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Il libro English File - Avanzato - Lezione 5B

Qui troverai il vocabolario della Lezione 5B del libro di corso English File Advanced, come "deposito", "budget", "inflazione", ecc.

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English File - Advanced
money
[sostantivo]

something that we use to buy and sell goods and services, can be in the form of coins or paper bills

soldi, denaro

soldi, denaro

Ex: She works hard to earn money for her college tuition .Lei lavora sodo per guadagnare **soldi** per le tasse universitarie.
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used to imply that money is not easily obtained or available, and one should not waste it unnecessarily

il denaro non cresce sugli alberi

il denaro non cresce sugli alberi

Ex: She turned down the luxurious vacation proposal, reminding her partner that money does not grow on trees and they needed to be practical.
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tight-fisted
[aggettivo]

spending or giving money reluctantly

pugno stretto

pugno stretto

Ex: Even though he ’s wealthy , he ’s incredibly tight-fisted when it comes to charity .Anche se è ricco, è incredibilmente **tirchio** quando si tratta di beneficenza.
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a large sum of money

grande somma di denaro

grande somma di denaro

Ex: The wedding ceremony at the exclusive venue was lovely , but it came with a price tag an arm and leg.
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to make enough money to pay for one's basic needs

vivere con gli introiti

vivere con gli introiti

Ex: He has two jobs just to make ends meet each month.
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in debt due to spending more than one's earnings

in negativo

in negativo

Ex: The restaurant was struggling to attract enough customers, leading to significant losses, and they were operating in the red.
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used to refer to something, particularly a bank account, that is providing one with a considerable amount of profit

in attiva

in attiva

Ex: The organization has been in the black for several quarters now, thanks to a successful cost-cutting initiative.
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rip-off
[sostantivo]

something that costs a lot more than its real value

fregatura

fregatura

Ex: Be careful when shopping online ; some deals are just rip-offs with inflated prices .Fai attenzione quando fai acquisti online; alcune offerte sono solo **truffe** con prezzi gonfiati.
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to lessen the amount of money or resources one uses compared to before, particularly due to having less available

[stringere] {uno di} cintura

[stringere] {uno di} cintura

Ex: With a new baby on the way, they’ve had to tighten their belts and adjust their budget.
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to spend in a way that exceeds one's income

spendere più soldi di quanto uno possa permettersi di spendere

spendere più soldi di quanto uno possa permettersi di spendere

Ex: They bought a luxurious house and expensive cars but couldn't keep up with the mortgage and loans.
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budget
[sostantivo]

the sum of money that is available to a person, an organization, etc. for a particular purpose and the plan according to which it will be spent

budget

budget

Ex: The project ran over budget, leading to cuts in other areas .Il progetto ha superato il **budget**, portando a tagli in altre aree.
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deposit
[sostantivo]

a sum of money that is paid before paying a total amount, particularly when buying something that is expensive

deposito

deposito

Ex: The travel agency asked for a deposit to confirm their spots on the upcoming cruise .L'agenzia di viaggio ha chiesto un **deposito** per confermare i loro posti sulla prossima crociera.
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donation
[sostantivo]

something that is voluntarily given to someone or an organization to help them, such as money, food, etc.

donazione

donazione

Ex: They appreciated the generous donation from the community .Hanno apprezzato la generosa **donazione** della comunità.
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fare
[sostantivo]

the amount of money we pay to travel with a bus, taxi, plane, etc.

