - Advanced
money
[Pangngalan]

something that we use to buy and sell goods and services, can be in the form of coins or paper bills

pera, salapi

pera, salapi

Ex: She works hard to earn money for her college tuition .Nagtatrabaho siya nang husto upang kumita ng **pera** para sa kanyang matrikula sa kolehiyo.

used to imply that money is not easily obtained or available, and one should not waste it unnecessarily

Ex: She turned down the luxurious vacation proposal, reminding her partner that money does not grow on trees and they needed to be practical.
tight-fisted
[pang-uri]

spending or giving money reluctantly

kuripot, maramot

kuripot, maramot

Ex: Even though he ’s wealthy , he ’s incredibly tight-fisted when it comes to charity .Kahit na mayaman siya, siya ay lubhang **kuripot** pagdating sa kawanggawa.

a large sum of money

Ex: The wedding ceremony at the exclusive venue was lovely , but it came with a price tag an arm and leg.

to make enough money to pay for one's basic needs

Ex: He has two jobs just to make ends meet each month.
in the red
[Parirala]

in debt due to spending more than one's earnings

Ex: The restaurant was struggling to attract enough customers, leading to significant losses, and they were operating in the red.
in the black
[Parirala]

used to refer to something, particularly a bank account, that is providing one with a considerable amount of profit

Ex: The organization has been in the black for several quarters now, thanks to a successful cost-cutting initiative.
rip-off
[Pangngalan]

something that costs a lot more than its real value

daya, panloloko

daya, panloloko

Ex: Be careful when shopping online ; some deals are just rip-offs with inflated prices .Mag-ingat kapag namimili online; ang ilang mga deal ay **panloloko** lamang na may mga inflated na presyo.

to lessen the amount of money or resources one uses compared to before, particularly due to having less available

Ex: With a new baby on the way, they’ve had to tighten their belts and adjust their budget.

to spend in a way that exceeds one's income

Ex: They bought a luxurious house and expensive cars but couldn't keep up with the mortgage and loans.
budget
[Pangngalan]

the sum of money that is available to a person, an organization, etc. for a particular purpose and the plan according to which it will be spent

badyet, plano sa pananalapi

badyet, plano sa pananalapi

Ex: The project ran over budget, leading to cuts in other areas .Ang proyekto ay lumampas sa **badyet**, na nagdulot ng pagbawas sa ibang mga lugar.
deposit
[Pangngalan]

a sum of money that is paid before paying a total amount, particularly when buying something that is expensive

deposito, paunang bayad

deposito, paunang bayad

Ex: The travel agency asked for a deposit to confirm their spots on the upcoming cruise .Hiningi ng travel agency ang isang **deposito** upang kumpirmahin ang kanilang mga puwesto sa darating na cruise.
donation
[Pangngalan]

something that is voluntarily given to someone or an organization to help them, such as money, food, etc.

donasyon, ambag

donasyon, ambag

Ex: They appreciated the generous donation from the community .Pinahahalagahan nila ang mapagbigay na **donasyon** mula sa komunidad.
fare
[Pangngalan]

the amount of money we pay to travel with a bus, taxi, plane, etc.

pamasahe, presyo ng tiket

pamasahe, presyo ng tiket

Ex: The subway fare increased by 10% this year.Ang **pamasahe** sa subway ay tumaas ng 10% ngayong taon.
fee
[Pangngalan]

the money that is paid to a professional or an organization for their services

bayad, singil

bayad, singil

Ex: There 's an additional fee if you require expedited shipping for your order .May karagdagang **bayad** kung kailangan mo ng expedited shipping para sa iyong order.
fine
[Pangngalan]

an amount of money that must be paid as a legal punishment

multa, parusa

multa, parusa

Ex: The judge imposed a fine on the company for environmental violations .Ang hukom ay nagpataw ng **multa** sa kumpanya para sa mga paglabag sa kapaligiran.
grant
[Pangngalan]

an amount of money given by the government or another organization for a specific purpose

grant, bursary

grant, bursary

Ex: Startups often rely on grants to support early-stage development before becoming profitable .Ang mga startup ay madalas na umaasa sa **mga grant** upang suportahan ang maagang yugto ng pag-unlad bago maging kumikita.
loan
[Pangngalan]

a sum of money that is borrowed from a bank which should be returned with a certain rate of interest

pautang, hulog

pautang, hulog

Ex: They applied for a loan to expand their business operations .Nag-apply sila para sa isang **loan** upang palawakin ang kanilang mga operasyon sa negosyo.
lump sum
[Pangngalan]

a single, large payment made in full, instead of smaller payments made over time

isang malaking bayaran, buong halaga

isang malaking bayaran, buong halaga

Ex: Employees who resign from the company often receive a lump sum payment for their unused vacation days upon departure .Ang mga empleyado na nagbitiw sa kumpanya ay madalas na tumatanggap ng **isang beses na bayad** para sa kanilang hindi nagamit na mga araw ng bakasyon sa pag-alis.
quote
[Pangngalan]

