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Vocabular pentru IELTS (Academic) - Economie

Aici vei învăța câteva cuvinte în engleză despre economie, cum ar fi "deflație", "oligopol", "buget" etc., care sunt necesare pentru examenul IELTS.

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Words for Academic IELTS
account
account
[substantiv]

an arrangement according to which a bank keeps and protects someone's money that can be taken out or added to

cont, cont bancar

cont, cont bancar

Ex: Sarah opened a savings account at the local bank to start saving for her future. 
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balance sheet
balance sheet
[substantiv]

a written statement that shows the assets and liabilities of a company at a specific point in time

bilanț, situație financiară

bilanț, situație financiară

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capital gains tax
capital gains tax
[substantiv]

a tax on the profit a corporation or an individual makes from selling shares or properties

impozit pe câștigurile de capital, taxa pe profiturile de capital

impozit pe câștigurile de capital, taxa pe profiturile de capital

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deflation
deflation
[substantiv]

a sustained decline in prices caused by reduced economic activity

deflație

deflație

Ex: The central bank fears deflation and is cutting interest rates to stimulate spending. 
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fiscal year
fiscal year
[substantiv]

a period of 12 months based on which a company, government or individual does financial reporting or budgeting

an fiscal, exercițiu financiar

an fiscal, exercițiu financiar

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golden rule
golden rule
[substantiv]

a fundamental principle that should be followed in order to achieve success

regula de aur, principiu fundamental

regula de aur, principiu fundamental

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income tax
income tax
[substantiv]

a tax levied by a government on the financial earnings of individuals and businesses

impozit pe venit

impozit pe venit

Ex: She pays income tax on her salary every month through payroll deductions. 
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liquid assets
liquid assets
[substantiv]

any item of value that can be sold easily or the amount of cash available to a company

active lichide, valori realizabile

active lichide, valori realizabile

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microeconomics
microeconomics
[substantiv]

(economics) the branch of economics that is concerned with the market behavior of companies and individuals in order to understand their decision-making processes

microeconomie, micro-economie

microeconomie, micro-economie

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macroeconomics
macroeconomics
[substantiv]

(economics) the branch of economics that studies an economy or market system at a general level and deals with the interrelation of different sectors

macroeconomie, economie generală

macroeconomie, economie generală

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oligopoly
oligopoly
[substantiv]

(economics) a market structure in which only a few competitors are involved but none of them have the overall control

oligopol, structură de pieță cu puțini concurenți

oligopol, structură de pieță cu puțini concurenți

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quota
quota
[substantiv]

a share or amount allocated or due to a particular person or group

cotă,  parte

cotă, parte

Ex: Each region received its quota of emergency supplies. 
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shareholder
shareholder
[substantiv]

an individual or entity that owns shares of stock in a corporation

acționar

acționar

Ex: Each shareholder received a dividend payment based on the number of shares held. 
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tax haven
tax haven
[substantiv]

a country with stable economy that offers foreigners zero or near zero tax rates

paradis fiscal, refugiu fiscal

paradis fiscal, refugiu fiscal

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unit trust
unit trust
[substantiv]

an investing company that facilitates investment in various businesses and provides profits paid directly to each unit owner

fond de investiții, unitate de investiții

fond de investiții, unitate de investiții

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value-added tax
value-added tax
[substantiv]

a consumption tax charged on the increase in value of goods or services at successive stages of production and distribution

taxa pe valoarea adăugată

taxa pe valoarea adăugată

Ex: Value-added tax is included in the price of many goods and services. 
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yield
yield
[substantiv]

the total amount of something that is produced, as in agriculture or an industry

recoltă,  producție

recoltă, producție

Ex: The company's financial report showed a significant increase in yield, indicating successful productivity and growth. 
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investment
investment
[substantiv]

the money that is put into a business or financial activity to gain profit

investiție

investiție

Ex: Real estate is often considered a safe investment with potential for steady returns. 
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budget
budget
[substantiv]

a specific amount of money set aside for a particular use

buget, alocare bugetară

buget, alocare bugetară

Ex: The team stayed within the budget despite delays. 
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currency
currency
[substantiv]

the type or system of money that is used by a country

monedă, valută

monedă, valută

Ex: The value of the local currency fluctuates based on the global market. 
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to crash
to crash
[verb]