tariffa

tariffa

Ex: The subway fare increased by 10% this year.La tariffa della metropolitana è aumentata del 10% quest'anno.
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fee
[sostantivo]

the money that is paid to a professional or an organization for their services

tassa

tassa

Ex: There 's an additional fee if you require expedited shipping for your order .C'è un **costo** aggiuntivo se richiedi la spedizione accelerata per il tuo ordine.
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fine
[sostantivo]

an amount of money that must be paid as a legal punishment

multa

multa

Ex: The judge imposed a fine on the company for environmental violations .Il giudice ha imposto una **multa** all'azienda per violazioni ambientali.
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grant
[sostantivo]

an amount of money given by the government or another organization for a specific purpose

contributo, borsa di studio

contributo, borsa di studio

Ex: Startups often rely on grants to support early-stage development before becoming profitable .Le startup spesso fanno affidamento su **sovvenzioni** per sostenere lo sviluppo nella fase iniziale prima di diventare redditizie.
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loan
[sostantivo]

a sum of money that is borrowed from a bank which should be returned with a certain rate of interest

prestito

prestito

Ex: They applied for a loan to expand their business operations .Hanno richiesto un **prestito** per espandere le loro operazioni commerciali.
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lump sum
[sostantivo]

a single, large payment made in full, instead of smaller payments made over time

forfettario

forfettario

Ex: Employees who resign from the company often receive a lump sum payment for their unused vacation days upon departure .I dipendenti che si dimettono dall'azienda spesso ricevono un **pagamento forfettario** per i giorni di vacanza non utilizzati al momento della partenza.
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quote
[sostantivo]

(plural) another way of saying quotation marks

citazione

citazione

Ex: The novelist included quotes from historical figures to add authenticity to the narrative .Il romanziere ha incluso **citazioni** di personaggi storici per aggiungere autenticità alla narrazione.
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will
[sostantivo]

a person's intention or desire, especially one that is strong or persistent

sarà

sarà

Ex: His will to make a difference inspired many in his community to take action .La sua **volontà** di fare la differenza ha ispirato molti nella sua comunità a passare all'azione.
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society
[sostantivo]

people in general, considered as an extensive and organized group sharing the same laws

società

società

Ex: Social media has become an integral part of contemporary society, influencing public opinion and communication patterns .I social media sono diventati una parte integrante della **società** contemporanea, influenzando l'opinione pubblica e i modelli di comunicazione.
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consumer
[sostantivo]

someone who buys and uses services or goods

utente

utente

Ex: Online reviews play a significant role in helping consumers make informed choices .Le recensioni online svolgono un ruolo significativo nell'aiutare i **consumatori** a fare scelte informate.
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the level of wealth, welfare, comfort, and necessities available to an individual, group, country, etc.

tenore di vita

tenore di vita

Ex: Economic policies that promote job creation and income growth can positively impact standard of living for citizens .
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income
[sostantivo]

the money that is regularly earned from a job or through an investment

reddito

reddito

Ex: The couple reviewed their monthly income and expenses to create a more effective budget .La coppia ha esaminato il proprio **reddito** mensile e le spese per creare un budget più efficace.
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inflation
[sostantivo]

the ongoing increase in the general price level of goods and services in an economy over a period of time

inflazione

inflazione

Ex: Wages failed to keep up with inflation, affecting many households .I salari non hanno tenuto il passo con l'**inflazione**, colpendo molte famiglie.
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the amount of money required to maintain basic needs and expenses in a particular place or location

costo della vita

costo della vita

Ex: Retirees often move to countries with a cost of living to stretch their savings .
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to afford
[Verbo]

to be able to pay the cost of something

permettersi, avere i mezzi per

permettersi, avere i mezzi per

Ex: Financial stability allows individuals to afford unexpected expenses without causing hardship .La stabilità finanziaria permette agli individui di **permettersi** spese impreviste senza causare difficoltà.
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to manage
[Verbo]

to deal with someone, something, or a situation in a way that keeps it under control

gestire, amministrare

gestire, amministrare

Ex: He knows how to manage the boat in rough waters .Lui sa come **gestire** la barca in acque agitate.
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account
[sostantivo]

an arrangement according to which a bank keeps and protects someone's money that can be taken out or added to

conto

conto

Ex: Tom received an email notification confirming that his account had been credited with the refund amount .
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balance
[sostantivo]

