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کتاب 'انگلیش فایل' پیشرفته - درس 5B

در اینجا واژگان درس 5B از کتاب درسی English File Advanced را پیدا خواهید کرد، مانند "سپرده"، "بودجه"، "تورم" و غیره.

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English File - Advanced
money
money
[اسم]

something that we use to buy and sell goods and services, can be in the form of coins or paper bills

پول

پول

Ex: She spent all her money on clothes. 
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money does not grow on trees

used to imply that money is not easily obtained or available, and one should not waste it unnecessarily

پول به‌آسانی به دست نمی‌آید و نباید بیهوده خرج شود

پول به‌آسانی به دست نمی‌آید و نباید بیهوده خرج شود

Ex: We need to stick to our budget because money does not grow on trees and we can't afford to be reckless with our finances. 
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tight-fisted
tight-fisted
[صفت]

spending or giving money reluctantly

ناخن‌خشک, خسیس

ناخن‌خشک, خسیس

Ex: My boss is too tight-fisted to approve any raises this year. 

رئیس من برای تأیید هرگونه افزایش حقوق امسال خیلی خسیس است.

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an arm and (a|) leg
an arm and (a) leg
[عبارت]

a large sum of money

یک عالم پول, پول هنگفت

یک عالم پول, پول هنگفت

Ex: Renting an apartment downtown costs an arm and a leg. 

اجاره کردن آپارتمان در مرکز شهر پول هنگفتی می‌خواهد.

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to [make] (both|) ends meet

to make enough money to pay for one's basic needs

خرج و دخل را جور کردن, از پس مخارج برآمدن

خرج و دخل را جور کردن, از پس مخارج برآمدن

Ex: She works nights to make both ends meet. 

برای جور کردن خرج و دخل، شب‌ها کار می‌کند.

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(in|into) the red
in the red
[عبارت]

in debt due to spending more than one's earnings

در وضعیت کسری بودجه, زیر بار بدهی

در وضعیت کسری بودجه, زیر بار بدهی

Ex: My account is in the red until I get paid next week. 

تا هفته بعد که حقوق بگیرم، حسابم زیر بار بدهی است.

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in the black
in the black
[عبارت]

used to refer to something, particularly a bank account, that is providing one with a considerable amount of profit

سودده, در سودآوری

سودده, در سودآوری

Ex: The account stayed in the black all year thanks to steady sales. 

به لطف فروش ثابت، حساب در تمام سال در سودآوری ماند.

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rip-off
rip-off
[اسم]

something that costs a lot more than its real value

کالا یا خدمات با قیمت کذایی, سرکیسه کردن، چاپیدن

کالا یا خدمات با قیمت کذایی, سرکیسه کردن، چاپیدن

Ex: I realized that the luxury brand bag was just a rip-off of a cheaper design. 

متوجه شدم که کیف برند لوکس فقط یک کلاهبرداری از یک طراحی ارزان‌تر بود.

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to [tighten] {one's} belt

to lessen the amount of money or resources one uses compared to before, particularly due to having less available

صرفه‌جویی کردن, خرج را کم کردن

صرفه‌جویی کردن, خرج را کم کردن

Ex: With prices rising, many families are tightening their belts. 

با بالا رفتن قیمت‌ها، خیلی از خانواده‌ها دارند صرفه‌جویی می‌کنند.

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to [live] beyond {one's} means

to spend in a way that exceeds one's income

بیش از درآمد خود خرج کردن, بیش از درآمد خرج کردن

بیش از درآمد خود خرج کردن, بیش از درآمد خرج کردن

Ex: Living beyond your means leads to debt. 

بیش از درآمد خود خرج کردن باعث بدهی می‌شود.

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budget
budget
[اسم]

a specific amount of money set aside for a particular use

بودجه

بودجه

Ex: The team stayed within the budget despite delays. 
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deposit
deposit
[اسم]

a sum of money that is paid before paying a total amount, particularly when buying something that is expensive

پیش‌پرداخت, بیعانه

پیش‌پرداخت, بیعانه

Ex: We paid a deposit to reserve the apartment. 
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donation
donation
[اسم]

money, goods, or other things voluntarily given to help a person, organization, or cause

کمک اهدایی, اعانه

کمک اهدایی, اعانه

Ex: The food bank received a large donation of canned goods. 
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fare
fare
[اسم]

the amount of money charged for traveling by bus, train, taxi, plane, or another form of transport

کرایه, هزینهٔ سفر

کرایه, هزینهٔ سفر

Ex: Daniel paid the taxi fare in cash. 
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fee
fee
[اسم]

the money that is paid to a professional or an organization for their services

شهریه, هزینه

شهریه, هزینه

Ex: The clinic charges a small fee for each appointment. 
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fine
fine
[اسم]

an amount of money that must be paid as a legal punishment

جریمه

جریمه

Ex: The restaurant was fined for health code violations discovered during an inspection. 
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grant
grant
[اسم]

an amount of money given by the government or another organization for a specific purpose

کمک مالی, کمک‌هزینه

کمک مالی, کمک‌هزینه

Ex: The research team received a grant to fund its study on renewable energy. 
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loan
loan
[اسم]

a sum of money that is borrowed from a bank which should be returned with a certain rate of interest

وام

وام

Ex: She took out a loan to buy her first home. 
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lump sum
lump sum
[اسم]

a single, large payment made in full, instead of smaller payments made over time

پرداخت به یکباره

پرداخت به یکباره

Ex: The inheritance was distributed as a lump sum to the beneficiaries, providing them with immediate access to their share of the estate. 

