Vocabulary for IELTS Academic (Band 5) - Finance

Here, you will learn some English words related to Finance that are necessary for the Basic Academic IELTS exam.

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capital [noun]

assets used to generate more assets, especially in business or production

Ex: Lack of capital stalled the project .

cost [noun]

an amount we pay to buy, do, or make something

Ex: She was surprised by the low cost of the shoes .

income [noun]

the money that is regularly earned from a job or through an investment

Ex: The government 's new tax policy will impact individuals with higher incomes more significantly .

investment [noun]

the act or process of putting money into something to gain profit

Ex: The company 's investment in new technology has already started to pay off with increased productivity .

profit [noun]

the sum of money that is gained after all expenses and taxes are paid

Ex: Last year ’s profit was reinvested into expanding the company .

share [noun]

any of the equal portions of a company's stock that is available for public to buy and gain benefit

Ex: The value of his shares doubled after the positive earnings report .

finance [noun]

a type of business activity that involves providing money or other resources, such as capital, to support economic transactions, investments, and other financial activities

Ex: The government introduced new policies to regulate finance .

economy [noun]

the system in which money, goods, and services are produced or distributed within a country or region

Ex: A diversified economy is less susceptible to economic downturns in specific industries .

interest [noun]

the fee paid for borrowing money, calculated as a percentage of the loan amount over time

Ex:

inflation [noun]

the ongoing increase in the general price level of goods and services in an economy over a period of time

Ex: Rising inflation led to higher food and fuel prices .

exchange [noun]

the act of exchanging or trading one thing for another

Ex: The exchange of currency at the airport had a high fee .

expense [noun]

the amount of money spent to do or have something

Ex: Rent and utilities are among the most common monthly expenses for homeowners and renters alike .

fund [noun]

a sum of money that is collected and saved for a particular purpose

Ex: He contributed to a scholarship fund .

Vocabulary for IELTS Academic (Band 5)
Size and Scale	Dimensions	Weight and Steadiness	Increase in Amount
Decrease in Amount	High Intensity	Low Intensity	Space and Area
Shapes	Speed	Significance	Influence and Strength
Uniqueness	Complexity	Value	Quality
Challenges	Wealth and Success	Poverty and Failure	Appearance
Age	Body Shape	Wellness	Textures
Intelligence	Positive Human Traits	Negative Human Traits	Moral Traits
Emotional Responses	Emotional States	Social Behaviours	Tastes and Smells
Sounds	Temperature	Probability	Relational Actions
Body Language and Gestures	Postures and Positions	Opinions	Thoughts and Decisions
Knowledge and Information	Encouragement and Discouragement	Request and Suggestion	Regret and Sadness
Respect and Approval	Attempt and Prevention	Physical Actions and Reactions	Movements
Commanding and Giving Permissions	Engaging in Verbal Communication	Understanding and Learning	Perceiving The Senses
Resting and Relaxing	Touching and Holding	Eating and Drinking	Preparing Food
Changing and Forming	Organising and Collecting	Creating and Producing	Science
Education	Research	Astronomoy	Physics
Biology	Chemistry	Geology	Psychology
Mathematics	Graphs and Figures	Geometry	Environment
Energy and Power	Landscapes and Geography	Technology	Computer
Internet	Manufacture and Industry	History	Religion
Culture and Custom	Language and Grammar	Arts	Music
Film and Theatre	Literature	Architecture	Marketing
Finance	Management	Medicine	Sickness and Symptoms
Law	Crime	Punishment	Politics
War	Measurement	Positive Emotions	Negative Emotions
Animals	Weather	Food and Drinks	Travel and Tourism
Pollution	Migration	Disasters	Materials
Adverbs of Manner	Adverbs of Comment	Adverbs of Certainty	Adverbs of Frequency
Adverbs of Time	Adverbs of Place	Adverbs of Degree	Adverbs of Emphasis
Adverbs of Purpose and Intention	Conjunctive Adverbs