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Vocabulário para IELTS (Acadêmico) - Economics

Aqui você aprenderá algumas palavras em inglês sobre economia, como "deflação", "oligopólio", "orçamento", etc., que são necessárias para o exame IELTS.

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Words for Academic IELTS
account
[substantivo]

an arrangement according to which a bank keeps and protects someone's money that can be taken out or added to

conta, conta bancária

conta, conta bancária

Ex: Tom received an email notification confirming that his account had been credited with the refund amount .
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balance sheet
[substantivo]

a written statement that shows the assets and liabilities of a company at a specific point in time

balanço patrimonial, demonstração financeira

balanço patrimonial, demonstração financeira

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capital gains tax
[substantivo]

a tax on the profit a corporation or an individual makes from selling shares or properties

imposto sobre ganhos de capital, tributação sobre mais-valias

imposto sobre ganhos de capital, tributação sobre mais-valias

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deflation
[substantivo]

(economics) a decrease in the amount of money in an economy, resulting in falling or unchanged prices

deflação

deflação

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fiscal year
[substantivo]

a period of 12 months based on which a company, government or individual does financial reporting or budgeting

ano fiscal, exercício financeiro

ano fiscal, exercício financeiro

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golden rule
[substantivo]

a fundamental principle that should be followed in order to achieve success

regra de ouro, princípio fundamental

regra de ouro, princípio fundamental

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income tax
[substantivo]

a tax paid to the government each year by a business or an individual based on their income

imposto de renda, imposto sobre o rendimento

imposto de renda, imposto sobre o rendimento

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liquid assets
[substantivo]

any item of value that can be sold easily or the amount of cash available to a company

ativos líquidos, valores realizáveis

ativos líquidos, valores realizáveis

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microeconomics
[substantivo]

(economics) the branch of economics that is concerned with the market behavior of companies and individuals in order to understand their decision-making processes

microeconomia, micro-economia

microeconomia, micro-economia

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macroeconomics
[substantivo]

(economics) the branch of economics that studies an economy or market system at a general level and deals with the interrelation of different sectors

macroeconomia, economia geral

macroeconomia, economia geral

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oligopoly
[substantivo]

(economics) a market structure in which only a few competitors are involved but none of them have the overall control

oligopólio, estrutura de mercado com poucos concorrentes

oligopólio, estrutura de mercado com poucos concorrentes

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quota
[substantivo]

(economics) an amount or share that each individual is entitled to receive

cota, contingente

cota, contingente

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shareholder
[substantivo]

a natural or legal person that owns at least one share in a company

acionista, detentor de ações

acionista, detentor de ações

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tax haven
[substantivo]

a country with stable economy that offers foreigners zero or near zero tax rates

paraíso fiscal, refúgio fiscal

paraíso fiscal, refúgio fiscal

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unit trust
[substantivo]

an investing company that facilitates investment in various businesses and provides profits paid directly to each unit owner

fundo de investimento, fundo mútuo

fundo de investimento, fundo mútuo

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value-added tax
[substantivo]

a tax put on the value added to a product at each stage of the supply chain, affecting the final price which the consumer pays

imposto sobre o valor acrescentado

imposto sobre o valor acrescentado

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yield
[substantivo]

the total amount of something that is produced, as in agriculture or an industry

rendimento,  produção

rendimento, produção

Ex: The study analyzed the yield of various crops across different regions , providing valuable insights for agricultural planning .O estudo analisou o **rendimento** de várias culturas em diferentes regiões, fornecendo informações valiosas para o planejamento agrícola.
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investment
[substantivo]

the money that is put into a business or financial activity to gain profit

investimento

investimento

Ex: A diversified investment portfolio can help mitigate risks and maximize returns .Uma carteira de **investimento** diversificada pode ajudar a mitigar riscos e maximizar retornos.
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budget
[substantivo]

the sum of money that is available to a person, an organization, etc. for a particular purpose and the plan according to which it will be spent

orçamento, plano financeiro

orçamento, plano financeiro

Ex: The project ran over budget, leading to cuts in other areas .O projeto ultrapassou o **orçamento**, levando a cortes em outras áreas.
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currency
[substantivo]

the type or system of money that is used by a country

moeda, divisa

moeda, divisa

Ex: The value of the currency dropped significantly after the announcement .O valor da **moeda** caiu significativamente após o anúncio.
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to crash
[verbo]