(plural) another way of saying quotation marks

panipi, sipi

panipi, sipi

Ex: The novelist included quotes from historical figures to add authenticity to the narrative .Isinama ng nobelista ang mga **quote** mula sa mga makasaysayang pigura upang magdagdag ng pagiging tunay sa salaysay.
will
[Pangngalan]

a person's intention or desire, especially one that is strong or persistent

kalooban, nais

kalooban, nais

Ex: His will to make a difference inspired many in his community to take action .Ang kanyang **kagustuhan** na gumawa ng pagkakaiba ay nagbigay-inspirasyon sa marami sa kanyang komunidad na kumilos.
society
[Pangngalan]

people in general, considered as an extensive and organized group sharing the same laws

lipunan

lipunan

Ex: Social media has become an integral part of contemporary society, influencing public opinion and communication patterns .Ang social media ay naging isang mahalagang bahagi ng kontemporaryong **lipunan**, na nakakaimpluwensya sa opinyon ng publiko at mga pattern ng komunikasyon.
consumer
[Pangngalan]

someone who buys and uses services or goods

konsumer, kliyente

konsumer, kliyente

Ex: Online reviews play a significant role in helping consumers make informed choices .Ang mga online review ay may malaking papel sa pagtulong sa mga **consumer** na gumawa ng mga informed na pagpipilian.

the level of wealth, welfare, comfort, and necessities available to an individual, group, country, etc.

Ex: Economic policies that promote job creation and income growth can positively impact standard of living for citizens .
income
[Pangngalan]

the money that is regularly earned from a job or through an investment

kita

kita

Ex: The couple reviewed their monthly income and expenses to create a more effective budget .Sinuri ng mag-asawa ang kanilang buwanang **kita** at gastos upang makalikha ng mas epektibong badyet.
inflation
[Pangngalan]

the ongoing increase in the general price level of goods and services in an economy over a period of time

implasyon, pagtaas ng presyo

implasyon, pagtaas ng presyo

Ex: Wages failed to keep up with inflation, affecting many households .Hindi nakasabay ang mga sahod sa **inflation**, na apektado ang maraming sambahayan.
cost of living
[Parirala]

the amount of money required to maintain basic needs and expenses in a particular place or location

Ex: Retirees often move to countries with a cost of living to stretch their savings .
to afford
[Pandiwa]

to be able to pay the cost of something

makabili, may kakayahang bayaran

makabili, may kakayahang bayaran

Ex: Financial stability allows individuals to afford unexpected expenses without causing hardship .Ang katatagan sa pananalapi ay nagbibigay-daan sa mga indibidwal na **makaya** ang mga hindi inaasahang gastos nang hindi nagdudulot ng kahirapan.
to manage
[Pandiwa]

to deal with someone, something, or a situation in a way that keeps it under control

pamahalaan, hawakan

pamahalaan, hawakan

Ex: He knows how to manage the boat in rough waters .Alam niya kung paano **pamahalaan** ang bangka sa magulong tubig.
account
[Pangngalan]

an arrangement according to which a bank keeps and protects someone's money that can be taken out or added to

account, bank account

account, bank account

Ex: Tom received an email notification confirming that his account had been credited with the refund amount .
balance
[Pangngalan]

the number showing the difference between the debit and credit sums of an account

balanse

balanse

Ex: The business maintained a healthy cash balance to cover operational expenses and unforeseen costs .Ang negosyo ay nagpanatili ng malusog na **balanse** ng cash upang masakop ang mga gastos sa pagpapatakbo at hindi inaasahang gastos.
transfer
[Pangngalan]

the act of moving someone or something from one place, person, or situation to another

paglipat

paglipat

Ex: We completed the transfer of the patient to a specialized care facility without any issues .Natapos namin ang **paglipat** ng pasyente sa isang pasilidad ng espesyal na pangangalaga nang walang anumang problema.
payment
[Pangngalan]

