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Vocabulario para IELTS (Académico) - Economía

Aquí aprenderás algunas palabras en inglés sobre economía, como "deflation", "oligopoly", "budget", etc. que son necesarias para el examen IELTS.

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Words for Academic IELTS
account
account
[Sustantivo]

an arrangement according to which a bank keeps and protects someone's money that can be taken out or added to

cuenta

cuenta

Ex: Sarah opened a savings account at the local bank to start saving for her future. 
balance sheet
balance sheet
[Sustantivo]

a written statement that shows the assets and liabilities of a company at a specific point in time

hoja de balance

hoja de balance

capital gains tax
capital gains tax
[Sustantivo]

a tax on the profit a corporation or an individual makes from selling shares or properties

impuesto sobre ganancias de capital

impuesto sobre ganancias de capital

deflation
deflation
[Sustantivo]

(economics) a decrease in the amount of money in an economy, resulting in falling or unchanged prices

deflación

deflación

fiscal year
fiscal year
[Sustantivo]

a period of 12 months based on which a company, government or individual does financial reporting or budgeting

año fiscal

año fiscal

golden rule
golden rule
[Sustantivo]

a fundamental principle that should be followed in order to achieve success

regla de oro

regla de oro

income tax
income tax
[Sustantivo]

a tax paid to the government each year by a business or an individual based on their income

impuesto sobre la renta

impuesto sobre la renta

liquid assets
liquid assets
[Sustantivo]

any item of value that can be sold easily or the amount of cash available to a company

activos líquidos

activos líquidos

microeconomics
microeconomics
[Sustantivo]

(economics) the branch of economics that is concerned with the market behavior of companies and individuals in order to understand their decision-making processes

microeconomía

microeconomía

macroeconomics
macroeconomics
[Sustantivo]

(economics) the branch of economics that studies an economy or market system at a general level and deals with the interrelation of different sectors

macroeconomía

macroeconomía

oligopoly
oligopoly
[Sustantivo]

(economics) a market structure in which only a few competitors are involved but none of them have the overall control

oligopolio

oligopolio

quota
quota
[Sustantivo]

(economics) an amount or share that each individual is entitled to receive

cuota

cuota

shareholder
shareholder
[Sustantivo]

a natural or legal person that owns at least one share in a company

accionista

accionista

tax haven
tax haven
[Sustantivo]

a country with stable economy that offers foreigners zero or near zero tax rates

paraíso fiscal

paraíso fiscal

unit trust
unit trust
[Sustantivo]

an investing company that facilitates investment in various businesses and provides profits paid directly to each unit owner

fondo de inversion

fondo de inversion

value-added tax
value-added tax
[Sustantivo]

a tax put on the value added to a product at each stage of the supply chain, affecting the final price which the consumer pays

Impuesto al valor agregado

Impuesto al valor agregado

yield
yield
[Sustantivo]

the total amount of something that is produced, as in agriculture or an industry

rendimiento

rendimiento

Ex: The annual yield of the wheat fields surpassed expectations, resulting in a plentiful harvest. 
investment
investment
[Sustantivo]

the money that is put into a business or financial activity to gain profit

inversión

inversión

Ex: She made an investment in stocks that paid off handsomely over the years. 
budget
budget
[Sustantivo]

a specific amount of money set aside for a particular use

presupuesto

presupuesto

Ex: The project has a strict budget for equipment. 
currency
currency
[Sustantivo]

the type or system of money that is used by a country

moneda

moneda

Ex: The euro is the official currency of many countries in the European Union. 
to crash
to crash
[Verbo]

(economics) to lose value suddenly and significantly

quebrar

quebrar

Ex: The stock market crashed, wiping out billions in a matter of hours. 
deposit
deposit
[Sustantivo]

money placed in a bank or financial institution

depósito

depósito

Ex: He made a deposit of $500 into his savings account. 
asset
asset
[Sustantivo]

a valuable resource or quality owned by an individual, organization, or entity, typically with economic value and the potential to provide future benefits

valor

valor

Ex: Real estate is considered a valuable asset due to its potential for long-term appreciation and rental income. 
finance
finance
[Sustantivo]

the act of managing large sums of money, especially by governments or corporations

finanzas

finanzas

Ex: Poor finance planning led to the company's bankruptcy. 
capital
capital
[Sustantivo]

assets used to generate more assets, especially in business or production

capital

capital

Ex: The company invested capital in new machinery. 
deficit spending
deficit spending
[Sustantivo]

the spending of public funds provided from borrowing rather than taxation, done by a government in order to stimulate the economy

gasto deficitario

gasto deficitario

depression
depression
[Sustantivo]

a time of little economic activity and high unemployment, which lasts for a long time

depresión

depresión

Ex: The Great Depression of the 1930s saw widespread unemployment and severe economic hardship. 
savings
savings
[Sustantivo]

the amount of money that one has kept for future use, especially in a bank

ahorros

ahorros

Ex: She diligently set aside a portion of her income each month to contribute to her savings account. 
profit
profit
[Sustantivo]

the sum of money that is gained after all expenses and taxes are paid

beneficios

beneficios

Ex: The company reported a significant profit for the fiscal year, reflecting efficient operations and strong sales. 
EPS
EPS
[Sustantivo]

a financial measure that indicates a company's profit in relation to each outstanding share of common stock

BPA

BPA

half year
half year
[Sustantivo]

a period of six months, especially used in financial contexts

medio año

medio año

joint account
joint account
[Sustantivo]

a bank account that has two or more owners

cuenta conjunta

cuenta conjunta

net asset value
net asset value
[Sustantivo]

the value of a company's assets minus its liabilities, divided by the number of outstanding shares

valor del activo neto

valor del activo neto

Ex: The mutual fund's net asset value (NAV) is calculated at the end of each trading day, reflecting the total value of its assets minus liabilities. 
real interest rate
real interest rate
[Sustantivo]

(economics) an interest rate that is adjusted in a way that removes the effects of inflation

tipo de interés real

tipo de interés real

x-efficiency
x-efficiency
[Sustantivo]

(economics) a company's inability to achieve maximum output from the input due to imperfect competition

eficiencia-X

eficiencia-X

commodity
commodity
[Sustantivo]

(economics) an unprocessed material that can be traded in different exchanges or marketplaces

materia prima

materia prima

Ex: Oil has long been a highly valued commodity on the global market, influencing economies and politics. 
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