the number showing the difference between the debit and credit sums of an account

saldo

saldo

Ex: The business maintained a healthy cash balance to cover operational expenses and unforeseen costs .L'azienda ha mantenuto un **saldo** di cassa sano per coprire le spese operative e i costi imprevisti.
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transfer
[sostantivo]

the act of moving someone or something from one place, person, or situation to another

trasferimento

trasferimento

Ex: We completed the transfer of the patient to a specialized care facility without any issues .Abbiamo completato il **trasferimento** del paziente in una struttura di cura specializzata senza alcun problema.
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payment
[sostantivo]

an amount of money that is paid for something

pagamento

pagamento

Ex: The payment for the painting was more than I could afford .Il **pagamento** per il dipinto era più di quanto potessi permettermi.
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interest rate
[sostantivo]

the amount that a lender charges a borrower for the use of money, typically calculated based on the amount of the loan and the length of the borrowing period

tasso di interesse

tasso di interesse

Ex: To save money , they opted for a fixed interest rate on their loan to avoid fluctuations .Per risparmiare denaro, hanno optato per un **tasso di interesse** fisso sul loro prestito per evitare fluttuazioni.
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debt
[sostantivo]

an amount of money or a favor that is owed

debito

debito

Ex: He repaid his friend , feeling relieved to be free of the personal debt he had owed for so long .Ha ripagato il suo amico, sentendosi sollevato di essere libero dal **debito** personale che aveva dovuto per così tanto tempo.
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mortgage
[sostantivo]

an official contract or arrangement by which a bank gives money to someone as a loan to buy a house and the person agrees to repay the loan over a specified period, usually with interest

mutuo

mutuo

Ex: Failure to make mortgage payments on time can lead to foreclosure , where the lender repossesses the property .Il mancato pagamento tempestivo dei pagamenti **ipotecari** può portare al pignoramento, dove il prestatore riprende possesso della proprietà.
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share
[sostantivo]

the act of dividing or distributing something among a group of people

quota

quota

Ex: The siblings divided the inheritance into equal shares to avoid any disputes .I fratelli hanno diviso l'eredità in **quote** uguali per evitare dispute.
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stock market
[sostantivo]

the business of trading and exchanging shares of different companies

mercato azionario

mercato azionario

Ex: The global pandemic had a profound impact on the stock market, leading to volatile fluctuations .La pandemia globale ha avuto un profondo impatto sul **mercato azionario**, portando a fluttuazioni volatili.
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currency
[sostantivo]

the type or system of money that is used by a country

valuta

valuta

Ex: The value of the currency dropped significantly after the announcement .Il valore della **valuta** è diminuito significativamente dopo l'annuncio.
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exchange rate
[sostantivo]

the value of a country's currency compared to another country's currency

tasso

tasso

Ex: She monitored the exchange rate closely to get the best deal when transferring money to another country .Ha monitorato da vicino il **tasso di cambio** per ottenere il miglior affare quando trasferiva denaro in un altro paese.
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bankrupt
[aggettivo]

(of organizations or people) legally declared as unable to pay their debts to creditors

fallito

fallito

Ex: The bankrupt individual sought financial counseling to manage their debts .L'individuo **fallito** ha cercato consulenza finanziaria per gestire i suoi debiti.
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recession
[sostantivo]

a hard time in a country's economy characterized by a reduction in employment, production, and trade

recessione

recessione

Ex: Economists predicted that the recession would last for several quarters before signs of recovery would emerge .Gli economisti hanno previsto che la **recessione** sarebbe durata diversi trimestri prima che emergessero segni di ripresa.
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rich
[aggettivo]

owning a great amount of money or things that cost a lot

ricco

ricco

Ex: The rich philanthropist sponsored scholarships for underprivileged students .Il **ricco** filantropo ha sponsorizzato borse di studio per studenti svantaggiati.
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affluent
[aggettivo]