an amount of money that is paid for something

bayad, pambayad

bayad, pambayad

Ex: The payment for the painting was more than I could afford .Ang **bayad** para sa painting ay higit pa sa aking kayang bayaran.
interest rate
[Pangngalan]

the amount that a lender charges a borrower for the use of money, typically calculated based on the amount of the loan and the length of the borrowing period

rate ng interes, interes rate

rate ng interes, interes rate

Ex: To save money , they opted for a fixed interest rate on their loan to avoid fluctuations .Upang makatipid ng pera, pinili nila ang isang fixed na **interest rate** sa kanilang loan upang maiwasan ang mga pagbabago.
debt
[Pangngalan]

an amount of money or a favor that is owed

utang, pagkakautang

utang, pagkakautang

Ex: He repaid his friend , feeling relieved to be free of the personal debt he had owed for so long .Binalik niya ang utang sa kanyang kaibigan, na nakaramdam ng ginhawa sa pagiging malaya sa personal na **utang** na matagal niyang inutang.
mortgage
[Pangngalan]

an official contract or arrangement by which a bank gives money to someone as a loan to buy a house and the person agrees to repay the loan over a specified period, usually with interest

pagsasangla, utang sa bahay

pagsasangla, utang sa bahay

Ex: Failure to make mortgage payments on time can lead to foreclosure , where the lender repossesses the property .Ang pagkabigong magbayad ng mga **mortgage** sa takdang oras ay maaaring humantong sa foreclosure, kung saan ang nagpautang ay muling nagmamay-ari ng ari-arian.
share
[Pangngalan]

the act of dividing or distributing something among a group of people

bahagi

bahagi

Ex: The siblings divided the inheritance into equal shares to avoid any disputes .Hinati ng mga kapatid ang mana sa pantay na **bahagi** upang maiwasan ang anumang alitan.
stock market
[Pangngalan]

the business of trading and exchanging shares of different companies

pamilihan ng stock, stock market

pamilihan ng stock, stock market

Ex: The global pandemic had a profound impact on the stock market, leading to volatile fluctuations .Ang global na pandemya ay may malalim na epekto sa **stock market**, na nagdulot ng pabagu-bagong pagbabago.
currency
[Pangngalan]

the type or system of money that is used by a country

salapi, perang banyaga

salapi, perang banyaga

Ex: The value of the currency dropped significantly after the announcement .Ang halaga ng **salapi** ay bumagsak nang malaki pagkatapos ng anunsyo.
exchange rate
[Pangngalan]

the value of a country's currency compared to another country's currency

palitan ng halaga, rate ng palitan

palitan ng halaga, rate ng palitan

Ex: She monitored the exchange rate closely to get the best deal when transferring money to another country .Masyado niyang minonitor ang **exchange rate** para makuha ang pinakamagandang deal kapag nag-transfer ng pera sa ibang bansa.
bankrupt
[pang-uri]

(of organizations or people) legally declared as unable to pay their debts to creditors

bangkarota, walang pambayad

bangkarota, walang pambayad

Ex: The bankrupt individual sought financial counseling to manage their debts .Ang indibidwal na **bangkarote** ay humingi ng payo sa pananalapi upang pamahalaan ang kanilang mga utang.
recession
[Pangngalan]

a hard time in a country's economy characterized by a reduction in employment, production, and trade

recession

recession

Ex: Economists predicted that the recession would last for several quarters before signs of recovery would emerge .Inihula ng mga ekonomista na ang **recession** ay tatagal ng ilang quarter bago lumitaw ang mga palatandaan ng paggaling.
rich
[pang-uri]

owning a great amount of money or things that cost a lot

mayaman, masalapi

mayaman, masalapi

Ex: The rich philanthropist sponsored scholarships for underprivileged students .Ang **mayaman** na pilantropo ay nag-sponsor ng mga scholarship para sa mga underprivileged na estudyante.
affluent
[pang-uri]

possessing a great amount of riches and material goods

mayaman, masalapi

mayaman, masalapi

Ex: The affluent couple donated generously to local charities and cultural institutions .Ang **mayamang** mag-asawa ay nagbigay ng malaking donasyon sa mga lokal na charity at institusyong pangkultura.
loaded
[pang-uri]