(economics) to lose value suddenly and significantly

desabar, despencar

desabar, despencar

Ex: When the company ’s stock crashed, many investors faced significant losses .Quando as ações da empresa **despencaram**, muitos investidores enfrentaram perdas significativas.
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deposit
[substantivo]

(economics) an amount of money that is put into a bank account

depósito

depósito

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asset
[substantivo]

a valuable resource or quality owned by an individual, organization, or entity, typically with economic value and the potential to provide future benefits

ativo, recurso valioso

ativo, recurso valioso

Ex: Goodwill , reflecting a company 's reputation and customer loyalty , is considered an asset on its balance sheet .
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finance
[substantivo]

the act of managing large sums of money, especially by governments or corporations

finanças, gestão financeira

finanças, gestão financeira

Ex: The government introduced reforms to improve national finance.O governo introduziu reformas para melhorar as **finanças** nacionais.
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capital
[substantivo]

money or property owned by a person or company that is used for investment or starting a business

capital, fundos

capital, fundos

Ex: He decided to invest his capital in real estate , hoping for high returns .Ele decidiu investir seu **capital** em imóveis, esperando altos retornos.
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deficit spending
[substantivo]

the spending of public funds provided from borrowing rather than taxation, done by a government in order to stimulate the economy

gastos deficitários, financiamento por déficit

gastos deficitários, financiamento por déficit

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depression
[substantivo]

a time of little economic activity and high unemployment, which lasts for a long time

depressão, crise econômica

depressão, crise econômica

Ex: The global economy entered a deep depression following the financial crisis of 2008 .A economia global entrou em uma profunda **depressão** após a crise financeira de 2008.
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savings
[substantivo]

the amount of money that one has kept for future use, especially in a bank

poupança, economias

poupança, economias

Ex: The government encourages citizens to save by offering tax incentives for contributions to retirement savings accounts.O governo incentiva os cidadãos a poupar oferecendo incentivos fiscais para contribuições em contas de **poupança** para aposentadoria.
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profit
[substantivo]

the sum of money that is gained after all expenses and taxes are paid

lucro,  proveito

lucro, proveito

Ex: Without careful budgeting , it ’s difficult to achieve consistent profit.Sem um orçamento cuidadoso, é difícil alcançar um **lucro** consistente.
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EPS
[substantivo]

a financial measure that indicates a company's profit in relation to each outstanding share of common stock

EPS (Lucro Por Ação), Resultado por ação

EPS (Lucro Por Ação), Resultado por ação

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half year
[substantivo]

a period of six months, especially used in financial contexts

semestre, meio ano

semestre, meio ano

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joint account
[substantivo]

a bank account that has two or more owners

conta conjunta

conta conjunta

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net asset value
[substantivo]

the value of a company's assets minus its liabilities, divided by the number of outstanding shares

valor líquido do ativo, valor patrimonial líquido

valor líquido do ativo, valor patrimonial líquido

Ex: The financial report included a detailed breakdown of the company 's net asset value, highlighting the growth in its portfolio of investments .O relatório financeiro incluiu uma análise detalhada do **valor líquido dos ativos** da empresa, destacando o crescimento em sua carteira de investimentos.
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real interest rate
[substantivo]

(economics) an interest rate that is adjusted in a way that removes the effects of inflation

taxa de juro real, taxa de juro ajustada pela inflação

taxa de juro real, taxa de juro ajustada pela inflação

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x-efficiency
[substantivo]

(economics) a company's inability to achieve maximum output from the input due to imperfect competition

x-eficiência, eficiência-x

x-eficiência, eficiência-x

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commodity
[substantivo]

(economics) an unprocessed material that can be traded in different exchanges or marketplaces

mercadoria, produto básico

mercadoria, produto básico

Ex: Investors often include commodities in their portfolios as a hedge against inflation and market volatility .Os investidores frequentemente incluem **commodities** em suas carteiras como proteção contra a inflação e a volatilidade do mercado.
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Vocabulário para IELTS (Acadêmico)
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