possessing a great amount of riches and material goods

benestante

benestante

Ex: The affluent couple donated generously to local charities and cultural institutions .La coppia **benestante** ha donato generosamente a enti di beneficenza e istituzioni culturali locali.
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loaded
[aggettivo]

having a lot of money or financial resources

caricare

caricare

Ex: His flashy lifestyle suggests that he's loaded with money, but few know the true source of his wealth.Il suo stile di vita appariscente suggerisce che è **ricco sfondato**, ma pochi conoscono la vera fonte della sua ricchezza.
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wealthy
[aggettivo]

having a large amount of money or valuable possessions

facoltoso, ricco

facoltoso, ricco

Ex: The wealthy neighborhood was known for its extravagant mansions and gated communities .Il quartiere **benestante** era noto per le sue sontuose ville e le comunità recintate.
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well-off
[aggettivo]

having enough money to cover one's expenses and maintain a desirable lifestyle

benestante

benestante

Ex: They invested wisely and became well-off in their retirement years .Hanno investito saggiamente e sono diventati **benestanti** negli anni del pensionamento.
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poor
[aggettivo]

owning a very small amount of money or a very small number of things

povero

povero

Ex: Unforunately , the poor elderly couple relied on government assistance to cover their expenses .Purtroppo, la **povera** coppia anziana faceva affidamento sull'assistenza governativa per coprire le spese.
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broke
[aggettivo]

having little or no financial resources

senza un soldo

senza un soldo

Ex: He felt embarrassed admitting to his friends that he was broke and could n't join them for dinner .Si è sentito imbarazzato nell'ammettere ai suoi amici che era **al verde** e non poteva unirsi a loro per cena.
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hard up
[aggettivo]

experiencing financial difficulties, often lacking money to cover basic expenses

duro

duro

Ex: Even though they were hard up, they managed to find joy in the simple things in life .Anche se erano **in difficoltà finanziarie**, sono riusciti a trovare gioia nelle cose semplici della vita.
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penniless
[aggettivo]

having no money or financial resources

senza un soldo

senza un soldo

Ex: The penniless immigrant worked hard to build a better life for his family .L'immigrato **senza un soldo** ha lavorato duramente per costruire una vita migliore per la sua famiglia.
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grand
[sostantivo]

a thousand units of a currency

mille

mille

Ex: He borrowed three grand from his parents to start his business .Ha preso in prestito tre **mila** dai suoi genitori per avviare la sua attività.
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buck
[sostantivo]

one dollar

un dollaro

un dollaro

Ex: He bet his friend a buck that his favorite team would win the game .Scommise un **dollaro** con il suo amico che la sua squadra preferita avrebbe vinto la partita.
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quid
[sostantivo]

the currency of the United Kingdom, equivalent to one hundred pence

quid

quid

Ex: The concert tickets cost a hundred quid each , but the experience was well worth it .I biglietti del concerto costavano cento **sterline** ciascuno, ma l'esperienza ne è valsa la pena.
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fiver
[sostantivo]

a piece of paper money worth five dollars that you can use to buy things

cinque

cinque

Ex: At the garage sale , she sold an old book for a fiver.Alla vendita di garage, ha venduto un vecchio libro per un **biglietto da cinque dollari**.
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tenner
[sostantivo]

a banknote with a value of ten units of a currency, typically ten pounds or ten dollars

dieci

dieci

Ex: He borrowed a tenner from his friend to cover the unexpected expense .Ha preso in prestito un **biglietto da dieci** dal suo amico per coprire la spesa imprevista.
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installment
[sostantivo]

a part of a larger sum of money that is paid in a scheduled series of payments over a specified period of time

rateale

rateale

Ex: The artwork was purchased on an installment plan, making it more affordable for the buyer.L'opera d'arte è stata acquistata con un piano di **rateizzazione**, rendendola più accessibile per l'acquirente.
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