having a lot of money or financial resources

mayaman, masalapi

mayaman, masalapi

Ex: His flashy lifestyle suggests that he's loaded with money, but few know the true source of his wealth.Ang kanyang mabulaklak na pamumuhay ay nagpapahiwatig na siya ay **punong-puno ng pera**, ngunit kakaunti ang nakakaalam sa tunay na pinagmulan ng kanyang kayamanan.
wealthy
[pang-uri]

having a large amount of money or valuable possessions

mayaman, masalapi

mayaman, masalapi

Ex: The wealthy neighborhood was known for its extravagant mansions and gated communities .Ang **mayaman** na lugar ay kilala sa mga marangyang mansyon at gated communities nito.
well-off
[pang-uri]

having enough money to cover one's expenses and maintain a desirable lifestyle

may kaya, matatag ang pananalapi

may kaya, matatag ang pananalapi

Ex: They invested wisely and became well-off in their retirement years .Matalino silang namuhunan at naging **may-kaya** sa kanilang mga taon ng pagreretiro.
poor
[pang-uri]

owning a very small amount of money or a very small number of things

mahihirap, nangangailangan

mahihirap, nangangailangan

Ex: Unforunately , the poor elderly couple relied on government assistance to cover their expenses .Sa kasamaang-palad, ang **mahirap** na matandang mag-asawa ay umaasa sa tulong ng gobyerno para sa kanilang mga gastos.
broke
[pang-uri]

having little or no financial resources

walang-wala, ubos na ang pera

walang-wala, ubos na ang pera

Ex: He felt embarrassed admitting to his friends that he was broke and could n't join them for dinner .Nahiya siyang aminin sa kanyang mga kaibigan na siya ay **walang pera** at hindi makakasama sa kanila sa hapunan.
hard up
[pang-uri]

experiencing financial difficulties, often lacking money to cover basic expenses

walang-wala, naghihikahos sa pera

walang-wala, naghihikahos sa pera

Ex: Even though they were hard up, they managed to find joy in the simple things in life .Kahit na sila ay **naghihirap sa pera**, nakahanap pa rin sila ng kasiyahan sa mga simpleng bagay sa buhay.
penniless
[pang-uri]

having no money or financial resources

walang pera, ubos na ang pera

walang pera, ubos na ang pera

Ex: The penniless immigrant worked hard to build a better life for his family .Ang imigrante na **walang-wala** ay nagtrabaho nang husto upang makabuo ng mas magandang buhay para sa kanyang pamilya.
grand
[Pangngalan]

a thousand units of a currency

libo, grand

libo, grand

Ex: He borrowed three grand from his parents to start his business .Umutang siya ng tatlong **libo** sa kanyang mga magulang para simulan ang kanyang negosyo.
buck
[Pangngalan]

one dollar

isang dolyar, isang salaping papel

isang dolyar, isang salaping papel

Ex: He bet his friend a buck that his favorite team would win the game .Tumaya siya ng isang **dolyar** sa kanyang kaibigan na mananalo ang kanyang paboritong koponan sa laro.
quid
[Pangngalan]

the currency of the United Kingdom, equivalent to one hundred pence

libra, libra esterlina

libra, libra esterlina

Ex: The concert tickets cost a hundred quid each , but the experience was well worth it .Ang bawat tiket sa konsiyerto ay nagkakahalaga ng isang daang **libra**, ngunit sulit ang karanasan.
fiver
[Pangngalan]

a piece of paper money worth five dollars that you can use to buy things

limang dolyar na papel, isang limang dolyar

limang dolyar na papel, isang limang dolyar

Ex: At the garage sale , she sold an old book for a fiver.Sa garage sale, ibinenta niya ang isang lumang libro para sa **limang dolyares na papel**.
tenner
[Pangngalan]

a banknote with a value of ten units of a currency, typically ten pounds or ten dollars

sampung piso, diyes

sampung piso, diyes

Ex: He borrowed a tenner from his friend to cover the unexpected expense .Humiram siya ng **sampung piso** sa kanyang kaibigan para matustusan ang hindi inaasahang gastos.
installment
[Pangngalan]

a part of a larger sum of money that is paid in a scheduled series of payments over a specified period of time

hulog

hulog

Ex: The artwork was purchased on an installment plan, making it more affordable for the buyer.Ang artwork ay binili sa isang plano ng **hulugan**, na ginagawa itong mas abot-kaya para sa mamimili.
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