میراث به صورت مبلغ یکجا بین ذینفعان توزیع شد و دسترسی فوری به سهم خود از املاک را برای آنها فراهم کرد.

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quote
quote
[اسم]

(plural) another way of saying quotation marks

علامت نقل‌قول, علامت گفتاورد

علامت نقل‌قول, علامت گفتاورد

Ex: Put the speaker's exact words inside quotes. 
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will
will
[اسم]

a person's intention or desire, especially one that is strong or persistent

خواسته, میل، اشتیاق

خواسته, میل، اشتیاق

Ex: She survived the ordeal through courage and will. 
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society
society
[اسم]

people in general, considered as an extensive and organized group sharing the same laws

جامعه, اجتماع

جامعه, اجتماع

Ex: Education plays an important role in society. 
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consumer
consumer
[اسم]

someone who buys and uses services or goods

مصرف‌کننده

مصرف‌کننده

Ex: As a consumer, she prefers products that are environmentally friendly. 
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standard of living
standard of living
[عبارت]

the level of wealth, welfare, comfort, and necessities available to an individual, group, country, etc.

سطح زندگی, استاندارد زندگی

سطح زندگی, استاندارد زندگی

Ex: The government's social policies aim to enhance the standard of living by providing affordable housing and healthcare to low-income families. 
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income
income
[اسم]

the money that is regularly earned from a job or through an investment

درآمد

درآمد

Ex: She earns extra income by renting out a room. 
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inflation
inflation
[اسم]

the ongoing increase in the general price level of goods and services in an economy over a period of time

تورم

تورم

Ex: Inflation has increased the cost of food and housing. 
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cost of living
cost of living
[عبارت]

the amount of money required to maintain basic needs and expenses in a particular place or location

مخارج اصلی زندگی, هزینه زندگی

مخارج اصلی زندگی, هزینه زندگی

Ex: The rising cost of living has made it harder for families to save money. 
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to afford
to afford
[فعل]

to be able to pay the cost of something

بضاعت داشتن, وسع مالی داشتن

بضاعت داشتن, وسع مالی داشتن

Ex: We cannot afford a new car right now. 
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to manage
to manage
[فعل]

to deal with someone, something, or a situation in a way that keeps it under control

کنترل کردن, اداره کردن

کنترل کردن, اداره کردن

Ex: He knows how to manage the boat in rough waters. 
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account
account
[اسم]

an arrangement according to which a bank keeps and protects someone's money that can be taken out or added to

حساب بانکی

حساب بانکی

Ex: John transferred money from his checking account to his investment account to buy stocks. 
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balance
balance
[اسم]

a state in an account where the total credits exactly equal the total debits, leaving no difference

تراز مالی, مانده

تراز مالی, مانده

Ex: After reconciling the books, the accountant confirmed that the balance was zero. 
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transfer
transfer
[اسم]

the action of taking something from one place to another

انتقال

انتقال

Ex: The transfer of equipment took several hours. 
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payment
payment
[اسم]

an amount of money that is paid for something

مبلغ پرداختی, قسط

مبلغ پرداختی, قسط

Ex: The first payment is due next week. 
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interest rate

the amount that a lender charges a borrower for the use of money, typically calculated based on the amount of the loan and the length of the borrowing period

نرخ بهره

نرخ بهره

Ex: She was surprised to see how much the interest rate on her credit card affected her monthly payments. 

او از دیدن اینکه چگونه نرخ بهره روی کارت اعتباریش بر پرداخت‌های ماهانه‌اش تأثیر گذاشته بود، متعجب شد.

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debt
debt
[اسم]

an amount of money or a favor that is owed

بدهی

بدهی

Ex: After years of saving, he finally paid off his student debt. 
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mortgage
mortgage
[اسم]

an official contract or arrangement by which a bank gives money to someone as a loan to buy a house and the person agrees to repay the loan over a specified period, usually with interest

وام مسکن

وام مسکن

Ex: They applied for a mortgage to buy their first home. 
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share
share
[اسم]

the act of dividing or distributing something among a group of people

تسهیم‌کردن

تسهیم‌کردن

Ex: Everyone got a share of the cake. 
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stock market
stock market
[اسم]

the business of trading and exchanging shares of different companies

بازار بورس

بازار بورس

Ex: She decided to invest in the stock market to diversify her financial assets and potentially grow her wealth. 

او تصمیم گرفت در بورس اوراق بهادار سرمایه‌گذاری کند تا دارایی‌های مالی خود را متنوع کند و به طور بالقوه ثروت خود را افزایش دهد.