(economics) to lose value suddenly and significantly

se prăbuși, se nărui

se prăbuși, se nărui

Ex: The tech industry's bubble burst, causing many companies' shares to crash. 
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deposit
deposit
[substantiv]

money placed in a bank or financial institution

depozit, virament

depozit, virament

Ex: Direct deposits of salary are convenient and fast. 
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asset
asset
[substantiv]

a valuable resource or quality owned by an individual, organization, or entity, typically with economic value and the potential to provide future benefits

activ, resursă valoroasă

activ, resursă valoroasă

Ex: Human capital, such as knowledge, skills, and expertise, is an important asset for organizations seeking competitive advantage. 
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finance
finance
[substantiv]

the act of managing large sums of money, especially by governments or corporations

finanțe, management financiar

finanțe, management financiar

Ex: The company hired an expert to handle its finance. 
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capital
capital
[substantiv]

assets used to generate more assets, especially in business or production

capital, fond

capital, fond

Ex: They raised capital to expand operations. 
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deficit spending
deficit spending
[substantiv]

the spending of public funds provided from borrowing rather than taxation, done by a government in order to stimulate the economy

cheltuieli deficitare, finanțare prin deficit

cheltuieli deficitare, finanțare prin deficit

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depression
depression
[substantiv]

a prolonged period of severe economic decline marked by low business activity and high unemployment

depresie,  criză economică

depresie, criză economică

Ex: The country entered a deep economic depression after several major banks failed. 
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savings
savings
[substantiv]

the amount of money that one has kept for future use, especially in a bank

economii, depozite

economii, depozite

Ex: She diligently set aside a portion of her income each month to contribute to her savings account. 

Ea punea diligent deoparte o parte din venitul ei în fiecare lună pentru a contribui la contul ei de economii.

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profit
profit
[substantiv]

the sum of money that is gained after all expenses and taxes are paid

profit,  beneficiu

profit, beneficiu

Ex: Investors seek opportunities to maximize profit by analyzing market trends and identifying potential growth sectors. 
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EPS
EPS
[substantiv]

a financial measure that indicates a company's profit in relation to each outstanding share of common stock

EPS (Profit pe acțiune), Câștig pe acțiune

EPS (Profit pe acțiune), Câștig pe acțiune

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half year
half year
[substantiv]

a period of six months, especially used in financial contexts

semestru, jumătate de an

semestru, jumătate de an

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joint account
joint account
[substantiv]

a bank account that has two or more owners

cont comun

cont comun

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net asset value
net asset value
[substantiv]

the value of a company's assets minus its liabilities, divided by the number of outstanding shares

valoarea netă a activelor, valoarea activelor nete

valoarea netă a activelor, valoarea activelor nete

Ex: The mutual fund's net asset value (NAV) is calculated at the end of each trading day, reflecting the total value of its assets minus liabilities. 

Valoarea activului net (NAV) a fondului mutual este calculată la sfârșitul fiecărei zile de tranzacționare, reflectând valoarea totală a activelor sale minus pasivele.

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real interest rate
real interest rate
[substantiv]

(economics) an interest rate that is adjusted in a way that removes the effects of inflation

rata dobânzii reală, rata dobânzii ajustată pentru inflație

rata dobânzii reală, rata dobânzii ajustată pentru inflație

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x-efficiency
x-efficiency
[substantiv]

(economics) a company's inability to achieve maximum output from the input due to imperfect competition

x-eficiență, eficiență-x

x-eficiență, eficiență-x

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commodity
commodity
[substantiv]

a product or raw material that can be bought and sold, especially in large quantities on financial markets

mărfuri

mărfuri

Ex: Oil is one of the world's most heavily traded commodities. 
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