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Vocabulario para IELTS (Académico) - Economía

Aquí aprenderás algunas palabras en inglés sobre economía, como "deflation", "oligopoly", "budget", etc. que son necesarias para el examen IELTS.

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Words for Academic IELTS
account
account
[Sustantivo]

an arrangement according to which a bank keeps and protects someone's money that can be taken out or added to

cuenta

cuenta

Ex: The company's accountant meticulously balanced the accounts to ensure accuracy in financial records. 
balance sheet
balance sheet
[Sustantivo]

a written statement that shows the assets and liabilities of a company at a specific point in time

hoja de balance

hoja de balance

capital gains tax
capital gains tax
[Sustantivo]

a tax on the profit a corporation or an individual makes from selling shares or properties

impuesto sobre ganancias de capital

impuesto sobre ganancias de capital

deflation
deflation
[Sustantivo]

a sustained decline in prices caused by reduced economic activity

deflación

deflación

Ex: During deflation, consumers delay purchases in anticipation of even lower prices. 
fiscal year
fiscal year
[Sustantivo]

a period of 12 months based on which a company, government or individual does financial reporting or budgeting

año fiscal

año fiscal

golden rule
golden rule
[Sustantivo]

a fundamental principle that should be followed in order to achieve success

regla de oro

regla de oro

income tax
income tax
[Sustantivo]

a tax levied by a government on the financial earnings of individuals and businesses

impuesto sobre la renta

impuesto sobre la renta

Ex: He filed his income tax return before the April deadline. 
liquid assets
liquid assets
[Sustantivo]

any item of value that can be sold easily or the amount of cash available to a company

activos líquidos

activos líquidos

microeconomics
microeconomics
[Sustantivo]

(economics) the branch of economics that is concerned with the market behavior of companies and individuals in order to understand their decision-making processes

microeconomía

microeconomía

macroeconomics
macroeconomics
[Sustantivo]

(economics) the branch of economics that studies an economy or market system at a general level and deals with the interrelation of different sectors

macroeconomía

macroeconomía

oligopoly
oligopoly
[Sustantivo]

(economics) a market structure in which only a few competitors are involved but none of them have the overall control

oligopolio

oligopolio

quota
quota
[Sustantivo]

a share or amount allocated or due to a particular person or group

cuota

cuota

Ex: The department has already used its annual quota of travel funds. 
shareholder
shareholder
[Sustantivo]

an individual or entity that owns shares of stock in a corporation

accionista

accionista

Ex: The shareholder filed a lawsuit against the board for breach of fiduciary duty. 
tax haven
tax haven
[Sustantivo]

a country with stable economy that offers foreigners zero or near zero tax rates

paraíso fiscal

paraíso fiscal

unit trust
unit trust
[Sustantivo]

an investing company that facilitates investment in various businesses and provides profits paid directly to each unit owner

fondo de inversion

fondo de inversion

value-added tax
value-added tax
[Sustantivo]

a consumption tax charged on the increase in value of goods or services at successive stages of production and distribution

Impuesto al valor agregado

Impuesto al valor agregado

Ex: The company can reclaim some of the value-added tax paid on business purchases. 
yield
yield
[Sustantivo]

the total amount of something that is produced, as in agriculture or an industry

rendimiento

rendimiento

Ex: The oil refinery's production reached a record-breaking yield, meeting the high demand in the market. 
investment
investment
[Sustantivo]

the money that is put into a business or financial activity to gain profit

inversión

inversión

Ex: The investment in renewable energy projects has been increasing globally. 
budget
budget
[Sustantivo]

a specific amount of money set aside for a particular use

presupuesto

presupuesto

Ex: The travel budget covered flights and lodging. 
currency
currency
[Sustantivo]

the type or system of money that is used by a country

moneda

moneda

Ex: Using a stable currency is crucial for maintaining economic stability. 
to crash
to crash
[Verbo]

(economics) to lose value suddenly and significantly

quebrar

quebrar

Ex: The price of oil crashed after global demand dropped unexpectedly. 
deposit
deposit
[Sustantivo]

money placed in a bank or financial institution

depósito

depósito

Ex: The bank accepted her deposit without delay. 
asset
asset
[Sustantivo]

a valuable resource or quality owned by an individual, organization, or entity, typically with economic value and the potential to provide future benefits

valor

valor

Ex: Stocks and bonds are financial assets that can generate income and capital gains for investors. 
finance
finance
[Sustantivo]

the act of managing large sums of money, especially by governments or corporations

finanzas

finanzas

Ex: Public finance deals with government revenue, expenditures, and fiscal policies aimed at achieving economic stability and growth. 
capital
capital
[Sustantivo]

assets used to generate more assets, especially in business or production

capital

capital

Ex: Lack of capital stalled the project. 
deficit spending
deficit spending
[Sustantivo]

the spending of public funds provided from borrowing rather than taxation, done by a government in order to stimulate the economy

gasto deficitario

gasto deficitario

depression
depression
[Sustantivo]

a prolonged period of severe economic decline marked by low business activity and high unemployment

depresión

depresión

Ex: A prolonged depression forced many small businesses to close. 
savings
savings
[Sustantivo]

the amount of money that one has kept for future use, especially in a bank

ahorros

ahorros

Ex: Building up emergency savings is essential to prepare for unexpected expenses such as medical bills or car repairs. 

Acumular ahorros de emergencia es esencial para prepararse para gastos inesperados como facturas médicas o reparaciones de automóviles.

profit
profit
[Sustantivo]

the sum of money that is gained after all expenses and taxes are paid

beneficios

beneficios

Ex: Last year's profit was reinvested into expanding the company. 
EPS
EPS
[Sustantivo]

a financial measure that indicates a company's profit in relation to each outstanding share of common stock

BPA

BPA

half year
half year
[Sustantivo]

a period of six months, especially used in financial contexts

medio año

medio año

joint account
joint account
[Sustantivo]

a bank account that has two or more owners

cuenta conjunta

cuenta conjunta

net asset value
net asset value
[Sustantivo]

the value of a company's assets minus its liabilities, divided by the number of outstanding shares

valor del activo neto

valor del activo neto

Ex: The net asset value per share of the real estate investment trust (REIT) increased significantly due to rising property values. 

El valor neto del activo por acción del fondo de inversión en bienes raíces (REIT) aumentó significativamente debido al aumento de los valores de las propiedades.

real interest rate
real interest rate
[Sustantivo]

(economics) an interest rate that is adjusted in a way that removes the effects of inflation

tipo de interés real

tipo de interés real

x-efficiency
x-efficiency
[Sustantivo]

(economics) a company's inability to achieve maximum output from the input due to imperfect competition

eficiencia-X

eficiencia-X

commodity
commodity
[Sustantivo]

a product or raw material that can be bought and sold, especially in large quantities on financial markets

materia prima

materia prima

Ex: Copper prices rose sharply on international commodity markets. 
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