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currency
currency
[اسم]

the type or system of money that is used by a country

پول رایج, واحد پول

پول رایج, واحد پول

Ex: The local currency can be exchanged at the airport. 
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exchange rate

the value of a country's currency compared to another country's currency

نرخ تبدیل ارز

نرخ تبدیل ارز

Ex: When traveling abroad, it's important to check the exchange rate to understand how much local currency you will get for your money. 

هنگام سفر به خارج از کشور، مهم است که نرخ ارز را بررسی کنید تا بفهمید چقدر پول محلی برای پول خود دریافت خواهید کرد.

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bankrupt
bankrupt
[صفت]

(of organizations or people) legally declared as unable to pay their debts to creditors

ورشکسته

ورشکسته

Ex: The investor lost everything when the brokerage firm went bankrupt. 

سرمایه‌گذار همه چیز را از دست داد وقتی شرکت کارگزاری ورشکسته شد.

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recession
recession
[اسم]

a hard time in a country's economy characterized by a reduction in employment, production, and trade

رکود

رکود

Ex: The country entered a recession after several months of falling output. 
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rich
rich
[صفت]

owning a great amount of money or things that cost a lot

ثروتمند, دارا

ثروتمند, دارا

Ex: She grew up in a rich family. 
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affluent
affluent
[صفت]

possessing a great amount of riches and material goods

مرفه, دارا

مرفه, دارا

Ex: The company targeted affluent consumers with its high-end products and services. 

شرکت با محصولات و خدمات لوکس خود، مصرف‌کنندگان ثروتمند را هدف قرار داد.

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loaded
loaded
[صفت]

having a lot of money or financial resources

خیلی پولدار, ثروتمند

خیلی پولدار, ثروتمند

Ex: They're loaded thanks to their real estate investments. 

آنها به لطف سرمایه‌گذاری‌های ملکی خود پولدار هستند.

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wealthy
wealthy
[صفت]

having a large amount of money or valuable possessions

ثروتمند, پولدار

ثروتمند, پولدار

Ex: She came from a wealthy family with investments in various industries. 

او از یک خانواده ثروتمند با سرمایه‌گذاری در صنایع مختلف آمده بود.

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well-off
well-off
[صفت]

having enough money to cover one's expenses and maintain a desirable lifestyle

دارا

دارا

Ex: She comes from a well-off family and never had to worry about financial difficulties growing up. 

او از یک خانواده مرفه می‌آید و هرگز مجبور نبوده در مورد مشکلات مالی در حال رشد نگران باشد.

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poor
poor
[صفت]

owning a very small amount of money or a very small number of things

فقیر, ندار

فقیر, ندار

Ex: She grew up in a poor household. 
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broke
broke
[صفت]

having little or no financial resources

بی‌پول, تقریباً هیچ پولی نداشتن

بی‌پول, تقریباً هیچ پولی نداشتن

Ex: She's broke after buying that expensive laptop. 

او پس از خرید آن لپ‌تاپ گرانقیمت بی‌پول است.

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hard up
hard up
[صفت]

experiencing financial difficulties, often lacking money to cover basic expenses

تنگدست, فقیر

تنگدست, فقیر

Ex: They were so hard up that they had to rely on food banks to get through the month. 

آنها آنقدر در تنگنا بودند که مجبور شدند برای گذراندن ماه به بانک‌های غذایی متکی شوند.

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penniless
penniless
[صفت]

having no money or financial resources

بی‌پول, آس و پاس

بی‌پول, آس و پاس

Ex: The penniless family relied on food banks to feed their children. 

خانواده بی‌پول برای تغذیه فرزندانشان به بانک‌های غذایی متکی بودند.

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grand
grand
[اسم]

a thousand units of a currency

هزار واحد پول, هزار تا

هزار واحد پول, هزار تا

Ex: The repairs cost nearly ten grand. 
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buck
buck
[اسم]

one dollar

یک دلار

یک دلار

Ex: The coffee shop raised the price of a cup of coffee by a buck. 

کافی شاپ قیمت یک فنجان قهوه را یک دلار افزایش داد.

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quid
quid
[اسم]

one pound sterling

پوند, پوند بریتانیا

پوند, پوند بریتانیا

Ex: Emma paid fifty quid for the secondhand table. 
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fiver
fiver
[اسم]

a piece of paper money worth five dollars that you can use to buy things

پنجی (پول)

پنجی (پول)

Ex: She found a fiver in her coat pocket, which was a pleasant surprise. 

او یک اسکناس پنج دلاری در جیب کتش پیدا کرد، که یک سورپرایز خوشایند بود.

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tenner
tenner
[اسم]

a banknote with a value of ten units of a currency, typically ten pounds or ten dollars

دَهی (پول)

دَهی (پول)

Ex: She slipped a tenner into the tip jar as a gesture of appreciation for the excellent service. 

او یک اسکناس ده تایی را به عنوان قدردانی از خدمات عالی در شیشه انعام انداخت.

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installment
installment
[اسم]

a part of a larger sum of money that is paid in a scheduled series of payments over a specified period of time

قسط

قسط

Ex: The loan was structured to be repaid in monthly installments over a period of five years. 

وام به گونه‌ای ساختار یافته بود که در طی یک دوره پنج ساله با قسط‌های ماهانه بازپرداخت شود.

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